John Kang is a financial advisor at Parallel Advisors, LLC with 24 years of industry experience. He previously worked at Merrill for 10 years before joining Parallel Advisors in 2023. He holds Series 63 and Series 66 designations. Parallel Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations by providing discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a diversified investment approach, including fixed income, mutual funds, ETFs, and independent managers, and integrates technology platforms for tax-efficient rebalancing and held-away account management.

Karen Leech is a financial advisor at LNW with 23 years of industry experience. She holds a Series 65 designation and previously worked at Wetherby Asset Management for 22 years before joining Laird Norton Wetherby Wealth Management, LLC. LNW provides integrated wealth management and trust services primarily for high-net-worth individuals, families, and related entities, combining investment management, wealth planning, and coordination with outside professionals. The firm emphasizes customized investment policies, global diversification, active manager due diligence, and tax-aware strategies, and is known for its affiliated trust companies and private pooled vehicles that offer access to private investment strategies.

Nicholas Ruzette is a financial advisor at Aspiriant, LLC in San Francisco, holding the CFP® designation along with Series 65 and Series 63 licenses. He has seven years of industry experience, all with Aspiriant. Aspiriant serves primarily high-net-worth individuals and families, professional fiduciaries, and select institutional and retirement plan clients, providing discretionary and non-discretionary investment management alongside wealth planning, family office, and specialty services. The firm utilizes customized investment programs guided by internal Capital Market Expectations and offers access to a variety of investment options, including private investments and mutual funds.

Charles Hatch is a financial advisor with Parallel Advisors, LLC in San Francisco, holding a Series 66 designation and 22 years of industry experience. He has been with Parallel Advisors since 2009. Parallel Advisors serves individuals, business entities, retirement plans, trusts, estates, and charitable organizations with discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a multi-strategy investment approach including fundamental, technical, and cyclical analysis, and integrates technology platforms for tax-efficient rebalancing and held-away account management.

Mark Arola is a financial advisor at Buck Wealth Strategies, LLC in Pleasanton, CA, holding a Series 65 credential with 10 years of industry experience. He has previously worked at AE Wealth Management, LLC and J.W. Cole Advisors, Inc., among others, and is the owner and president of Arola Associates, which provides insurance sales and services. Additionally, he is president of Stoneridge Marketing Group, a separate business focused on marketing program budgeting and fund allocation. Buck Wealth Strategies serves individual and high-net-worth clients, trusts, and employer-sponsored retirement plans by providing discretionary investment management, financial planning, and retirement plan advisory services. The firm employs a top-down, macro-environmental investment approach with tactical asset allocation and sector rotation, utilizing equities, ETFs, and fixed income, supported by a relationship with AE Wealth Management for asset management and research.

Kathleen Fanelli is a CFP® professional with 23 years of experience in financial advising. She is currently with United Capital Financial Advisors and has previously worked at Cetera Advisor Networks LLC and Girard Securities, Inc. United Capital Financial Advisors offers financial planning and investment management services nationally to individuals, corporations, retirement plans, charitable organizations, and institutional clients. The firm employs discretionary portfolio management using asset-allocation models and provides services including ESG and faith-based portfolio customization, client-facing technology, and access to third-party managers.

Jennifer Chan is a CFA® charterholder with seven years of experience in wealth management. She has worked at Laird Norton Wetherby Wealth Management, LLC since 2024, following multiple roles at Wetherby Asset Management from 2016 to 2023. LNW provides integrated wealth management and trust services primarily for high-net-worth individuals, families, and related entities. The firm emphasizes customized investment policies, global diversification, and coordinated planning with outside professionals to address complex financial needs.

Christina Covalesky is a CFP® with 22 years of industry experience, currently serving at Laird Norton Wetherby Wealth Management, LLC. She was previously with WETHERBY ASSET MANAGEMENT for 21 years. LNW provides integrated wealth management and trust services primarily for high-net-worth individuals and families, combining investment management, wealth planning, and coordination with outside professionals to address complex multi-entity financial needs. The firm emphasizes customized investment policy statements, global diversification, and active manager due diligence, with additional capabilities in tax-aware decision making and impact investing.

Pooja Agarwal is a financial advisor at Earned Wealth Advisors, LLC with one year of industry experience. She has been involved with Chahal & Associates, Inc. since 2007, where she dedicates significant time during securities trading hours. Outside of advisory work, she provides tax preparation services on weekends and owns restaurant businesses. Earned Wealth Advisors serves individuals, high-net-worth clients, trusts, and employer-sponsored retirement plans, with a focus on medical professionals and their practices. The firm uses a diversified, buy-and-hold investment approach informed by third-party consultants and an internal committee, offering discretionary wealth management and retirement-plan advisory services.

Daniel Johnson is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Northern Trust Securities, Inc. in San Francisco, where he has worked since 2010. He holds Series 63 and Series 66 licenses. Northern Trust Securities, Inc. is an SEC-registered investment adviser and FINRA-registered broker-dealer that provides discretionary portfolio management through a model-driven wrap fee program. The firm serves high-net-worth individuals, retail investors, and institutional clients by offering Separately Managed Accounts, Fund Strategist Portfolios, and Strategist UMAs via the Fidelity Managed Account Xchange platform.

