Ronald Smith is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and bringing 33 years of industry experience. His prior career includes long tenure at Nationwide Insurance and Nationwide Securities, spanning over four decades. In addition to his advisory role, he serves as an independent insurance agent and consultant, including executive roles in consultative insurance and insurance merger specialist firms. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base that includes individuals, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Jennifer Oxley is a financial advisor at Morgan Stanley with 23 years of industry experience. She holds a Series 66 designation and worked at Merrill from 1996 to 2023 before joining Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery conversations and firm-approved tools to support client planning.

Scott Lepa is a financial advisor with LPL Enterprise LLC, holding a Series 63 designation and 24 years of industry experience. His prior roles include positions at Mgo Inc. and Cerity Partners LLC. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, and access to model portfolios and third-party asset management, combining advisory programs with brokerage and insurance products on an integrated platform.

Yasmeen Muhammad is a financial advisor at Robert Baird & Co. in Cleveland, OH, holding Series 63 and Series 66 licenses with six years of industry experience. Her prior roles include positions at Charles Schwab, Charles Schwab Bank, and KeyBank. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services through a combination of in-house and third-party managers, including discretionary and non-discretionary strategies.

Tom Stapel is a financial advisor with Cambridge Investment Research Advisors who has 41 years of industry experience. He previously worked at Cetera Advisor Networks LLC for nine years before joining Cambridge in 2023. Cambridge Investment Research Advisors serves a diverse client base that includes individuals across wealth levels, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent financial professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Tyner Haag is a financial advisor at UBS Financial Services in Cleveland, OH, holding a Series 66 designation with six years of industry experience. He has worked at UBS since 2018 and has previous experience at the University of Dayton and Kyocera-SGS Precision Tools. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining model-based asset allocations with proprietary research to tailor plans to clients’ goals and risk tolerances. The firm operates with institutional trading capabilities alongside wealth management services.

Meghan Latham is a financial advisor at UBS Financial Services with 22 years of industry experience. She holds Series 63 and Series 66 designations and has been with UBS since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets offerings.

Sean Hardy is a Series 66 licensed financial advisor with UBS Financial Services in Cleveland, OH, bringing 27 years of industry experience. He has been with UBS since 2013. Hardy serves as a trustee for the Ruth E. Hopkins Irrevocable Trust. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services.

Kevin Bukvic is the Vice President and Branch Leader at Fidelity Investments, overseeing the Cleveland Westlake Investor Center. In this role, he focuses on fostering a strong culture and providing coaching to advisors to achieve superior outcomes for clients. Kevin has been with Fidelity Investments since 2014, progressing through various roles including Assistant Branch Leader, Financial Consultant, Investment Consultant, Central Relationship Manager, and Financial Representative. Prior to joining Fidelity, he worked as a Customer Service Representative at Charles Schwab from 2013 to 2014.

John Lostoski is a financial advisor at Equitable Advisors with two years of industry experience. He holds a Series 66 designation and has previously worked at Charles Schwab and BrightEdge Technologies. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through third-party program sponsors and managers, providing both discretionary and non-discretionary advisory solutions.

Kathleen Graham is a financial advisor at OSAIC with 33 years of industry experience. She holds Series 63 and Series 66 licenses and has been with OSAIC since 2024, previously working at Securities America Advisors and Securities America Inc for 12 years. She also holds an insurance life license as a Senior RSSP at Securities America as part of her job duties. OSAIC serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm combines brokerage and investment advisory services with various advisory platforms, utilizing tools like asset-allocation models and risk-tolerance questionnaires to manage portfolios across multiple asset classes.

Noel Elliott is a financial advisor with MassMutual Investors Services in Cleveland, OH, holding Series 63 and Series 65 licenses and one year of industry experience. Prior to joining MassMutual in 2025, he worked at Alto Financial Group and Family First Life. Outside of financial advising, he owns several businesses related to home health care, health insurance, and education, including a company that offers training for home health care certifications. MassMutual Investors Services, LLC provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers, offering various programs and educational seminars supported by firm-approved analytical tools.

Nick Pietrocola is a financial advisor with Ameriprise in Strongsville, OH, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Ameriprise and Ameriprise Financial Services, Inc. since 2012. In addition to his advisory role, he participates in surveys related to the financial services industry. Ameriprise offers a retirement-income planning service targeting individuals near or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and operates as a large institutional provider of advisory, brokerage, and insurance solutions.

Joel Jensen is a financial advisor at Cambridge Investment Research Advisors with 32 years of industry experience. He previously spent 21 years at Lincoln Financial Advisors Corporation before joining Cambridge in 2024. Jensen holds a Series 63 designation and is based in Westlake, Ohio. He is also the owner of Wealthplan Partners LLC, an independent advisory business. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement advisory services through a network of independent professionals utilizing multiple custody platforms and proprietary as well as third-party model strategies.

Matthew Adkins is a financial advisor at Edward Jones in Brunswick, OH, holding a Series 66 designation with three years of industry experience. Prior to joining Edward Jones, he worked for nine years at the family business, Adkins Building Company, in commercial construction. He serves as an elder at Trinity Church PCA and acts as a mentor coordinator for a business networking group in Akron, OH. He also maintains a Professional Engineer's license and occasionally reviews design work for a water service company. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs and investment options, supported by a nationwide network of over 23,000 financial advisors and more than 15,000 branch offices.

Scott Jones is a CFP® professional affiliated with Raymond James Financial in Westlake, Ohio, with 18 years of industry experience. He holds the Series 63 designation and has worked at Raymond James Financial Services Advisors Inc. since 2013. In addition to his advisory role, Jones is Vice President at CKE Financial Services, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and nonprofits. The firm employs risk profiling and analytical tools to tailor non-discretionary planning and supports both retail and institutional clients through a large network of advisors.

Tyler Amos is a financial advisor with Charles Schwab in Westlake, OH, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab since 2004 and Charles Schwab Bank since 2011. Amos serves as an advisory board member and secretary for the University of Akron Finance Advisory Board, contributing to academic programming and departmental support. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, providing bundled advisory, brokerage, custody, and cash-sweep services with a combination of non-discretionary and discretionary investment options.

Nathan Davis is a Series 66 licensed financial advisor with nine years of industry experience. He has worked at Merrill and Bank of America before joining Raymond James & Associates, where he has been since 2025. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutional and pension plans, charitable organizations, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Brent Affolter is a financial advisor with MassMutual Investors Services in Cleveland, OH, holding a Series 63 license and 22 years of industry experience. He has worked at MassMutual Investors Services since 2017 and previously held positions at MassMutual Life Insurance and MetLife Securities. Outside of advising, he is involved in insurance sales across life, health, disability, long-term care, and fixed annuities, and he owns an LLC for tax and business administrative purposes. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm’s approach includes collaborative, annual financial planning engagements using firm-approved software and tools, with implementation of recommendations arranged separately.

Matthew Allen is a Series 66-licensed advisor at J.P. Morgan Securities with seven years of industry experience. He has worked at J.P. Morgan Securities LLC since 2019 and has been associated with JPMorgan Chase Bank, N.A. since 2018. Prior to his career in finance, he spent sixteen years at Pet Supplies "Plus." J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.