Kelley Hart is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Outside of his advisory role, he serves as a member of the Town of Orange Historic District Commission. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis while clients retain final decision-making authority.

Gina Douvas is the Senior Resident Director at Merrill Lynch Wealth Management in Fairfield, Connecticut, a position she has held since 2009. She has been with Merrill Lynch since 2007, bringing extensive experience in financial services that began in 1991. Gina leads her office in providing financial strategies tailored to the unique needs of high-net worth individuals, families, entrepreneurs, and endowments. She collaborates with her team and leverages resources from Merrill and Bank of America Private Bank to support clients' financial goals and risk management. Before joining Merrill Lynch, Gina worked for 13 years at Smith Barney in New York City where she was a member of the firm's largest stock-option planning team, advising C-suite executives on stock-option, estate, and retirement planning. Earlier, she served as a portfolio analyst focused on investment strategies for institutional, corporate retirement, and private pension plans. Gina holds several professional designations including Certified Exit Planning Advisor (CEPA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Gina earned a Bachelor's degree from SUNY Stony Brook and a Master's degree in Finance from the Pace University Lubin School of Business. She is fluent in Greek and English. Gina is active in her community, serving on the Advisory Board of the Charles F. Dolan School of Business at Fairfield University and supporting organizations such as the Girl Scouts of Connecticut, Norma Pfriem Breast Center, Paulie Strong Foundation, and The Smilow Cancer Hospital. Her personal interests include biking, cooking, football, golfing, music, photography, spending time with family, tennis, traveling, and volleyball.

Zachary Bognar is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at TD Private Client Wealth LLC, Northwestern Mutual Investment Services LLC, JP Morgan Chase, and Charles Schwab and Company. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Micaela Walsh is a financial advisor at Fidelity with one year of industry experience and holds a Series 66 designation. Prior to joining Fidelity, she held various roles including positions at Bucknell University and Essex Financial Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines fundamental research with quantitative and algorithmic methods, and serves multiple registered investment companies with formally established governance and oversight procedures.

Karen Knettel is a financial advisor with Morgan Stanley in Fairfield, CT, holding Series 63 and Series 66 designations and 29 years of industry experience. She has been with Morgan Stanley since 2016. Outside of her advisory work, she operates a YouTube cooking show focused on art and culture. Morgan Stanley Wealth Management serves both individual and institutional clients by providing tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and investment modeling in its financial planning process.

Nicholas Francia is a financial advisor at UBS Financial Services with 14 years of industry experience. He holds a Series 66 designation and has been with UBS since 2011. Francia is a member of the Advisory Committee on Finance Issues for The ESOP Association, a peer-sharing group focused on ESOP-related developments and best practices. UBS Financial Services serves individual, corporate, and institutional clients through a mix of brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor client strategies.

Casey Odo is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 16 years of industry experience. His career includes roles at Cadaret Grant & Co., Inc., Securities America, and Investacorp Advisory Services Inc. Outside of his advisory work, he is involved in a non-investment business activity. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients through advisory and brokerage services. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a range of brokerage and insurance products within an integrated platform.

Paul Blanco is a Series 66-licensed financial advisor with Mass Mutual Investors Services. He has been in the financial services industry since 2023, with prior experience at Barnum Financial Group and MassMutual Life Insurance Co. Blanco is also active as an insurance broker, focusing on life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs, delivering collaborative, goal-based recommendations without discretionary authority.

Brian Parmelee is a CFP®-certified financial advisor with 13 years of industry experience. He has worked with MassMutual Investors Services since 2017 and has additional experience with Massachusetts Mutual Life Insurance Company and Metlife Securities. Outside his advisory role, he acts as a broker for Risk & Insurance Associates, selling fixed life insurance and related products, and assists clients with life settlement transactions. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations. The firm offers financial planning, asset management, and educational programs, focusing on collaborative, goal-oriented planning engagements.

Rustam Yamilov is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at HSBC Securities (USA) Inc. and HSBC Bank USA, N.A. before joining J.P. Morgan in 2018. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and a manager-solutions team. The firm offers non-discretionary services with an ESG eligibility framework and access to a wide range of products through its unique regulatory registrations.

Tristan Lawrie is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 16 years of industry experience. He has been with LPL Financial since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Francisco Triay is a financial advisor at LPL Enterprise with a Series 66 designation and less than one year of industry experience. Prior to joining LPL Enterprise, he held positions in various industries including automotive and retail. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through both advisory and brokerage channels. The firm offers financial planning, model portfolio programs, third-party asset management, and access to a range of brokerage and insurance products.

Bruce Sargent is a financial advisor at Morgan Stanley with 57 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, as well as Citigroup Global Markets since 1968. He serves as president, co-trustee, and director of the Bruce & Janet Sargent Charitable Foundation and is a trustee of Game Conservancy USA. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process that incorporates firm-approved tools and offers a range of retail and institutional investment services.

Jeffrey Costa is a financial advisor with LPL Financial, holding the CFP® designation and Series 63 and 65 licenses, with 13 years of industry experience. Before joining LPL Financial in 2025, he worked at Scholtz & Company, LLC, First County Bank, and METLIFE. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Paul Bortnick Jr. is a financial advisor with Ameriprise, holding a Series 66 designation and 23 years of industry experience. He has worked at Ameriprise and its related entities since 2003. Outside of his advisory role, he operates a sole proprietorship specializing in tax preparation. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides tailored retirement-income planning through a written Recommendation Report and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Priya Kessler is a Planning Consultant at Fidelity Investments, where she collaborates with clients and their families to develop disciplined financial plans tailored to their individual situations. She utilizes Fidelity's recommendations and resources to provide clients with the knowledge and guidance needed to make informed financial decisions. Priya has held several roles within the financial services industry, including Planning Consultant and Relationship Manager at Fidelity Investments, and previously served as a High Net Worth Specialist, Advanced Broker, and Associate Financial Service Professional at Charles Schwab. She began her career as a Client Service & Support Intern at Charles Schwab. Outside of her professional work, Priya enjoys cooking and baking, exploring culinary experiences, socializing with friends, engaging in outdoor adventures, traveling, and spending time with pets.

Michael Pappa is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 26 years of industry experience. He has worked at Janney Montgomery Scott since 2018 and previously spent five years with Wells Fargo Advisors LLC and two years with Wells Fargo Clearing. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Hillgen Santa is a financial advisor at LPL Financial with 19 years of industry experience and holds the Series 66 designation. He previously worked at Grove Point Investments, LLC and Grove Point Advisors, LLC, and has also been involved with Lorraine's Antiques, a business he owns. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by research and diverse portfolio options.

Jeffrey Adelglass is a financial advisor with LPL Financial in Ansonia, Connecticut, holding a Series 66 designation and six years of industry experience. He has been associated with LPL Financial and Adelglass Wealth Management since 2018. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with research from LPL and third-party sources.

Arnold Blumenfeld is a financial advisor at Ameriprise with 46 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Ameriprise since 2017, following prior roles at Wells Fargo Advisors and Wells Fargo Clearing. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce written recommendation reports delivered in partnership with clients’ financial advisors. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.