Mikaila Mc Carthy is a financial advisor at Ameriprise Financial Services, LLC with six years of industry experience. She holds a Series 66 designation and has previously worked at Royal Alliance Associates, Inc. and Blumark Financial Advisors. Outside of her advisory role, she is involved in independent insurance brokering, specializing in disability income. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing detailed recommendation reports on income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling techniques with algorithmic automation to deliver personalized, non-discretionary retirement advice.

Michael Burkhardt is a financial advisor with Merrill in Shelby Township, MI, holding Series 63, 65, and 66 designations and bringing 35 years of industry experience. He has worked with Merrill Lynch, Pierce, Fenner & Smith, Inc. since 1999 and Bank of America, NA since 2009. Merrill provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates investment management with Bank of America’s broader platform, providing access to a wide range of products and services.

Lisa Long Margolis is a financial advisor at UBS Financial Services with 30 years of industry experience. She held a position at Morgan Stanley Smith Barney LLC from 2009 to 2022 before joining UBS in 2022. She holds Series 63 and Series 65 credentials. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Robt Lineberger is a financial advisor with Equitable Advisors, holding a Series 66 credential and six years of industry experience. His prior experience includes roles at Jackson National, Penske Automotive, and Michigan State University. He also serves as an assistant baseball coach for South Oakland A's Baseball, working with 9-year-olds on a volunteer basis. Equitable Advisors serves a diverse client base, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, providing financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as both an SEC-registered investment adviser and broker-dealer, leveraging LPL-sponsored programs and endorsed TAMPs to deliver advisory and brokerage solutions.

Cornelius Aldridge is a Series 66-licensed advisor with J.P. Morgan Securities. He has one year of industry experience and previously served in the U.S. Army from 2020 to 2024. He has held various positions including roles at JPMorgan Chase Bank and the University of Michigan. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Curtis Kocher is a financial advisor at UBS Financial Services with eight years of industry experience. He holds a Series 66 designation and has been with UBS since 2017, following a brief tenure at Coyote Logistics. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market assumptions and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, operating as a broker-dealer, investment adviser, and futures commission merchant.

Martin Harban is a Senior Financial Advisor with Merrill Lynch Wealth Management. He has over 20 years of experience working with employees and business owners, focusing primarily on retirement planning. Martin advises clients across various areas including divorce transition planning, services for defined benefit plans, investment consulting for defined contribution plans, employee financial health, personal retirement planning, portfolio management services, small business strategies, and retirement income. Throughout his career, Martin has engaged with thousands of individuals to discuss financial topics and develop personalized savings plans. He emphasizes a one-on-one approach to create financial strategies tailored to each client's unique goals. His expertise encompasses money management, stocks, bonds, annuities, and 401(k) plans, with a focus on helping clients understand how these elements integrate within the broader market and economy. Martin holds a Bachelor's Degree from Drake University and has earned professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He also participates in community activities and dedicates time to volunteering. Outside of his professional work, Martin enjoys fishing, football, reading, running, and spending time with his family.

Michael Marshall is a financial advisor at LPL Enterprise with 36 years of industry experience. He holds the ChFC® designation and Securities Licenses Series 63 and 65. Prior to joining LPL Enterprise, Marshall was with Prudential Insurance Company of America and Pruco Securities, LLC for over three decades. Outside of finance, he owns and operates a mobile DJ service called The Spin Doctor DJ LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory and brokerage services, and access to model portfolios and third-party asset management programs through an integrated platform.

Shane Irvine is a financial advisor with J.P. Morgan Securities in Troy, MI, holding Series 63 and Series 65 credentials and 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Giovanni Volpe is a financial advisor with LPL Financial in Troy, MI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. Prior to joining LPL Financial in 2025, he spent 10 years at Raymond James & Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Nicole Moten is a CFP® professional with 21 years of experience in the financial industry. She is currently with Morgan Stanley, having previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Moten serves on the executive board of the Poverty and Social Reform Institute, a nonprofit focused on children and family services. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in assets and employing a structured planning process supported by firm-approved tools and model-based outcome simulations.

Hannah Le is a financial advisor at UBS Financial Services with four years of industry experience. She holds a Series 66 designation and previously worked at Merrill and Bank of America. Her background includes research experience at the Institute for Social Research and academic time at the University of Michigan. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management and offers custodial, underwriting, and capital markets services.

Grant Osborne is a financial advisor with Equitable Advisors in Clarkston, MI, holding Series 63 and Series 66 credentials and six years of industry experience. He has worked at Equitable Advisors since 2019 and previously held positions at AXA Advisors, Jackson National Life, and Sysco Detroit LLC. Outside of finance, he operated a landscaping business under OSB Group, LLC. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model tailored to client goals, risk tolerance, and time horizon, offering both advisory and brokerage channels.

Scott Schropp is a financial advisor with Merrill, holding Series 63, 65, and 66 licenses and bringing 25 years of industry experience. He has been with Merrill since 2000 and has also worked at Bank of America, N.A. since 2011. Schropp is involved with The Schropp Family Fund, a donor-advised charitable organization based in his hometown of Saginaw, Michigan. Merrill provides managed account services primarily to Bank of America fiduciary clients through Select Portfolio Solutions, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Gregg Panski is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He holds the Series 66 designation and has previously worked at Charles Schwab, TD Ameritrade, Merrill, and Bank of America. J.P. Morgan Securities LLC serves primarily institutional clients and retirement plan sponsors by providing investment consulting and advisory services through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.

Jill Governale is a financial advisor at Merrill with a Series 66 designation and 16 years of industry experience. She has been with Merrill and Bank of America, N.A. since 2009. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries and integrates services across Bank of America’s platform.

Raymond Hopper is a financial advisor with Morgan Stanley Wealth Management in Bloomfield Hills, MI, holding Series 63 and Series 66 licenses and having 34 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and modeling techniques as part of its financial planning process.

Michael Bisbikis is a financial advisor at Morgan Stanley in Rochester, MI, holding a Series 66 credential. He has experience working at United Wholesale Mortgage and taught at both Northwood University and Lamphere High School prior to joining Morgan Stanley. Morgan Stanley Wealth Management serves individual and institutional clients with a wide array of advisory programs, focusing on tailored financial planning supported by firm‑approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-sponsored financial planning services.

Shane Brown is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 designation and has 17 years of industry experience. Prior to his current role beginning in 2021, he worked at Raymond James & Associates from 2014 to 2021. Outside of advising, Brown is involved in entrepreneurial ventures including ownership of Brown Brands LLC and Daisy Salon Studios Macomb LLC, which operate commercial rental and salon suite businesses. Raymond James Financial Services Advisors, Inc. serves a diverse client base ranging from individual investors to institutional entities, offering financial planning and non-discretionary investment consulting. The firm emphasizes tailored financial plans developed through client collaboration and provides access to various advisory and brokerage solutions while maintaining a significant portion of assets under non-discretionary management.

Sankaran Sriram is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise and its affiliates since 2005. Outside of his advisory role, he owns Nomos Staffing Solutions, LLC, a business that processes payroll for his staff. Ameriprise offers retirement-income planning services targeting individuals with significant investable assets, combining research and modeling to provide tailored, tax-efficient income strategies. The firm delivers these services through a centralized consulting team in partnership with its financial advisors.