Dean Cicone is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. He has been with Fidelity Investments since 1994, advancing through various positions including Financial Consultant, Investment Representative, NASDAQ Equity Trader, Agency Equity Trader, Account Representative, and Mutual Fund Trader. Prior to joining Fidelity, he was a Registered Representative at Scudder, Stevens, & Clarke from 1992 to 1994. With over 25 years of experience in the financial services industry, Dean partners with his clients to help them work toward their financial goals. His expertise encompasses financial planning and investment consultation, aiming to assist clients in pursuing their envisioned lifestyle. Outside of his professional work, Dean's personal interests include biking, family activities, golf, reading, running, and skiing.

Daniel Lima is a financial advisor with Morgan Stanley in Providence, RI, holding a Series 66 designation and nine years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2016. Prior to his career in finance, he worked as a high school math teacher with the Providence Public Schools and serves as Vice-Chair of the Teach For America Regional Advisory Board in Providence. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Global Investment Committee estimates and Monte Carlo simulations, as part of its advisory process.

Allan Reed is a financial advisor at Merrill with 36 years of industry experience. He holds a Series 63 designation and has worked at Merrill since 1990, concurrently serving at Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Redmond is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and its affiliated private bank since 2015, following three years at Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools.

Nicholas Rodriguez is a financial advisor at Merrill with 12 years at the firm and 8 years of industry experience. He holds the Series 66 designation. Outside of his advisory role, he is the owner of an LLC involved in construction. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary strategies for various client types including individuals, high-net-worth clients, and institutions.

Matthew Schmitz is a financial advisor at Edward Jones with one year of industry experience. Prior to joining Edward Jones, he worked at The International Potters Company and Adidas. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and supports a large network of financial advisors and branch offices nationwide.

Daniel Carlson is a financial advisor at Morgan Stanley based in Providence, RI. He holds a Series 66 designation and has entered the industry in 2025. Prior to joining Morgan Stanley, he worked at Procyon Partners, Total Mortgage Services, Bryant University, and Amity Regional High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs including tailored financial planning supported by structured discovery and firm-approved tools.

Colin Donahue is a Series 66-licensed financial advisor with Merrill in Riverside, RI, and has five years of industry experience. His work history includes roles at Bank of America, Merrill, Connexion Systems & Engineering, CliftonLarsonAllen LLP, United Natural Foods Inc., and Billy's Restaurant. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Genetti is a ChFC® with 48 years of industry experience, currently serving at Mass Mutual Investors Services. He has been with Mass Mutual Investors Services since 2017 and has affiliations with Massachusetts Mutual Life Insurance Company and MetLife Securities Inc. Additionally, he has operated as an independent insurance agent specializing in disability insurance since 1975. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers annual, collaborative financial planning engagements utilizing firm-approved software and also provides specialized planning programs including divorce, estate settlement, and employer-sponsored planning.

Jonathan Deangelis is a financial advisor at Ameriprise with Series 63 and Series 65 licenses and one year of industry experience. His prior work includes roles at LK Goodwin, Daves, and Bonnett Shores. Outside of financial advising, he works as a delivery driver for Uber Eats. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement planning, combining proprietary research and third-party data to deliver detailed recommendations and ongoing advice.

John Sulyma is a financial advisor with LPL Financial in Warwick, RI, holding Series 63 and Series 65 credentials and 36 years of industry experience. He previously worked at H. Beck, Inc. for eight years before joining LPL Financial in 2020. Sulyma is also a commissioned notary for the State of Rhode Island. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by various operational and research tools.

Daniel Sullivan is a financial advisor with Morgan Stanley in Providence, RI, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020, and previously spent 13 years at Rosenthal Global Securities LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools and methodologies.

Brendan Mc Isaac is a financial advisor with Morgan Stanley in Providence, RI. He holds a Series 66 designation and has seven years of industry experience. Prior to joining Morgan Stanley in 2018, he worked at Providence College from 2014 to 2018. Morgan Stanley Wealth Management provides advisory programs and financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools to support client financial goals.

Ryan Gaumond is a financial advisor with Equitable Advisors holding Series 63 and Series 65 licenses and two years of industry experience. His previous roles included positions at Bank Newport and Josh Paradis. Outside of finance, he has experience working in landscaping and at a day camp. Equitable Advisors serves individual, corporate, pension, and institutional clients by providing financial planning, retirement plan consulting, and various asset management programs delivered through a network of Investment Adviser Representatives and third-party sponsors.

Matthew DiPippo is a Planning Consultant at Fidelity Investments, where he collaborates with financial planning teams to partner with individuals and families in creating clear visions for their financial goals. His approach emphasizes building relationships through collaboration, candor, and respect to ensure clients are prepared to handle life's uncertainties. He has been with Fidelity Investments since 2018, progressing through roles including Financial Representative and Relationship Manager before his current position. Prior to joining Fidelity, Matthew held positions at Citizens Investment Services as Senior Principal and Trade Desk Specialist, and earlier worked as a Financial Services Professional at MassMutual Financial and New York Life Insurance. Specific details about his education, credentials, personal interests, or community involvement were not provided.

Mogahed Ibrahim is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he focuses on understanding clients' priorities to help them develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. He serves as a resource for various financial matters including general investing, retirement planning, and preparing for unexpected expenses. Additionally, he coordinates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Ibrahim holds a Bachelor's Degree from the University of Illinois System and carries professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Fluent in English and Arabic, he engages with clients by taking the time to identify what matters most to them and providing ongoing advice as their needs evolve. Outside of his professional work, Ibrahim is involved with the community organization Feed My Starving Children.

Paul Mc Cauley is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. Mc Cauley has worked at Merrill since 2002 and has been with Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Joseph Caggiano is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has prior work history at Keurig Dr. Pepper and Jackson Hewitt. Outside of finance, he has been involved with USA Hockey and Keene State College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nathan Hickney is a financial advisor at UBS Financial Services in Providence, RI, holding a Series 66 designation with 15 years of industry experience. He previously worked at Morgan Stanley in various capacities from 2014 to 2022 before joining UBS in 2022. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

Jason Stern is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and four years of industry experience. His prior roles include positions at Ameriprise and Fidelity Investments. He is also involved with Sardelli & Hutchinson Wealth Management, an LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.