Ryan Nulty is a financial advisor at Fidelity with Series 63 and Series 66 designations and four years of industry experience. His prior work includes roles at Renewal by Andersen, South County Physical Therapy, Assumption University, and West End Creamery. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios from a broad investable universe, applying oversight and systematic methodologies in its advisory process.

Michael DeMeo is currently an Investment Solutions Representative III at Fidelity Investments, a position he has held since 2026. He has progressed through several roles within the company, including Investment Solutions Representative II from 2025 to 2026, Investment Solutions Representative I from 2024 to 2025, and Customer Relationship Advocate from 2023 to 2024. In his role, Michael partners with clients to understand their short and long-term goals and helps build customized financial plans. He emphasizes forming strong relationships with clients and their families, focusing on trust, reliability, and competency. Outside of his professional responsibilities, Michael enjoys activities such as spending time at the beach, family activities, social events with friends, golf, outdoor adventures, and traveling.

Eric Loiselle is a financial advisor with Wells Fargo Clearing in Providence, RI, holding Series 63 and Series 66 designations and 11 years of industry experience. He previously worked at Merrill and Bank of America before joining Wells Fargo Clearing in 2019. Outside of his advisory work, he operates two sole proprietorships focused on creating and selling artwork and woodworking with laser engraving. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s advisory approach is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Michael Hannon is a financial advisor at Fidelity with Series 63 and Series 66 licenses and two years of industry experience. His prior roles include positions at John M. Corcoran & Company and teaching appointments at the University of Massachusetts Boston and the University of New Hampshire. Fidelity’s Strategic Advisers LLC, where he is employed, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across a range of mutual funds, ETFs, and ETPs.

Antonio Oliveira is a financial advisor at UBS Financial Services with 26 years of industry experience. He has been with UBS since 2011. He holds the Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans.

Brendon Loranger is a financial advisor at Fidelity with Series 63 and Series 66 licenses and six years of industry experience. His work history includes roles at Fidelity Brokerage Services LLC, Pizzico, MAS Medical Staffing, and K & M Tire. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, offering both discretionary and non-discretionary portfolio management. The firm employs a systematic investment process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction.

Leo Kozyrev is a Financial Consultant currently working at Fidelity Investments since 2023. He has been involved in the financial services industry in various roles since 2012, including positions as an Investment Consultant at Fidelity Investments from 2021 to 2023, Premier Advisor at Citizens Bank from 2017 to 2021, Research Specialist at Citizens Securities Inc from 2013 to 2017, and Financial Consultant Helpdesk at Citizens Securities Inc. from 2012 to 2013. As a Certified Financial Planner™, Leo focuses on understanding clients' unique personal and financial goals. He emphasizes the importance of ongoing communication and updating material information to support the longevity of clients' financial plans. His work is aimed at helping clients achieve a comfortable and financially independent retirement. Outside of his professional responsibilities, Leo has interests in comedy, cooking and baking, fitness, music, pets, and traveling.

Fernando Poe IV is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity and its affiliated entities since 2006. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm's investment approach combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing a wide investable universe of mutual funds, ETFs, and ETPs to create model portfolios.

Evan Patterson is a financial advisor at Morgan Stanley in Providence, RI, holding Series 63 and Series 65 licenses with 18 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2016. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, focusing on tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Lauren Dreyer is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. She has been with Fidelity since 2006, including roles at Fidelity Personal and Workplace Advisors and, most recently, Strategic Advisers LLC. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, employing a mix of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm provides discretionary and non-discretionary advisory services, manages fund-of-funds structures, and utilizes systematic methodologies and long-term asset allocation benchmarks.

Jena Ness is a financial advisor at Fidelity with five years of industry experience. She holds a Series 66 designation and has previously worked at First Command in multiple roles. Ness served in the United States Marine Corps from 2013 to 2020. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research and quantitative analysis to construct model portfolios using mutual funds, ETFs, and ETPs. The firm is known for its use of algorithmic methods and its advisory role to multiple registered investment companies and fund-of-funds.

Ivi Nwosu is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Fidelity, Nwosu worked at Citizens Bank and Santander Bank, and has a background in real estate sales. Outside of advisory work, Nwosu serves as Financial Secretary for the Abia American Association, President of Nzuko Aro Okeigbo Massachusetts, and Treasurer on the board of the hi Beta Sigma Fraternity Inc. – New England State Board. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Richard Nardella is a financial advisor at Fidelity with Series 63 and Series 66 credentials and four years of industry experience. His prior work history includes roles at Citizens Securities and Nardella Excavating. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage registered investment companies.

Scott Levinson is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2005. In this role, he partners with clients to understand their financial goals and develop customized financial plans aimed at growing and protecting their wealth, making sound investment decisions, and simplifying their financial lives. He has extensive experience in the financial services industry, having previously worked as a Financial Consultant at A.G. Edwards & Sons, Inc. from 2004 to 2005, a Financial Planner at Legacy Financial Advisors from 2003 to 2004, and a Financial Representative at The Bulfinch Group from 2002 to 2003. Levinson emphasizes forming strong relationships with clients and their families, focusing on trust, reliability, and competency in his professional approach.

Robert Insana is a Financial Advisor at Merrill Lynch Wealth Management, serving as a Senior Portfolio Advisor. In this role, he manages custom investment strategies on a discretionary basis, selecting from a range of Merrill Lynch model portfolios and third-party investment strategies to align with his clients' needs. Robert focuses on education planning, executive compensation, family wealth management strategies, liquidity management, managing new wealth, and portfolio management services. He works collaboratively with families and individuals to develop realistic, custom-tailored financial plans that support their unique goals and priorities. He holds a Bachelor's Degree from the University of Rhode Island and has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Robert is involved with the American Heart Association. Outside of work, his personal interests include drawing and sketching, golfing, music, swimming, and playing table tennis.

Ryan Macdonald is a financial advisor at Fidelity with Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at IDG Communications and Robert Half. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction, including use of model portfolios built from mutual funds, ETFs, and ETPs.

Sara Gendron is a Planning Consultant at Fidelity Investments, where she partners with clients to provide holistic financial planning. She focuses on understanding clients' needs to assist them in pursuing their financial goals and aims to create an environment where every client feels heard and valued throughout their conversations. Sara has been with Fidelity Investments since 2023, initially serving as a Workplace Planning Consultant before transitioning to her current role in 2025. She holds insurance licenses in Arkansas and California. Outside of her professional responsibilities, Sara's personal interests include family activities, fitness, gardening, running, swimming, and exploring food-related experiences.

Kevin Mc Green is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on building strong relationships to drive long-term success for his clients. Kevin brings 15 years of experience in the financial technology sector, having worked in investment and banking operations within banks, brokerages, and software companies. His expertise supports his practical, results-oriented approach to financial management, helping clients with family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, and retirement income. He holds a Bachelor of Science degree in Finance and Information Systems and a Master of Business Administration with a concentration in Finance, both from Fairfield University. Kevin also holds the Personal Investment Advisor (PIA) designation. Outside of his professional work, he enjoys activities such as chess, golfing, pickleball, running, and surfing.

Madhusudan Nair is a financial advisor with LPL Financial holding Series 63 and Series 65 credentials and one year of industry experience. His prior roles include positions at UniBank, First Citizens Bank, J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and First Republic Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Sara Van Schaick is a financial advisor at Merrill with Series 66 and Series 63 credentials and two years of industry experience. She previously worked at Fidelity Investments and has experience in several other roles, including a position at L'Artisan Cafe & Bakery. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual and institutional clients.