Martha Harding is a financial advisor at UBS Financial Services with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has been with UBS and its predecessor, Painewebber Inc., since 1989. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, utilizing proprietary capital market assumptions and research to customize financial plans. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Carol Todd is a Wealth Management Advisor at Merrill Lynch Wealth Management. She has been with Merrill Lynch since November 1984, initially based in the Marlton, New Jersey office. In December 1994, she relocated to Grand Junction, Colorado, where she balances maintaining a large client base in New Jersey through several annual visits with continuing growth of her client base in Colorado. Carol's client focus includes family wealth management strategies, legacy planning, personal retirement planning, and women and wealth. She holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her educational background includes a high school diploma from Lost Nation Community High and a bachelor's degree from Iowa State University. Growing up on a farm in Iowa, Carol continues to engage in equestrian activities on her acreage in Colorado, raising horses and hay. She is actively involved in community organizations including Back Country Horsemen, Colorado Canyons Association, Newcomer's Club, West Rhone Lateral Ditch Company, and Women's Giving Club.

Christopher Spitaletto is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. He has worked with firms including Bank of America and The Vanguard Group. Outside of his advisory role, he serves as an executor for an estate in Pennsylvania. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Tyrell Smith is a Financial Advisor at Merrill Lynch Wealth Management who specializes in retirement planning and working with small businesses. He focuses on empowering clients to take control of their financial future through education and high emotional intelligence, helping them understand their opportunities and view money as a resource rather than a source of fulfillment. Tyrell holds a Bachelor's Degree from Hampton University and has earned professional designations including Accredited Asset Management Specialist (AAMS), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His areas of expertise include corporate benefits, education planning, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, individual and corporate investment strategy, tax minimization, and retirement income. Outside of his professional role, Tyrell is involved with Next Dimension Family Worship Church. His personal interests include basketball, dancing, football, music, photography, reading, spending time with family, and traveling.

Gregory Miller is a financial advisor with UBS Financial Services in Newtown, PA, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with UBS since 2015. Outside of his advisory role, he walks dogs for their owners on weekends. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations and proprietary research to tailor financial plans. The firm operates across brokerage, advisory, and futures commission merchant capacities, providing a broad range of capital markets services and wealth management solutions.

David Friedman is a Series 66 licensed financial advisor with 15 years of industry experience, currently practicing at UBS Financial Services in Yardley, PA. He has been with UBS since 2010. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary capital market assumptions and research to tailor investment plans to clients' goals and risk tolerances.

Joseph Dugary is a Wealth Management Advisor with Merrill Lynch Wealth Management, focusing on managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Since joining Merrill Lynch in 2011, he has been coaching a growing circle of referred clients, primarily male and female corporate executives in New Jersey and other locations. His approach involves crafting highly customized wealth management strategies that are sensible and attainable, with a focus on helping clients achieve their long-term financial goals through realistic plans aligned with their risk tolerance. Joseph earned a Bachelor's degree from The Catholic University of America. He holds several professional designations, including Chartered Financial Consultant (ChFC), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He is committed to educating his clients on financial concepts and simplifying their financial lives by focusing on long-term objectives rather than short-term market fluctuations. Outside of his professional work, Joseph is involved with the community initiative Infinite Love for Kids Fighting Cancer. He enjoys golfing, running, spending time with his wife Justine and their three children, and is a lifelong Philadelphia sports fan. The Dugary family resides in Haddonfield, New Jersey.

Scott Melzer is a financial advisor with LPL Financial, holding a Series 66 designation and 20 years of industry experience. His prior roles include positions at PMM Financial Group LLC, Waddell & Reed, Inc., and various insurance carriers related to W&R Insurance Agencies, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management approaches along with various model portfolios and research resources.

David Mack is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at UBS Financial Services for 12 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analysis to support its advisory services.

Matthew Bichefsky is a financial advisor with Morgan Stanley in Mount Laurel, NJ, holding Series 63 and Series 65 credentials and two years of industry experience. His prior work includes roles at Silicon Valley Bank, TD Bank, New York Life, and the University of Delaware. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, combining tailored financial planning with a range of investment offerings supported by proprietary tools and investment committee guidance.

Michael Rochonchou Jr. is a financial advisor with LPL Financial, holding a Series 66 designation and possessing 10 years of industry experience. His prior roles include positions at American Portfolios Financial Services, American Portfolios Advisors, Haddon Planning, and BCG Securities. He also operates Rochonchou Wealth Management, LLC, which serves as a DBA for his LPL business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Daniel Zimmerman is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at LPL Financial since 2018 and was previously with Invest Financial Corporation and Beneficial Savings for a decade. He is also involved in tax preparation and accounting as a side business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management along with a range of model portfolios and research resources.

