Mackenzie Bennett is a Series 66-licensed financial advisor with Raymond James Financial in Cincinnati, Ohio, and has eight years of industry experience. He has served in the U.S. Navy since 2013, including active military duty and continuing service from 2019 to the present. Bennett is involved in business development for Cornerstone Retirement Advisor, Inc., and serves as an insurance agent selling fixed, index, life, and Medicare-related products. He also participates in the finance and investment committee of the International Order of Odd Fellows, Dekalb Lodge #12. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a municipal advisor affiliation.

Jonathan Coleman is a Series 66-licensed financial advisor with Equitable Advisors in Cincinnati, Ohio, and has five years of industry experience. Prior to joining Equitable Advisors in 2020, he worked as a Caddie Master for four years. Equitable Advisors serves individual clients across wealth levels, as well as pension and profit-sharing plans, corporations, and nonprofits, offering financial planning, retirement plan consulting, and various asset-management programs. The firm utilizes both proprietary and third-party advisory models, emphasizing client risk assessment and matching to appropriate investment programs.

Michael O'Brien is a financial advisor at UBS Financial Services with four years of industry experience. He has worked at UBS since 2021 and previously held positions at OJM Group and Cincinnati Financial Corporation. His background also includes roles at Xavier University and the Portland Regency Hotel and Spa. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor financial plans and also provides custody, underwriting, and capital markets services.

Courtney Galinger is a financial advisor at Fidelity with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at various Fidelity divisions since 2001, including Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services. Prior to her current role, she also worked at Chase Investment Services Corp. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable and registered investment company accounts. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage and deliver model portfolios across multiple platforms.

Jason Sirotak is a CFP® and ChFC® with 26 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and previously worked at Metlife Securities Inc. He also services life, accident, and health insurance independently. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved tools and provides various programs including educational seminars and event-driven planning services.

William Di Johnson is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 65, 66, and 63 licenses and six years of industry experience. Before joining UBS in 2025, he worked at Walnut Grove Capital Partners and several other firms. He also has experience with Columbia Business School from 2020 to 2022. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs model-based asset allocations and proprietary research to tailor investment strategies to client goals and risk tolerances.

Kendall Harden is a financial advisor at UBS Financial Services with five years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Gearhart & Associates and Raymond James & Associates. Harden’s background also includes roles connected to the University of North Carolina at Chapel Hill and involvement with the Western & Southern Open. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Matthew Mcmanus is a financial advisor with Equitable Advisors in Cincinnati, OH, holding Series 63 and Series 65 licenses and 14 years of industry experience. He previously worked with Axa Advisors LLC and has been associated with Glenview Golf Course since 2012. Outside of his advisory role, Mcmanus is the author of the book *Money Academy* and serves as Treasurer for the Hamilton County Police Association as well as Director of Finance for the Greater Cincinnati Police Museum. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and third-party asset managers to deliver tailored investment solutions without sponsoring its own wrap fee program.

Joseph Jeffcott is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. Prior to joining Wells Fargo in 2020, he worked at J.P. Morgan Securities and JPMorgan Chase Bank. Outside of his advisory role, he owns Green Mountain Boys, LLC, a business involved in buying and trading baseball cards, and serves on the finance committee of Cooperative for Education, an organization supporting educational programs. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm employs an IPS-driven approach grounded in modern portfolio theory and includes insurance-related products and bank deposit sweep options as part of its investment menu.

Allison Cogburn is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has previously worked at US Bank, Boaz CO of Ohio, and PNC Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Josh Hardtke is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2017. He has been with Fidelity for over a decade, contributing in various capacities including Financial Consultant, Investment Representative, Retirement Solutions Representative, Investment Solutions Representative, Financial Service Professional, and Defined Contribution Representative since 2010. His primary focus involves developing, implementing, and maintaining long-term financial plans that address challenging market conditions and life changes. Josh holds an Arkansas Insurance License, supporting his professional capabilities in the financial services sector. His extensive tenure at Fidelity reflects his commitment to assisting clients and families in their financial planning endeavors, utilizing the resources of a trusted brand within the financial industry. Outside of his professional responsibilities, Josh engages in family activities, fitness, hiking, parenthood, and spending time with pets.

