James Walne Jr. is a financial advisor with Stifel who holds Series 63 and Series 65 registrations and has 48 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2010. Based in Memphis, TN, Walne’s career spans several decades within the financial services industry. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Mark Billions is a financial advisor at Stifel with 22 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Advisors, LLC and Wells Fargo Clearing. He serves on the board of the Regional One Foundation, a hospital foundation in Memphis, Tennessee. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach uses proprietary analysis and modeling developed by its Investment Strategy Group to support client decision-making.

Charles Francis IV is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at LPL Financial LLC and FHN Financial Securities Corp. He has a diverse background with experience in healthcare and government. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations, employing tailored, non-discretionary planning supported by analytical tools and specialized programs.

Tiquadney Terrell is a Series 66-licensed financial advisor with Merrill, based in Memphis, TN, and has one year of industry experience. Prior to joining Merrill, Terrell worked at Bank of America, Walmart, and served six years in the United States Army. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jennifer Stiles is a financial advisor with Morgan Stanley in Memphis, TN, holding a Series 63 designation and 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Brendon Lozeau serves as the Branch Leader at the Germantown, TN Investor Center, where he leads a team of financial professionals. His role involves partnering with clients to develop lasting partnerships by understanding their financial priorities and preferences. Brendon's professional experience includes roles at Fidelity Investments, where he worked as a Planning Consultant from 2021 to 2022, a Relationship Manager from 2020 to 2021, and a Workplace Planning Consultant from 2019 to 2020. In his personal time, Brendon enjoys hiking and traveling.

Gary Dering is a financial advisor at Cetera with 46 years of industry experience. He holds the ChFC® designation and Series 63 license. Prior to joining Cetera, he worked at VOYA Financial Advisors and operated GD & D, LLC. Outside of his advisory work, he owns and operates a cattle and horse farm and serves as president of the Tennessee Cattlemens Association. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

William Baguley is a Financial Consultant at Fidelity Investments, a role he has held since 2021. Prior to this position, he worked as a Workplace Planning Consultant and an Investment Solutions Representative at Fidelity Investments from 2019 to 2021. Before joining Fidelity, he was a Licensed Banker at Wells Fargo from 2016 to 2019. He holds an Arkansas Insurance License, which supports his work in financial consulting. William focuses on understanding clients' unique goals and needs to develop financial plans aimed at long-term success. Outside of his professional life, William enjoys beach activities, camping, family activities, parenthood, and reading.

Christopher Bolding is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Truist Investment Services, Bank of America, Merrill, Cetera, and Regions Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lowell Fairley Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 12 years of industry experience. His prior roles include positions at Woodbury Financial Services and Edward Jones. Outside of his advisory work, Fairley serves as a radio analyst for high school football broadcasts in North Mississippi. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services supported by research and model portfolios.

Crystal Walker is a CFP® professional with 26 years of industry experience. She currently works with LPL Financial, where she has been since 2021, and has previous experience with Wells Fargo Advisors and Davis Financial Advisors. Walker is also a commissioned notary in the state of Tennessee. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement plan consulting, offering discretionary and non-discretionary portfolio management supported by research and model portfolios.

Joseph Doss is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. He previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for a decade. Outside of his advisory role, he is involved in non-variable insurance activities in Germantown, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, institutions, and charitable organizations through a nationwide network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios.

Hulon Warlick IV is a financial advisor with Raymond James Financial in Memphis, TN, holding Series 63 and Series 66 credentials and 31 years of industry experience. His prior work includes 16 years at Independent Wealth Management, LLC and Commonwealth Financial Network. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutions. The firm offers tailored, non-discretionary planning supported by advanced analytical tools and maintains specialized services such as municipal advisory and SIMPLE IRA Employer Advisory programs.

Teresa Burns is a financial advisor at LPL Financial with 25 years of industry experience. She holds a Series 63 designation and has worked previously with FTB Advisors, Inc. and First Tennessee Brokerage. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from multiple sources to support diversified investment strategies.

Jennifer King is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Prior to joining Raymond James in 2018, she worked for Wunderlich Securities for five years. Outside of her advisory role, she manages a tree farm that is leased for hunting purposes. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional advisory services supported by a wide range of portfolio management styles and affiliated research.

Marvin Davis is a financial advisor with Mass Mutual Investors Services holding Series 65 and Series 63 licenses and has six years of industry experience. His prior work includes roles at MML Investors Services and Mass Mutual Life Insurance Company since 2019, as well as ownership of Keener Path LLC since 2018. He also serves as a board member of AnyHour, a company specializing in electric, plumbing, heating, and air services. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual financial planning using firm-approved tools and offers various programs including money-manager options and educational seminars.

Philip Wunderlich Jr. is a financial advisor with UBS Financial Services, holding a Series 66 designation and one year of industry experience. Prior to joining UBS in 2023, he worked at the University of Georgia for four years and at Memphis University School for five years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and institutional trading capabilities with wealth management offerings.

Lee Powell Jr. is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 designation and 34 years of industry experience. He has been with Raymond James since 2012 and is also a partner at Walnut Grove Partners since 2013. Powell has passive investment interests in multiple private investment partnerships and holds a limited role in Challen Partners. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting, drawing on a wide range of portfolio management styles and affiliated research.

Laura Devries is a financial advisor at Ameriprise with 21 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Ameriprise or its affiliate since 2005. Ameriprise provides retirement-income planning services targeting individuals with at least $1 million in net investable assets, offering written Recommendation Reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its advice, with a centralized consulting team delivering non-discretionary recommendations in collaboration with financial advisors.

Alex Norville is a financial advisor with Cetera, holding a Series 66 designation and beginning his advisory career in 2026. Prior to joining Cetera, he has worked at Baptist Memorial Hospital since 2020 and was involved with Faith Baptist Church from 2013 to 2021. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large nationwide network of independent advisors and operates a multi-manager platform with various program options and custodial relationships.