Jonathan Babyak is a financial advisor with Eagle Strategies (NY Life) based in Pittsburgh, PA, holding Series 63 and Series 65 licenses and has two years of industry experience. His prior work includes roles at NYLIFE Securities LLC and New York Life Insurance Company, as well as experience in staffing and energy sectors. Eagle Strategies serves a diverse group of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm operates primarily on a non-discretionary basis and delivers tailored advice through various program types within an integrated New York Life affiliate structure.

Deborah Kahn is a financial advisor with PNC Wealth Management in Pittsburgh, PA, holding a Series 66 designation and with eight years of industry experience. She has worked at PNC Investments since 2016 and previously at PNC Bank. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a digital discretionary model account available by invitation to select employees. The firm utilizes algorithmic assessments to recommend risk bands and implements strategies using mutual funds and ETFs with annual rebalancing.

Anthony Caruso is a Series 66-credentialed advisor at PNC Wealth Management with 16 years of industry experience. He has worked at PNC Investments, LLC since 2017 and previously at WesBanco Securities, Inc. from 2015 to 2017. Based in Pittsburgh, PA, Caruso focuses on advisory services within an enterprise firm setting. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital discretionary model account that uses algorithmic risk assessment and delegates portfolio management to approved strategists and third parties.

Scott Vates Jr. is a financial advisor with PNC Wealth Management in Pittsburgh, PA. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at J.P. Morgan Securities, JP Morgan Chase Bank, N.A., and The Huntington Investment Company. PNC Wealth Management provides retail brokerage and advisory services through model-based programs, including a digital discretionary model account currently offered as an invitation-only employee pilot. The firm employs algorithm-driven portfolio selection and delegates investment execution to approved third-party strategists.

Jeffrey Dyer is a financial advisor with Guardian Life and holds a Series 63 designation. He has 25 years of industry experience, including roles at Cetera and its affiliate Cetera Advisor Networks. He is also president of Valley Brook Country Club. Guardian Life, through its wholly owned subsidiary Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm delivers advisor-led discretionary management and model-based strategies, with tailored client relationships supported by a range of proprietary and third-party solutions.

Tara Kovach is a financial advisor with Commonwealth Financial Network in Pittsburgh, PA, holding a Series 65 designation and five years of industry experience. Prior to her current role, she worked at Miller McCurry LLC and spent ten years with the Pittsburgh Opera. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their clients, providing a range of advisory programs and services along with back-office support, trading, technology, and compliance. The firm offers various investment solutions including discretionary model portfolios and personalized indexing options.

Andrew Sekulski is a financial advisor with PNC Wealth Management in Pittsburgh, PA, holding a Series 66 designation and 12 years of industry experience. He has been with PNC Investments since 2016. Outside of his advisory role, he is registered as a landlord but does not engage in active business hours related to that activity. PNC Wealth Management offers retail brokerage and advisory services through model-based investment programs, including an invitation-only digital portfolio strategist service for employees. The firm primarily uses algorithm-driven model strategies managed by PNC or third-party strategists, employing mutual funds and ETFs with annual rebalancing.

Jon Veenis is a financial advisor at NewEdge Advisors with Series 63 and Series 65 credentials and 47 years of industry experience. He has been with NewEdge Advisors since 2021 and previously worked at Mid Atlantic Capital Corporation and Mid Atlantic Financial Management, Inc. since 1997. He also serves as a principal of Three Rivers Equity Management, Inc., where he manages a hedge fund of funds and oversees manager selection and reporting. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisors. The firm offers a broad range of portfolio management, financial planning, retirement consulting, and access to sponsored advisory programs, utilizing multiple program structures and centralized due diligence supported by technology tools.

James Wolfinger is a financial advisor at Janney Montgomery Scott with 53 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Janney Montgomery Scott since 2009. Janney Montgomery Scott LLC is a dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering brokerage services, financial planning, consulting, and multiple wrap and advisory programs.

Elizabeth Carlson is a financial advisor with TIAA-CREF based in Pittsburgh, PA. She holds a Series 66 designation and has eight years of industry experience. Prior to joining TIAA-CREF, she worked at Hornor Townsend & Kent Inc, Penn Mutual Life Insurance Company, and Connolly, Steele & Company, P.C. Carlson also has experience teaching at Thiel College in their Communications Department and James Pedas Communication Center. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm operates a vertically integrated advisory model that includes point-in-time planning and ongoing discretionary management, with notable services such as managing a donor-advised fund and employing a fiduciary standard in its RIA services.

