Samuel Dean Lee is a financial advisor at Fidelity with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has been associated with various Fidelity entities since 2011. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including advisory work for registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios using systematic methodologies and long-term asset allocation benchmarks.

Nicholas Fraser is a CFP® with 12 years of industry experience, currently serving at Wells Fargo Clearing since 2016. He previously worked at Wells Fargo Advisors, LLC from 2013 to 2016. Outside of his advisory role, he serves on the finance committee of Warehouse 242, a church organization in Charlotte, NC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Matthew Peterson is a financial advisor at Cambridge Investment Research Advisors with a Series 66 designation and three years of industry experience. He has held roles at Cambridge Investment Research Inc. and Charles River Bank and serves as a notary public. Cambridge Investment Research Advisors is a large SEC-registered adviser serving individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals using a range of platform solutions and proprietary and third-party model strategies.

Christopher Collins is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2013 and Bank of America, N.A. since 2017. Outside of his advisory role, he is an active registered player with USA Volleyball, participating in competitive tournaments nationwide. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual, institutional, and charitable clients.

Joseph Choquette III is a financial advisor at Fidelity with two years of industry experience. Prior to joining Fidelity, he worked in the restaurant industry for over 20 years, including roles at Champlins Seafood Deck and JPC Pizza Inc. Outside of his advisory work, he is employed as a cook at Champlins Seafood. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves retail and institutional investors with discretionary and non-discretionary services, fund advisory, and model portfolios built from mutual funds, ETFs, and ETPs.

Peter Miniati III is a financial advisor with Merrill in Providence, RI, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at F.L. Putnam Investment Management, Napatree Capital LLC, and Washington Trust Wealth Management. He serves on the boards of the Rhode Island Historical Society and the Hattie Ide Chaffee Nursing Home and is chair of the board at St. Raphael Academy, a private Catholic high school. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Raymond Liriano is an advisor at Fidelity with Series 66 and Series 63 credentials and two years of industry experience. His prior work includes roles at Amazon, Freeport Auto Sales, Lady Footlocker, Kids Footlocker, and the University of Massachusetts Dartmouth. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm combines proprietary research with quantitative analysis and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, with distinctive features such as CFTC registration and the use of AI in research.

Rick Nichols is a financial advisor with Merrill, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Bank of America, Merrill, and Fidelity Investments in various capacities since 1998. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Yahaira Placencia is a Series 66-licensed advisor at Merrill with 11 years of industry experience. She has been associated with Merrill since 2001 and Bank of America, N.A. since 2014. Placencia serves on the boards of the Neighborhood Health Plan of Rhode Island and the United Way of Rhode Island, where she contributes to governance and strategic oversight. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Troy Botts is a financial advisor at Merrill with 11 years of industry experience. He holds Series 65 and Series 63 credentials and has worked at Merrill since 2015 and Bank of America, N.A. since 2020. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jennifer Paci is a financial advisor at Merrill with 13 years of industry experience. She holds Series 63 and Series 65 designations and has previously worked at Citizens Securities, Inc. and CITIZENS Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Patrick Reilly is a Financial Advisor with the Carcieri & Bock Group at Merrill Lynch Wealth Management. In his role, he collaborates with individuals, families, and business owners to build and preserve wealth through thoughtful, goal-based planning. He focuses on simplifying financial decisions and providing proactive guidance to help clients move forward with confidence. Patrick's expertise spans diverse client focus areas, including education planning, employee benefits planning, family wealth management strategies, employee financial health, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, sports & entertainment, and retirement income. He holds professional designations as a Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from the University of Rhode Island. Outside of his professional work, Patrick enjoys football, golfing, ice hockey, reading, skiing, spending time with his family, and watching movies.

Terrance Jones is a Series 66-licensed advisor at Merrill with one year of industry experience. Prior to joining Merrill, he held roles at The District & Blue Room, Nova Farms, Hope Artist Village, and Bravo restaurant. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Anthony Ruzzo is a Wealth Management Advisor and General Partner in The Ruzzo Palmieri Group within Merrill Lynch Wealth Management. He is responsible for all wealth management planning activities for the group and works with clients to develop written wealth plans aimed at meeting their long-term financial goals. Anthony has been employed by Merrill Lynch Wealth Management since July 2000. He holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER™ (CFP), Chartered Retirement Planning Counselor™ (CRPC), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Anthony was educated at Marquette University and Wagner College, where he earned a BS degree. He also studied General Medicine in Europe and graduated Cum Laude with an M.D. degree in 1997 from the University of Pecs. Anthony’s client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, special needs planning strategies, tax minimization, and retirement income. Outside of his professional role, he is active in his local community and enjoys baseball, football, golfing, ice hockey, reading, traveling, and spending time with his family.

Nelson Ribeiro is a financial advisor with Mass Mutual Investors Services and holds Series 63 and Series 66 designations. He has 22 years of industry experience, including roles at Mass Mutual Life Insurance Company and METLIFE Securities Inc. Outside of his advisory work, he is a partner in Neri Financial, an LLC used for managing expenses. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual financial planning relationships and provides educational seminars along with several investment program options.

Matthew Butzke is a financial advisor at Fidelity with two years of industry experience. Prior to joining Fidelity, he worked at Tesla Energy for four years and Westmill Preservation Services for three years. He holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios and serves as an adviser to multiple registered investment companies and fund-of-funds.

Kevin Gertsman is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His prior work includes positions at Initium Consulting Group LLC and Ra Medical Systems. Kevin’s career spans both consulting and healthcare sectors before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Alexandria Hutchinson is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds the Series 63 and Series 66 licenses and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and resources.

Samuel Freedman is a financial advisor at Fidelity with a Series 66 credential and two years of industry experience. His prior roles include positions at Amplified Planning and Banfield Pet Hospital. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research with quantitative analysis and algorithmic portfolio construction. The firm also manages multiple registered investment companies and delivers model portfolios using advanced methodologies, including AI and algorithmic techniques.

Ryan Hanley is a financial advisor at Fidelity with eight years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Fidelity Brokerage Services LLC since 2017. Prior to entering the financial industry, he spent 20 years at Allen Young Movers. Ryan works within Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction to deliver model portfolios and advisory solutions.