Matthew Cusack is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and 11 years of industry experience. He has worked at Merrill since 2015. Outside of his advisory role, Cusack volunteers as a soccer referee and coach for the Monmouth Ocean Soccer Association, a nonprofit organization. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Casey Startzell is a CFP® professional with 13 years of industry experience, currently advising at OSAIC since 2023. Prior to joining OSAIC, he worked for 11 years at FSC Securities Corporation. Outside of his advisory role, he owns a tax preparation business serving individuals, families, and small businesses. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by a model-based investment process that incorporates asset allocation, portfolio optimization, and multiple managed account options.

Kristen Peterson is a financial advisor at Merrill with 22 years of industry experience and holds a Series 66 designation. She has been with Merrill since 2003. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Michael Dominguez is a financial advisor at Fidelity with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked extensively within Fidelity and its affiliates since 2006, including roles at Fidelity Investments and Fidelity Personal and Workplace Advisors. Strategic Advisers LLC, a Fidelity Investments firm, provides investment management and advisory services to retail and institutional clients as well as registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manages various advisory and fund services, including oversight of affiliated sub-advisers.

Samuel Griffiths IV serves as a Senior Financial Advisor for The Griffiths Group at Merrill Lynch Wealth Management. He advises high net-worth individuals on wealth accumulation and wealth preservation. Additionally, he consults with business owners and corporations on liability management and retirement plan services. Mr. Griffiths began his financial career in commercial banking in 1985. Prior to joining Merrill Lynch Wealth Management in 1998, he was a Principal with Griffiths-Schreiber & Company, an employee benefits consulting firm. As a Portfolio Manager, he manages personalized and defined strategies on a discretionary basis, incorporating individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He is a graduate of Villanova University and holds the Personal Investment Advisor (PIA) designation. Outside of his professional role, Mr. Griffiths and his wife Kelly support organizations including the Fox Chase Cancer Center, First Book, and the Central Bucks Family YMCA.

John Derosa is a financial advisor at UBS Financial Services with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at UBS since 2010, following positions at Credit Suisse Securities and J.P. Morgan Securities. He serves as a trustee for an irrevocable life insurance trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Lisa Rainforth is a Series 66-licensed financial advisor with Merrill, where she has worked since 2014. She has 12 years of industry experience. Outside of her advisory role, she works as a beauty sales consultant for Mary Kay on a limited basis. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individual and institutional clients, including high-net-worth individuals and pension plans.

Mahesh Chandwani is a financial advisor at J.P. Morgan Securities with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Santander Securities LLC, LPL Financial, PNC Wealth Management, and Wells Fargo Clearing. Outside of his advisory role, he is a fractional investor in healthcare technology and personalized beauty product ventures. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of wealth advisors. The firm’s program is non-discretionary, focusing on asset allocation advice, investment manager searches, and performance reporting, supported by a centralized due diligence process and incorporating an ESG eligibility framework.

Connor Taylor is a financial advisor at Merrill with Series 65 and Series 66 licenses and two years of industry experience. His prior roles include positions at Bank of America and Metedeconk National Golf Club. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Fei Luo is a Financial Advisor with Merrill Lynch Wealth Management based in Orlando, Florida. Fluent in English and Mandarin, Fei specializes in serving clients from diverse cultural backgrounds, including Chinese families, by providing tailored financial planning and investment management strategies. With expertise in family wealth management, personal retirement planning, portfolio and investment strategy, as well as retirement income, Fei focuses on helping individuals and families develop and achieve their short-, mid-, and long-term financial goals. As a Chartered Financial Analyst (CFA) and Personal Investment Advisor (PIA), Fei offers comprehensive guidance on topics such as retirement planning, tax optimization, and asset preservation. Outside of work, Fei is an avid pickleball, skiing, and tennis enthusiast and actively participates in the Orlando pickleball community. He is committed to building strong, lasting relationships with clients by delivering accessible and knowledgeable advice to support critical financial decisions.

Michael Carpio is a financial advisor at Charles Schwab with 15 years of industry experience. He holds the Series 66 designation and previously worked at Merrill Lynch, Pierce, Fenner & Smith Inc and Bank of America, N.A. from 2011 to 2023 before joining Charles Schwab in 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory with access to affiliated discretionary separately managed accounts and alternative investment options.

Edward Shown is a financial advisor with Merrill in Pennington, NJ, holding Series 63 and Series 65 licenses and 21 years of industry experience. He has been with Merrill since 2006 and concurrently with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Graham Dendler is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Bank of America and Merrill, as well as experience outside finance working at Trenton Country Club. He also competes in golf events organized by the Philadelphia Section PGA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Caroline Posthumus is a Series 66-licensed advisor with Merrill, based in Pennington, NJ, and has 23 years of industry experience. She has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Frank Hosmer Jr. is a Series 66 licensed financial advisor with 19 years of industry experience. He has worked at Cetera since 2022 and previously spent seven years with Waddell & Reed, Inc. and various insurance carriers. He is affiliated with Cetera Investment Advisers LLC, a nationwide SEC-registered firm serving a diverse client base including individuals, employer-sponsored retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Duhan Malali is a financial advisor with Raymond James Financial Services Advisors, Inc. in Windsor, NJ, holding a Series 66 designation and having 14 years of industry experience. His previous work includes positions at Fulton Bank, Citizens Securities, Cetera Investment Services, Wells Fargo, PNC Wealth Management, and Morgan Stanley. Outside of advisory roles, he serves as an officer and treasurer for Swept Inc., a social media platform business. Raymond James Financial Services Advisors, Inc. offers tailored financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm utilizes risk profiling and analytical modeling to support client goals and provides both advisory programs and institutional consulting services.

Todd Hess is a financial advisor with Merrill in Pennington, NJ, holding a Series 66 designation and eight years of industry experience. He has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Gina Logsdon is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 66 designations and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery and firm‑approved tools.

Joseph Marino is a financial advisor with Merrill, holding Series 63 and Series 66 designations and possessing 16 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robin May is a financial advisor at Morgan Stanley with 29 years of industry experience. She has been with Morgan Stanley and its affiliated Private Bank since 2009. Robin holds Series 63 and Series 65 licenses and is also a commissioned notary public. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s approach includes structured financial planning supported by advanced modeling tools and a range of investment and brokerage offerings.