Stephen Rifenburgh is a financial advisor with Guardian Life and holds Series 63 and Series 66 licenses. He has been in the industry for less than one year, with prior work experience at firms including Park Avenue Securities and Alliance Financial Network. Guardian Life's subsidiary, Park Avenue Securities LLC, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers tailored client relationships through a combination of advisor-led discretionary management and model-based strategies, with access to proprietary programs, third-party advisory solutions, and integrated lending options.

Matthew Binstock is a financial advisor with Guardian Life and holds Series 63 and Series 65 licenses. He has 19 years of industry experience, working at Park Avenue Securities since 2007 and Guardian Life Insurance Company of America since 2006. He serves on the Board of Directors for the Military Community Support Project. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, provides brokerage and investment advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm offers a range of advisory solutions, combining advisor-led discretionary management with model-based strategies and access to insurance products and alternative investments.

Richard Guerrini is a financial advisor at PNC Wealth Management in Pittsburgh, PA, with 35 years of industry experience. He has been with PNC Investments since 2004 and holds Series 63 and Series 65 licenses. PNC Wealth Management offers retail brokerage and advisory services through several model-based programs, including an employee-only pilot digital offering that uses algorithmic questionnaires to recommend investment strategies implemented via approved models using mutual funds and ETFs.

Anna Luciani is a financial advisor at PNC Wealth Management with eight years of industry experience. She holds Series 63 and Series 66 licenses and has been with PNC Investments since 2016. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including a discretionary online model account available as an invitation-only pilot for employees. The firm utilizes algorithm-driven risk assessments and manages investments via approved model strategies executed with mutual funds and ETFs.

Gerard Elijah Fernando is a financial advisor at PNC Wealth Management in Pittsburgh, PA, with 17 years of industry experience. He holds the Series 66 designation and previously worked at Morgan Stanley Smith Barney before joining PNC Investments in 2017. PNC Wealth Management provides retail brokerage and advisory services primarily through model-based programs, including an invitation-only digital portfolio strategy for employees that utilizes algorithm-driven risk assessment and delegated investment execution.

Christina Deiboldt is a CFP® with four years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. She previously worked at XPYRIA Investment Advisors, Inc. and PNC Bank. Cerity Partners advises a diverse client base, including high-net-worth individuals, families, trusts, and institutional investors, managing approximately $166.2 billion in client assets as of December 2025. The firm offers customized wealth management services and employs a client-specific investment framework that integrates proprietary quantitative methods with both third-party strategies and direct security selection.

Crystel Leidy is a financial advisor at Key Investment Services LLC with 13 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at Key Investment Services and KeyBank since 2016. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor serving individuals, trusts, estates, small businesses, and institutional plan clients. The firm offers portfolio management and model-based advisory products through a network of financial professionals, utilizing a multi-provider platform and integration with KeyCorp affiliates.

Frank Deshantz Jr. is a financial advisor at Truist Advisory Services with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including Cetera, First National Bank of PA, and LPL Financial. Outside of his advisory role, he coaches softball approximately 10 hours per week. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations, utilizing both discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Mark Ceraso is a Certified Financial Planner (CFP®) with 39 years of industry experience. He is currently affiliated with Wealth Enhancement Advisory Services, LLC and has prior experience at BPU Investment Management Inc. and LPL Financial, LLC. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a broad client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm’s investment approach combines strategic asset allocation with both passive and active management, guided by an internal Investment Committee and incorporating quantitative and fundamental research.

John Graves is a CFP® with five years of experience in financial advising. He is currently with Carson Wealth and CWM, LLC and has prior experience with Corecap Investments, Corecap Advisors, and Affinity Advisory Network. In addition to his advisory work, he is co-owner of Graves Law Firm, where he participates in client appointments, educational seminars, and professional events. CWM, LLC is an enterprise investment adviser managing approximately $50.6 billion through a network of over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, utilizing a model portfolio approach and providing access to alternative investments and third-party sub-advisors.