Jordan Mc Elmurry is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with TIAA‑CREF and its affiliated entities since 2016. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm operates a fiduciary advisory model that separates one-time planning from ongoing discretionary management and acts as adviser to a donor-advised fund.

Eric Robbins is a financial advisor at PNC Wealth Management in Charlotte, NC, holding Series 65 and Series 66 licenses with six years of industry experience. His career includes roles within various PNC Investments entities since 2018 and prior experience at Marriott Vacation Club. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio offering that uses algorithm-driven risk assessments and delegated portfolio management.

Matthew Orf is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63, 65, and 66 credentials and bringing 27 years of industry experience. He has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with connections to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary advisory model that separates one-time planning services from ongoing discretionary management and serves as adviser to a donor-advised fund.

Matthew Kalajian is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Janney Montgomery Scott since 2006. He is based in Charlotte, NC, and holds a Series 63 license. Outside of his advisory role, Kalajian is involved in community organizations, serving on the boards of the Charlotte Economics Club and Camp Rockmont. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, offering brokerage services, financial planning, and advisory programs through a combination of in-house and third-party portfolio management.

Frank Braswell III is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 18 years of industry experience. He has been with TIAA since 2011. Outside of his advisory work, Braswell serves as a soccer referee. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management through model or customized portfolios.

Eduardo Gelpi is a financial advisor with T. Rowe Price Advisory Services, Inc. in Charlotte, NC, holding Series 63 and Series 66 licenses and 21 years of industry experience. His prior roles include positions at Edelman Financial Engines, LPL Financial LLC, Ameriprise Financial Services, and Wells Fargo Advisors. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management, primarily using proprietary mutual funds and ETFs for individual investors and households with retirement goals.

Lara Ferguson is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Citizens Securities, Inc. since 2022. Her prior roles include positions at LPL Financial, LLC and DaVinci Financial Designs. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering both investment advisory programs and brokerage and insurance services. The firm provides a digital advisory program and managed account services while operating as a broker-dealer and insurance agency.

Abel Rizzo is a financial advisor at Empower Advisory Group in Charlotte, NC, holding Series 66 and Series 63 licenses with one year of industry experience. Prior to joining Empower Advisory Group, he worked at various hospitality firms including Wurst Haus and Union Kitchen. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model connected to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Kelly West is a financial advisor at First Citizens Investor Services, Inc. with nine years of industry experience. She holds a Series 66 designation and has worked exclusively within the First Citizens organization since 2016. Outside of her advisory role, Kelly owns an online resale shop selling clothing and other items and is involved in direct/network marketing ventures. First Citizens Investor Services, Inc. provides investment advisory, brokerage, and insurance services to individuals, including high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a combination of strategic and tactical asset allocation, offering portfolio management through model portfolios, separately managed accounts, and an automated Guided Investing platform.

Andrea Smith is a financial advisor at HB Wealth with seven years of industry experience. She holds Series 63 and Series 65 credentials and has worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm combines quantitative and qualitative due diligence across a range of public and private investment strategies and offers outsourced chief investment officer (OCIO) and institutional advisory services.

Lucie Mcgowan is a financial advisor with TIAA-CREF, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. She has been with TIAA and TIAA-CREF since 2010, based in Charlotte, NC. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, often serving clients with existing connections to TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time financial planning and ongoing discretionary management, utilizing both model and customized portfolios.

Jessica Council Verner is a financial advisor at Truist Advisory Services in Charlotte, NC, holding a Series 66 designation. She has worked in various roles within the Truist organization since 2017 and has experience outside the financial industry as a co-owner of Proof Bar and Lounge from 2016 to 2019. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, offering services such as asset allocation analysis and fiduciary support. The firm uses a combination of discretionary and non-discretionary strategies, supported by third-party platforms and AI-enabled research tools.

Michael Hariaczyi is a financial advisor at TIAA-CREF with 23 years of industry experience. He holds a Series 66 designation and has worked at firms including Wells Fargo Clearing Services, Bank of America, Merrill, and Vanguard Advisers. Outside of his advisory work, he serves as a self-defense instructor at Apex Martial Arts in Huntersville, NC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm provides both model-based and customized portfolio management under a fiduciary standard and acts as adviser to the TIAA Donor Advised Fund.

Nicholas Levy is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and 15 years of industry experience. He has been with TIAA-CREF since 2012. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates within a vertically integrated structure and serves as adviser to a donor-advised fund.

Casey Fleisch is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 credentials and 26 years of industry experience. He has been with TIAA-CREF since 2006. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm separates point-in-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund, operating within a vertically integrated group that includes affiliated funds.

Robert Nimocks Jr. is a CFP® professional with 13 years of industry experience, currently serving at First Citizens Investor Services, Inc. in Charlotte, NC. He has been with First Citizens Bank and First Citizens Investor Services since 2016. First Citizens Investor Services, Inc. provides investment advisory, brokerage, and licensed insurance services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm employs a mix of strategic and tactical asset-allocation approaches across various portfolio management options and serves clients on both discretionary and non-discretionary terms.

Joshua Helms is a financial advisor at TIAA-CREF with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at TIAA and related entities since 2008, with additional experience at Crump Life Insurance Services and P.J. Robb Variable Corporation. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and institutional clients, often those connected through TIAA-administered retirement plans. The firm offers a range of advisory services including life goals analysis and personalized portfolio management within a vertically integrated structure.

Ryan Ruff is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 65 and Series 63 licenses and totaling two years of industry experience. His prior roles include positions at First Citizens Bank and a year at Poplar Pointe Marine. First Citizens Investor Services, Inc. offers investment advisory, brokerage, and licensed insurance services to individuals, pension plans, corporations, and charitable organizations. The firm employs a combination of strategic and tactical asset allocation and provides portfolio management through various programs and an automated Guided Investing platform.

Victor Carbone is a financial advisor at TIAA-CREF with a Series 66 designation and two years of industry experience. Prior to joining TIAA-CREF, he held positions at Equitable Advisors LLC and the South Carolina Retirement System Investment Commission. He has also worked at the University of South Carolina’s Darla Moore School of Business and in educational roles at North Carolina School of Science and Mathematics and Bishop McGuinness High School. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, and small retirement plans. The firm offers model-based and customized portfolio management within a vertically integrated structure that includes affiliated funds and acts as adviser to a donor-advised fund.

Jannah Keyes is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 66 and Series 63 licenses and 11 years of industry experience. Her career includes roles at Truist Investment Services, Bb&T Securities, LLC, and BB&T Investment Services, Inc. Truist Advisory Services offers investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes AI-enabled tools alongside traditional research to support investment decisions.