Samuel Hulett is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has one year of industry experience. Prior to joining T. Rowe Price, he worked at United Rentals for three years and has held various roles including at Latitude Inc and the Hurricane Junior Golf Tour. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households using proprietary T. Rowe Price mutual funds and ETFs. Their program combines telephone access to advisors, online planning tools, and model portfolio allocations designed to support retirement goals.

Carol Hess is a financial advisor at Janney Montgomery Scott with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Janney since 2009. Hess serves as a member of the board for the Hebrew Burial Society in Towson, MD. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients including individuals, families, trusts, estates, and institutional sponsors, offering a variety of brokerage, financial planning, and advisory services.

William Robert Carter is a financial advisor with First Command Advisory Services holding Series 63 and Series 65 designations. He previously served 18 years in the U.S. Navy before beginning his advisory career in 2026. Carter also has experience with multiple First Command entities since 2025. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and various wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Shannon Hogan is a financial advisor with Truist Advisory Services, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Hogan has worked with Truist Advisory Services since 2016 and with its affiliated firm, Truist Investment Services, Inc., since 2015. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools to support its manager selection and oversight processes.

Hyungwook Lee is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He has held previous roles at PNC, ENI, AXI Remodeling Inc., and Keller Williams. T. Rowe Price Advisory Services offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, typically requiring about $250,000 in investable assets to enroll.

Robert Skaare II is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63, 65, and 66 credentials and possessing 29 years of industry experience. He has been with T. Rowe Price since 2012. Outside of his advisory role, he works as a contractor and referee for the Southeastern Hockey Officials Association across MD, VA, PA, and DC. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, employing a model portfolio approach invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool.

William Jolly is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Valic Financial Advisors and has held a position at Agia since 2022. Outside of his advisory role, he is an agent for non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

Hong Chiu is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 65 and Series 66 licenses and has four years of industry experience. His prior roles include positions at Sunnylending LLC, Transamerica Financial Advisors, Inc., and World Financial Group, Inc. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing a model-driven approach with online tools and telephone access to advisors.

Steven Baden is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and five years of industry experience. His prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. Before entering the financial industry, he worked for WoodWorks, part of the American Forest & Paper Association, from 2014 to 2019. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which offers nondiscretionary financial planning and discretionary investment management primarily for individual investors and households focused on retirement. The firm utilizes model portfolios invested exclusively in proprietary mutual funds and ETFs, combines tax-aware strategies, and delivers plans through an interactive online tool supported by telephone access to advisors.

Brent Andersen is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 designations and 19 years of industry experience. He has been with T. Rowe Price Investment Services since 2010. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory program that combines nondiscretionary financial planning, retirement income planning, and discretionary investment management using selected proprietary mutual funds and ETFs. The firm serves individual investors and households, emphasizing model portfolio allocations, tax-aware rebalancing, and online planning tools.

S. Paulina Nemec is a financial advisor with Eagle Strategies (NY Life) based in Woodstock, MD, holding Series 63 and Series 65 licenses with 29 years of industry experience. She has worked with New York Life Insurance Company and Nylife Securities Inc. since 2002. Outside of her advisory role, she volunteers at Gilchrist Hospice Care, participating in fundraising events and facility support. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement advisory services. The firm offers multiple program types tailored to client and plan sponsor objectives, with most regulatory assets managed on a non-discretionary basis.

Briana Lantuh is a financial advisor at William Blair with a Series 66 designation and one year of industry experience. Before joining William Blair, she held various roles across sectors including technology and education, with positions at Carahsoft Technology Corp. and The University of North Carolina at Chapel Hill. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension funds, and corporate clients. The firm emphasizes active, research-driven management across multiple asset classes and provides access to proprietary models, third-party sub-managers, and private investment opportunities.

Malgorzata Elashmawy is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at HB Wealth since 2025. She previously worked at WMS Partners, LLC for 14 years. Elashmawy is also involved with the FPA of Maryland as Co-Chairperson of its Pro Bono Committee, where she organizes pro bono financial advice initiatives for nonprofit organizations and underserved communities. HB Wealth Management is a registered investment adviser that offers wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm employs a disciplined investment process that includes discretionary portfolio management and a combination of quantitative and qualitative due diligence across a range of public and private strategies.

Gustav Jakowitsch III is a financial advisor at T. Rowe Price Advisory Services, Inc. with 12 years of industry experience. He holds a Series 66 designation and has been with T. Rowe Price since 2013. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service to individual investors and households focused on retirement goals, combining goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm employs asset-location strategies, tax-aware rebalancing, and uses an interactive online planning tool with Monte Carlo simulations for retirement projections.

Thomas West is a financial advisor with Valic Financial Advisors, holding Series 63 and Series 66 credentials and 29 years of industry experience. He has been with Valic Financial Advisors since 1998 and also holds a position at Agia. Outside of finance, West is an artist who creates paintings. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and operating at scale with over $26 billion in discretionary assets.

Ryan Hartsock is a financial advisor with Principal Financial Services in Pasadena, MD, holding a Series 66 designation and 12 years of industry experience. Prior to joining Principal in 2025, he worked at T. Rowe Price for 12 years. Outside of his advisory role, he is an owner and operator of Black Tie Oyster LLC, a catering company specializing in raw bars for events. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Bradley Williams is a financial advisor at MAI Capital Management, LLC with 15 years of industry experience. He holds a Series 65 designation and previously worked for 11 years at Lowe Wealth Advisors, LLC before joining MAI Capital Management in 2025. MAI Capital Management, LLC provides discretionary and non-discretionary investment management, integrated wealth management, retirement plan consulting, and family-office services to a diverse client base including high- and ultra-high-net-worth individuals, families, sports professionals, trusts, and institutional clients. The firm manages $72.3 billion in assets and offers customized portfolio strategies across a range of asset classes, integrating financial planning, tax, and bill-pay services into many client relationships.

Cari Elliott is a financial advisor at HB Wealth with a Series 65 credential and three years of industry experience. Prior to joining HB Wealth in 2025, she worked at WMS Partners and CovingtonAlsina. Outside of her advisory role, Ms. Elliott is involved in coordinating events and managing vendor relations for The Barn at Pleasant Acres, a wedding venue. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers discretionary portfolio management and combines quantitative and qualitative due diligence across public and private investment strategies.

Zachary Ruchman is a financial advisor at HB Wealth with a Series 65 license and three years of industry experience. He has previously worked at WMS Partners, RockCreek Group, and BlackRock. Outside of his advisory role, he serves as a finance committee member for the Harold & Geraldine Polinger Family Foundation, advising on budgets and investments. HB Wealth Management provides wealth management, investment management, and financial planning services to individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, and institutional clients. The firm combines quantitative and qualitative due diligence across public and private investment strategies and offers discretionary portfolio management aligned with client objectives and risk tolerance.

Dana Mazzarella is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 credentials and seven years of industry experience. She has worked with Kestra Advisory and related entities since 2015. Outside of her advisory role, she serves as an administrative assistant at Asher Financial Services, supporting tax and accounting operations. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and employee education, managing approximately $79.8 billion in assets and serving large institutional investors such as sovereign wealth funds.