Renee Milyiori is a CFP®-designated financial advisor with 16 years of industry experience. She has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2018 and spent six years at UBS Financial Services prior to that. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to recommend approved funds and strategies.

Angela Geraci Lawson is a financial advisor at Morgan Stanley with 24 years of industry experience. She holds a Series 63 designation and has worked at Morgan Stanley since 2009, following her prior tenure at Citigroup Global Markets beginning in 1997. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets through a structured planning process and a range of advisory programs.

Tina Pasternak is a Financial Advisor at Merrill Lynch Wealth Management based in Cincinnati, Ohio. With over 15 years of experience in the financial industry, she specializes in guiding individuals and families through financial planning complexities, including wealth management, retirement income strategies, college education planning, and divorce financial analysis. Tina holds designations as a Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA). Tina attended California State University in Bakersfield where she earned All-American NCAA Swimming honors in 2001, 2003, and 2004 and was on the Academic Dean's List in 2004 while studying psychology. She holds a high school diploma from Los Alamos High School. Her approach as a financial advisor focuses on listening closely to clients' priorities to develop personalized financial plans that aim to grow and preserve wealth effectively. In addition to her advisory role, Tina is involved in community initiatives including Habitat for Humanity's Greater Cincinnati Area Women Build 2025 committee and the Dress for Success Greater Cincinnati fashion shows in 2025 and 2026. Outside of work, she enjoys gardening, painting, and spending time with her family.

Gina Sellet is a financial advisor at UBS Financial Services with seven years of industry experience. She holds a Series 66 designation and has been with UBS since 2017, following four years at Bank of America Merrill Lynch. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, employing proprietary capital market assumptions and research to tailor financial plans and portfolio management. The firm combines wealth management services with institutional trading capabilities and provides a range of capital markets and advisory services.

Collin Mc Aninch is a financial advisor at OSAIC with three years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Lincoln Financial Advisors for eight years. His background also includes roles at the University of Cincinnati, Ms. Classics Car Wash, and Turpin High School. OSAIC serves a wide range of retail and institutional clients through a large network of advisors and offers integrated brokerage and advisory services, including financial planning, retirement consulting, and access to third-party money managers. The firm utilizes various asset-allocation tools and manages accounts with diverse investment options on both discretionary and non-discretionary bases.

Brett Bryant is a financial advisor at Equitable Advisors with a Series 66 credential and no prior industry experience. His work history includes roles at Millson Walker Financial Group, Spectrum, Catalyst and Rational, Jackson Hewitt, and academic positions at Northern Kentucky University, Bellarmine University, and Moeller High School. Equitable Advisors serves a range of clients including individuals, pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Kelly Kelp is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools alongside broad retail and institutional offerings.

Michael Games is a financial advisor with LPL Financial in Bellevue, KY, holding Series 63 and Series 66 designations and with 29 years of industry experience. His prior roles include positions at Sei Investments, Ross Sinclaire and Associates, FIFTH THIRD SECURITIES, Inc., Essex National Securities, LLC, and UBS Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and a variety of strategic investment options.

J Degroft is a Wealth Management Advisor with Merrill Lynch Wealth Management, supported by a team known as The Renie DeGroft Arthur Hall Group. They provide customized wealth management advice and fiduciary services to high net worth individuals and institutional clients. J Degroft has over 35 years of experience with Merrill. His areas of expertise include investment management, fiduciary services, retirement income planning, wealth structuring, college funding, lending, and tax minimization strategies. He holds professional designations such as Certified Investment Management Analyst (CIMA) and Certified Plan Fiduciary Advisor (CPFA). J Degroft earned a bachelor's degree from the University of Dayton and completed executive education programs at the University of Pennsylvania's Wharton School of Business and Harvard University. His team utilizes resources from both Merrill and Bank of America to create customized investment portfolios tailored to clients' risk and return objectives. Outside of his professional responsibilities, J Degroft volunteers coaching special needs hockey with the Cincinnati Cyclones Special Hockey Program. He resides in Mason, Ohio, and focuses on working one-on-one with clients to develop personalized financial strategies aimed at pursuing their long-term goals.