Colin Pedersen serves as a Client Experience Advisor at Merrill Lynch Wealth Management. In this role, he collaborates with Merrill clients to assess their current financial situations and introduce them to solutions available through Merrill and Bank of America. His focus is to provide clients with the knowledge and tools necessary to manage their financial lives and select the platform that aligns with their needs. Colin holds the Professional Investment Advisor (PIA) designation. He earned a Bachelor's Degree from Quinnipiac University. His approach involves helping clients identify what matters most to them and their families to develop strategies aimed at achieving their financial goals.

Kyle Kochevar is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and beginning his advisory career in 2026. His prior experience includes roles at Outpost Capital Partners and JPMorgan Chase Bank, N.A., as well as positions at The Player Service and his own business. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager searches, and customized performance reporting through a combination of quantitative modeling and centralized due diligence.

Bruce Monaco is a financial advisor at Edward Jones with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Charles Schwab, TD Ameritrade, and Scottrade. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a large network of advisors and branch offices.

Zachary Deschaine is a CFA® charterholder with 14 years of industry experience. He is currently a financial advisor at Morgan Stanley in Garden City, NY, where he has worked since 2020. Prior to joining Morgan Stanley, he was with UBS Financial Services from 2016 to 2020. Morgan Stanley Wealth Management offers a wide range of advisory programs to both individual and institutional clients, providing tailored financial planning supported by structured discovery and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with various specialized investment activities.

Toni Carlo is a financial advisor with Morgan Stanley, holding a Series 63 designation and 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services supported by established planning tools and investment research.

Anthony Cimorelli is a financial advisor with Primerica Advisors, holding a Series 63 designation and 14 years of industry experience. His work history includes roles at Primerica Financial Services, PFS Investments Inc., Recco Home Care Services Inc., and the Town of North Hempstead. Outside of his advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

James Kelly is a CFP® with 15 years of industry experience currently affiliated with LPL Financial. He previously worked at Ameriprise and Ameriprise Financial Services, Inc. from 2012 to 2025. Kelly operates Zarra Wealth Advisors, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Valerie Mitchell is a financial advisor with LPL Financial in Ozone Park, NY, holding a Series 63 designation and bringing 31 years of industry experience. She has worked at Flagstar Bank N.A. and LPL Financial since 2008. Mitchell is also involved in life insurance sales through SBLI USA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Christopher Ferrari is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, having also worked at JPMorgan Chase Bank since 2008. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Keith Ryan is a financial advisor at Raymond James Financial Services Advisors, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 credentials and has a background that includes roles at Anlon Financial Strategies, Commonwealth Financial Network, and KSG Advisors, LLC. In addition to his advisory work, he provides legal consulting services through Savage Holdings, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm focuses on non-discretionary planning and uses advanced analytical tools to tailor recommendations aligned with client goals.

Gregory Ferdinand is a Financial Advisor at Merrill Lynch Wealth Management. He has over three decades of experience in the financial services industry, beginning his career in 1991. Greg works with high net worth individuals, families, and businesses to provide goals-based wealth management, focusing on personalized financial strategies that address what matters most to each client as they plan for future life stages. His expertise includes areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, tax minimization, portfolio management, and investment strategies for both individuals and corporations. He serves affluent families, accomplished professionals, and successful business owners, collaborating with a team of specialists to deliver customized advice and disciplined investment approaches. Greg holds a Bachelor's degree in Business Administration from Adelphi University. Outside of his professional work, he enjoys a variety of sports and outdoor activities, including baseball, basketball, boating, fishing, football, gardening, golfing, ice hockey, skiing, and tennis. Greg is also a member of the Heart Of Worship organization.

James Ma is a financial advisor at Fidelity with 25 years of industry experience. His prior work includes seven years at JPMorgan Chase Bank and JP Morgan Securities LLC. He holds Series 63 and Series 66 designations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios from a broad investable universe.

Heather Levine is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and UBS Financial Services. Levine’s current tenure at Morgan Stanley follows earlier periods at the firm dating back to 2008. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and investment models.

James Bilger is a financial advisor with Thrivent Investment Management in Westbury, NY, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management for 24 years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through Financial Advisors, offering goal-based analyses and written recommendations on a wide range of financial topics, though implementation of advice is separate from the planning service.

Steven Ruttgeizer is a financial advisor with OSAIC based in Melville, NY, holding CFP® and ChFC® designations and over 40 years of industry experience. His career includes roles at John Hancock Life Insurance Company and Signator Investors, Inc. He serves as treasurer of the Musella Foundation for Brain Tumor Research and Information and is a board member of Roslyn Gardens. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk management, and access to third-party money managers and wrap programs.

Carla Jones is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 17 years of industry experience. She has worked with PFS Investments, Inc. since 2011 and Primerica Financial Services since 2004, and previously spent seven years at Roberts Family Early Childhood Daycare. Outside of her advisory role, she manages the online presence for Shipman’s Pharmacy in Hempstead, NY. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and select separately managed account options to individual and high-net-worth clients under a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, focusing on personalized portfolio management rather than institutional plans.

Kelvin Tsai is a financial advisor with J.P. Morgan Securities in Flushing, NY, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has worked at both J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Marsha Alexis is a Benefits & Planning Consultant in Executive Services at Fidelity Investments, a role she has held since 2021. Prior to this, she worked as a Dedicated Retirement Planner at Fidelity Investments from 2015 to 2021. From 2008 to 2015, she served as an Insurance Advisor at the United Nations Federal Credit Union. In her current role, Marsha focuses on understanding her clients' needs, goals, and priorities to help integrate key benefits decisions into their overall financial plans. She works with executives to utilize Fidelity's wealth planning tools to develop plans that align with what is most important to them.

Paul Celentano Jr. is a financial advisor with LPL Financial in Rockville Centre, NY, holding a Series 66 designation and bringing 26 years of industry experience. His prior roles include positions at Harbor Financial Services, MSI Financial Services, and Level Four Financial. Outside of his advisory work, he is involved in a classic car import business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing a combination of proprietary research, third-party models, and customized strategies.

Kevin Meyers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of advisory work, he has partial ownership in an investment-related entity involved in real estate development and serves as a distribution trustee for a client-related trust. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.