Julie Abbate is a financial advisor with Vanguard Advisers and holds a Series 66 designation. She has two years of industry experience and has worked at Vanguard entities since 2023. Outside of her advisory role, she is involved in retail and service work as a sales associate and bartender at Belladonna Gifts. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs.

Megan Tebay is a financial advisor with Thrivent Investment Management in Exton, PA, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm offers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan,” while keeping planning and management services separate.

Hannah Desher is a financial advisor at Vanguard Advisers in Malvern, PA, holding Series 63 and Series 65 credentials with seven years of industry experience. Prior to joining Vanguard in 2021, she worked at Radnor Financial Advisors LLC and has academic experience with the University of Pennsylvania and Temple University. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and retirement plan participants, using a goal-based, algorithm-driven approach that includes personalized asset allocations and tax-aware portfolio features. The firm manages a large client base through its digital platform and a team servicing model.

Clifford Hart is a financial advisor at Vanguard Advisers with two years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Fidelity Investments and Equitable Advisors. Outside of his advisory role, he is employed as a crew member in the food service industry. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Vanguard Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various tax-aware and customization features.

Lauren Wybar is a CFP® with 20 years of industry experience, currently working at Vanguard Advisers. She has been with The Vanguard Group since 2006. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and human advisors.

Timothy Killea is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Fisher Investments. His prior experience includes roles at Charles Schwab, Merrill, Bank of America, Edward Jones, and Nuveen Investments. Fisher Investments serves a global client base including institutional and high-net-worth individuals, offering discretionary portfolio management with a centralized investment approach that incorporates quantitative and qualitative research, tax-aware strategies, and risk management techniques.

Ryan Van Horn is a financial advisor at Vanguard Advisers with nine years of industry experience. He has been with The Vanguard Group since 2017 and previously attended The Pennsylvania State University. Vanguard Advisers provides automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, serving retail investors and eligible participants in employer-sponsored retirement plans. The firm's approach uses goal-based, algorithm-driven methodologies to create personalized portfolios primarily composed of Vanguard funds and ETFs, supported by a large advisor team and digital delivery platform.

Aviva Miller is a Series 66-licensed financial advisor with Vanguard Advisers, where she has worked since 2019. She has seven years of industry experience, including roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. Prior to her advisory career, she was a homemaker for several years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages client portfolios primarily through Vanguard funds and ETFs, combining scale with digital delivery and personalized service.

David Witmer is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 licenses and bringing six years of industry experience. He has worked with various Vanguard entities since 2020 and has prior experience at Target and Penn State University. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering various customization options and tax-aware features.

Benjamin Laffredo is a financial advisor with Edward Jones, holding Series 63 and Series 66 designations and eight years of industry experience. His prior work includes nearly a decade at The Vanguard Group, Inc., as well as roles in both the beverage and food service industries. Edward Jones is a full-service wealth management firm that serves over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment solutions, including tax-efficient services and proprietary funds, supported by a large nationwide network of advisors and branch offices.

John Pinder is a financial advisor at Vanguard Advisers with 8 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at The Vanguard Group since 2018. Prior to that, he was employed at Randstad from 2016 to 2018. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Kevin Miller is a CFP® with 21 years of industry experience, currently serving at Vanguard Advisers since 2005. He holds a Series 63 license and is based in Malvern, PA. Outside of his advisory role, he acts as an authorized agent for his spouse in a separate investment-related capacity. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering a range of customization options and managing a large client base through a digital platform supported by a substantial advisory team.

Joseph Fosco is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has been with Vanguard entities since 2016 and currently serves at Vanguard Advisers in Malvern, PA. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and primarily Vanguard funds and ETFs to construct personalized portfolios.

John Castner is a financial advisor at Edward Jones in Phoenixville, PA, with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Edward Jones since 2003. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory and investment solutions through a nationwide network of over 23,700 advisors and 15,000 branch offices. The firm manages approximately $1.01 trillion in assets and provides both discretionary and non-discretionary strategies under a fiduciary standard.

Casey Mc Callister is a financial advisor with Vanguard Advisers in Malvern, PA, holding Series 63 and Series 66 designations and five years of industry experience. His career includes roles at The Vanguard Group, Inc., Vanguard Advisers, and Vanguard Marketing Corporation since 2021. Outside the financial industry, he has been involved with establishments such as The Keswick Tavern and The Preppy Palm. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm’s approach combines goal-based, algorithm-driven asset allocation with a large-scale digital platform and offers various portfolio customization options primarily using Vanguard funds and ETFs.

John Ryan is a financial advisor with Vanguard Advisers, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. He has been with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2013. Vanguard Advisers provides both automated and human-supported investment advice, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach and manages large-scale client relationships through a digital platform and team servicing model.

Kathleen Durkin is a financial advisor at Merrill with 31 years of industry experience. She has held positions at Merrill since 2017 and previously at Wells Fargo Clearing. She holds Series 63 and Series 66 designations. Outside of her advisory work, Durkin is involved with the Delaware County Medical Society Public Health Fund, where she helps organize and distribute grant funding to local charities. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model‑based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

George Mantzoros III is a CFP® with 18 years of industry experience, currently serving as an advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2011. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs, and serves a large client base through its digital platform and more than 2,200 advisors.

Thomas Morano is a financial advisor at Vanguard Advisers with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been affiliated with Vanguard entities since 1998. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, constructing portfolios primarily from Vanguard funds and ETFs with various customization options.

Maxwell Freed is a Series 66 licensed financial advisor with Vanguard Advisers in Malvern, PA. He has one year of industry experience and has been with Vanguard Advisers, The Vanguard Group, and Vanguard Marketing Corporation since 2026. Prior to joining the financial industry, he held roles at Equitable Advisors, Ameriprise Financial Services, and various nonfinancial positions, including work in education and the food service industry. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach with portfolios constructed primarily from Vanguard funds and ETFs, offering tax-aware features and customization options through a digital platform supported by over 2,200 advisors.