Thomas Boyer is a Financial Consultant at Fidelity Investments, a role he has held since 2024. He provides financial consulting services with a focus on understanding each client's unique planning needs and ensuring they feel heard, adhering to Fidelity's client commitment standards. Thomas has been with Fidelity Investments since 2018, holding several positions including Planning Consultant, Relationship Manager, Financial Representative, Workplace Planning Associate, and Tax Exempt Market Associate II. Prior to joining Fidelity, he worked as a Financial Representative at Northwestern Mutual from 2017 to 2018. No information about his education, credentials, personal interests, or community involvement has been provided.

Michael Flickinger is a CFA® charterholder with three years of industry experience. He currently works at Cambridge Investment Research Advisors and has previously held roles at BNY Mellon Wealth Management and BNY Mellon. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base across multiple platforms and custodians.

Douglas Richey is a CFP® with 29 years of industry experience, currently serving as a financial advisor at LPL Financial since 2020. His prior experience includes roles at Lincoln Financial Securities Corporation for 12 years and Summit Investment Advisors for 9 years. Outside of advisory work, he is involved with RD Marketing Group, a non-variable insurance business. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives. The firm offers a range of financial planning and investment management solutions to individuals, retirement plan participants, banks, trust companies, and institutions.

Ingrid Streich is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Morgan Stanley since 2016. She is also registered with Series 63 and Series 66 licenses. Morgan Stanley Wealth Management offers advisory programs to both individual and institutional clients, providing tailored financial planning supported by a structured discovery process and advanced modeling tools. The firm manages approximately $2.74 trillion in client assets and delivers services through a combination of direct client engagements and corporate financial planning agreements.

Mark Rutkowski is a financial advisor at Morgan Stanley with a Series 66 credential. He has less than one year of industry experience. Prior to joining Morgan Stanley, he worked at Field Environmental, UFC Gym, and PNC, and was a student for nearly two decades. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and financial planning services utilizing structured tools and modeling techniques but generally acts in an advisory capacity without providing individual security recommendations as part of its standalone planning.

Melinda Roman is a Series 66-licensed financial advisor with 16 years of industry experience. She has worked at Morgan Stanley since 2024, following six years at Merrill and nine years at UBS Financial Services. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and integrates various investment and planning resources as part of its services.

Belynda Slaugenhaupt is a CFP® with over 31 years of experience in the financial industry. She has worked at Robert Baird & Co. since 2022 and was previously with Hefren Tillotson, Inc. for 22 years. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate clients, pension and profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, and custody and brokerage services, employing a mix of separately managed accounts, model strategies, and tax-management techniques.

Darren Savikas is a financial advisor at Morgan Stanley with 19 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory work, he is involved in fundraising for the Seton La-Salle Alumni Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and analysis methods.

Timothy Seabolt is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2012, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a wide range of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets.

Scott Elliott is a financial advisor with Cambridge Investment Research Advisors in Sewickley, PA. He holds a Series 65 designation and has 17 years of industry experience, including four years at BPU Investment Management Inc. before joining Cambridge in 2013. Elliott is the owner of a pet services business called Pup o'clock and serves as treasurer for a local private scholarship fund. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and manages a multi-billion dollar asset base with a variety of platform options and proprietary model strategies.

Matthew Pustover Jr. is a CFP® with 32 years of industry experience, currently affiliated with Cambridge Investment Research Advisors since 2021. Prior to this, he worked at H. Beck, Inc. for 19 years. Outside of his advisory role, he serves as chairman of the West Allegheny Athletic Hall of Fame. Cambridge Investment Research Advisors, Inc. serves a wide range of individual and institutional clients, including pension and charitable organizations, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of financial professionals and offers access to multiple platforms, third-party advisers, and proprietary model strategies.

Timothy Buggy is a CFP® with 40 years of experience in the financial services industry. He has been with Equitable Advisors since 1999 and was previously affiliated with Axa Advisors, LLC. In addition to his advisory role, he is a partner at First Choice Advisors, LLC. Equitable Advisors serves individual clients across wealth levels, as well as pension plans, corporations, and charitable organizations. The firm provides financial planning, retirement consulting, and asset management through a network of advisors, using a combination of firm-offered programs and third-party asset managers.

Stephanie Ferry is a Wealth Management Planning Consultant at Fidelity Investments. In her current role, she focuses on ensuring clients feel confident and comfortable with their overall financial plans. She aims to support clients in achieving their financial objectives through building trusted relationships centered on their unique values and preferences. Stephanie has been with Fidelity Investments since 2016, progressing through various roles including Financial Representative, Relationship Manager, and Planning Consultant before assuming her current position in 2023. Her experience spans multiple aspects of wealth management and client relationship management. Outside of her professional work, Stephanie's personal interests include beach activities, concerts, family activities, fitness, parenthood, and spending time with pets.

Tyler Petley is a financial advisor at Fidelity with 13 years of industry experience. He holds the Series 66 designation and has worked previously at PNC Investments and PNC Bank in roles including AML compliance and investment advisory. Fidelity’s affiliate, Strategic Advisers LLC, provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Andrew Dobies is a CFP® and holds a Series 66 license with 13 years of industry experience. He has worked at Edward Jones since 2017 and previously spent four years at Lord Abbett. Andrew is based in Pittsburgh, PA. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including households of varying net worth, pension and profit-sharing plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and investment options, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices.

Charles Correal is a financial advisor at LPL Financial with 41 years of industry experience. He holds the Series 63 designation and has worked previously at Harvest Financial Corporation and Morgan Stanley. Outside of his advisory role, he is the club manager for the BURG Referral Group, a networking organization in McMurray, PA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms, supported by extensive operational tools and a large network of over 22,800 advisors.

Jay Simon is a CFP® with 37 years of industry experience. He has worked at Robert Baird & Co. since 2022 and previously spent 30 years at Hefren Tillotson, Inc. He is based in Pittsburgh - Wexford, PA. Jay Simon is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management department that serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a wide range of financial planning and portfolio management services, utilizing internal research and tools, including artificial intelligence, to support client advice.

Ashley Pogel is a financial advisor at Merrill with Series 63 and Series 65 licenses and eight years of industry experience. She has been with Merrill since 2016. Outside of her advisory role, she owns Ashley Pogel Photography, an LLC through which she manages all aspects of her photography business. Additionally, she is a silent partner in a joint LLC that owns The Goddard School in Pittsburgh. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

John Quinlan is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Charles Schwab in Mt. Lebanon, PA. His prior experience includes positions at TIAA-CREF and Tiaa from 2013 to 2017. Outside of advising, he co-owns rental properties near Penn State University that have been professionally managed for over two decades. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

James Knause is a financial advisor at LPL Financial with 49 years of industry experience. He holds Series 63 and Series 65 designations and has worked in the field since 1983, including 31 years at Cadaret, Grant & Co., Inc. and over four decades at Arthur/Kent Inc., where he also maintains a bookkeeping role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, employing a variety of investment strategies supported by research and technology tools.