Ana Chena Davila is a financial advisor at Earned Wealth Advisors, LLC with one year of industry experience. She has prior experience working at Thomas Doll CPAs, where she serves as a Tax Manager. Davila also worked at Saint Mary's College of California and Cisco Systems earlier in her career. Earned Wealth Advisors serves individual and institutional clients, focusing on physicians, dentists, and their practice employees. The firm offers financial planning, discretionary wealth management, and retirement plan consulting, utilizing independent investment managers and model portfolios supported by third-party consultants and advanced portfolio tools.

Michelle Watson is a CFA® charterholder with 35 years of industry experience. She has been with Evergreen Capital Management LLC since 2017 and previously worked at Arcturus Financial, LLC. Outside of her advisory role, she serves as an informal board member of SHE-CAN, a nonprofit focused on empowering low-opportunity women, and is a board member of Mesa de Vida, a food company. Evergreen Capital Management provides discretionary investment management, consulting, and financial planning services to individuals, trusts, endowments, and retirement plans. The firm employs a Dynamic Asset Allocation framework and an ETF-focused strategy called Right Cycle Investing, supported by independent investment committees and specialized strategies including subadvisers and derivatives when appropriate.

Christopher Snyder is a financial advisor at The Mather Group, LLC with 20 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked for 16 years at Pillar Wealth Management, LLC. The Mather Group primarily serves high-net-worth individuals, family offices, trusts, corporations, and other entities by providing combined financial planning, investment management, tax and estate planning guidance, and family office services. The firm employs an evidence-based investment approach with multiple risk-based allocation models and integrates technology such as AI and machine learning to support portfolio construction and client communications.

Christopher Chatto is a financial advisor at Encompass More Asset Management LLC with 11 years of industry experience. He holds a Series 66 designation and has held various roles within the Encompass More affiliated entities since 2022, as well as prior positions at Verity Asset Management and Client One Securities. Outside of investment advisory, he is involved with Appreciation Financial, a fixed insurance agency in Danville, CA. Encompass More Asset Management LLC provides discretionary portfolio management, financial planning, and retirement-platform model services primarily to individual and high-net-worth clients. The firm employs model-based strategies combining proprietary models and third-party sub-advisers across a range of investment options, including equities, fixed income, private placements, and certain digital asset exposures.

April Antonio is a CFP® professional affiliated with Aspiriant LLC in San Francisco, CA, with one year of industry experience. She has been with Aspiriant since 2016 in various roles. Aspiriant primarily serves high-net-worth individuals and families, professional fiduciaries, and select institutional and retirement plan clients, providing investment management, wealth planning, family office, and specialty services. The firm emphasizes customized investment programs and expanded family office capabilities, including accounting and banking support.

Ralph Studley is a financial advisor at Concentric with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including New York Life and Schroder Investment Management North America. Studley serves on the board of the Westfield State University Foundation, which supports the university through fundraising and community engagement. Concentric provides discretionary sub-advisory portfolio management and model portfolio construction primarily to other registered investment advisers and financial institutions, using quantitative portfolio-optimization software combined with qualitative oversight to tailor investment solutions. The firm is notable for delivering most services through sub-advisory relationships, focusing on servicing other RIAs rather than direct retail clients.

Steven Herzog is a CFP® with 25 years of industry experience, currently serving at Laird Norton Wetherby Wealth Management, LLC. He was previously with Wetherby Asset Management for 18 years. Herzog holds Series 63 and Series 65 licenses and is based in San Francisco, CA. LNW provides integrated wealth management and trust services primarily for high-net-worth individuals, families, and related entities. The firm’s approach centers on customized investment policy statements and a strategic asset-allocation framework that includes global diversification, active manager due diligence, and selective use of alternative investments.

Todd Wellnitz is a financial advisor with Legacy Wealth Management, LLC, based in Alameda, CA. He has one year of industry experience and has been with Legacy Wealth Management since 2024. Prior to this, he has been involved with Wellguard Insurance Solutions, Inc. since 2010. Legacy Wealth Management is a multi-advisor firm serving individuals, charitable organizations, and business entities. The firm offers discretionary and non-discretionary portfolio management, financial consulting, and planning through a multi-team platform, emphasizing tailored strategies and continuous account monitoring.

Daniel Cassell is a CFA® charterholder and holds a Series 65 license with 16 years of industry experience. He has been with BakerAvenue since 2015, currently serving in their San Francisco office. BakerAvenue provides investment advisory and wealth planning services to individuals, retirement plans, charitable institutions, and other U.S. clients, often under discretionary mandates. The firm employs a multi-strategy investment approach combining fundamental, quantitative, and technical analysis with tactical asset allocation across various named strategies.

Wanchira Disyaboot is a financial advisor at Encompass More Asset Management LLC with 13 years of industry experience. She holds Series 65 and Series 63 licenses. Prior to joining Encompass More, she worked at Transamerica Financial Advisors, Inc. and World Financial Group. Outside of advising, she serves as a financial officer for the Thai American Chamber of Commerce of California and is involved in other business activities including IT consulting and insurance operations. Encompass More Asset Management LLC provides discretionary portfolio management, financial planning, and retirement-platform model services primarily to individual and high-net-worth clients. The firm uses model-based strategies combining proprietary and third-party sub-advisers, offering a range of investment options including equities, fixed income, private placements, and digital-asset exposures.