Jeffrey Browne is a Wealth Management Advisor at Merrill Lynch Wealth Management and leads the Browne-Dugary Group. He works primarily with executives, small business owners, and multi-generational families, focusing on client-centered wealth management strategies that address their unique financial goals. Jeffrey's expertise includes executive compensation, family wealth management strategies, tax minimization, and retirement income planning. His team, recognized for exceptional service, supports clients through disciplined and personalized financial planning to meet their needs. He holds several professional designations including Chartered Financial Consultant (ChFC), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Jeffrey earned a Bachelor's degree from Babson College. Outside of his professional role, he is actively involved in his community through mentoring and coaching youth sports, particularly supporting underprivileged youth via Catholic Partnership Schools, and volunteering with Bishop Eustace Preparatory School. He resides in New Jersey with his wife and three children and enjoys basketball, golfing, and traveling.

Daniel Perry is a financial advisor at Fidelity with a Series 66 designation and six years of industry experience. His prior experience includes roles at Minnesota Life Insurance Company, Securian Financial Services, Allied Wealth Partners, and Stockton University. Perry has been with Fidelity since 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad range of clients, including retail and institutional investors, with an investment process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, advisory roles to multiple registered investment companies, and incorporation of AI and algorithmic tools in research.

Jeffrey George serves as a Managing Director and Wealth Management Advisor at George Bernstein Mulholland Wealth Management. He works with high-net-worth individuals, families, and institutions to develop wealth planning and investment strategies. Jeff is a member of the firm’s investment committee, applying institutional-level rigor to investment selection, tactical asset allocation, and portfolio construction. He holds several professional designations including Certified Investment Management Analyst® (CIMA®), Certified 401(k) Professional (C(k)P®), and Certified Plan Fiduciary Advisor (CPFA). His expertise extends to retirement plans, qualified retirement plan strategies, and fiduciary responsibilities. Jeff previously worked at Merrill in roles such as Branch Manager, Resident Director, and Regional Sales Manager. His leadership experience also includes military service as a Company Commander in the 101st Airborne Division during Operation Iraqi Freedom. Jeff earned a bachelor's degree from Embry-Riddle Aeronautical University. He is involved in community organizations including Fellowship Bible Church, Greater Vineland Chamber of Commerce, Inspira Hospital Network, Jersey Surf Drum and Bugle Corps, and the Union League of Philadelphia. He resides in southern New Jersey with his wife and three sons and has been recognized with the Merrill David Brady Award for community service.

Joseph Dunn II is a Wealth Management Advisor at Merrill Lynch Wealth Management. He leads The Dunn Group, a practice focused on providing a holistic wealth management approach that addresses fees, taxes, and risk to help clients gain financial independence. The group specializes in assisting Baby Boomers with planning for the financial and tax implications of Required Minimum Distributions, as well as working with high-income millennials on a range of life goals including real estate purchases, education planning, tax reduction strategies, student loan management, executive compensation, and retirement planning. Joseph holds a Bachelor's Degree from St Joseph's University and a High School Diploma from St Joseph's Preparatory School. He maintains professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His team is comprised of professionals under the age of 40, which they recognize as an advantage in serving clients through demographic changes. Outside of his professional role, Joseph is involved with the community as a lieutenant in the Haddon Fire Company #1 and volunteers at the Cathedral Kitchen. He has received the President's Volunteer Service Award. His personal interests include spending time with his Husky puppy Jake, family, and watching Philadelphia sports teams.

George Mundy is a CFP® professional with 32 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors LLC from 2010 to 2016. Outside of his financial advisory role, Mundy serves as an assistant junior varsity coach for high school ice hockey, teaching ice hockey skills. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Mark Melillo is a financial advisor at Stifel with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Stifel Nicolaus & Co Inc since 2019. Prior to this, he was with Wells Fargo Clearing from 2016 to 2019 and Wells Fargo Advisors LLC from 2009 to 2016. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Christian Brown is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. Prior to joining Charles Schwab, he worked at Edward Jones for two years. Outside of his advisory role, he has volunteered as a youth lacrosse coach and plans to become a referee for youth lacrosse in New Jersey. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and research.

Carlos Sosa is a financial advisor at Merrill with Series 63 and Series 65 registrations and 28 years of industry experience. He has been with Merrill since 2000 and concurrently with Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.