Aidan Klein is a financial advisor with Raymond James Financial Services Advisors, holding the ChFC® designation and Series 63 and 65 licenses, with four years of industry experience. His prior roles include positions at Guardian Life Insurance, Park Avenue Securities, Wealth Advisory Group, and Beyond Wealth Management Group. Outside of financial services, he works part-time as an assistant wedding planner. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individuals, high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services supported by financial planning tools and risk-based reviews, with a notable involvement in municipal and public finance activities.

Kenneth Gallant is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been providing financial and wealth management advice and services since 1982 and joined Merrill Lynch in 2005. His expertise includes financial and investment-based strategies, estate and wealth transfer issues, and money management services. Ken holds the Personal Investment Advisor (PIA) designation and earned an Associate's Degree/College Diploma from Bentley College. His client focus areas include college education planning, divorce transition planning, family wealth management strategies, legacy planning, liquidity management, managing new wealth, women and wealth, and retirement income. Outside of his professional work, Ken’s personal interests include baseball, golfing, skiing, and spending time with his family. His approach as a Merrill advisor emphasizes connecting all aspects of a client’s financial life to help prioritize and pursue the goals that matter most.

Andre Turman is a financial advisor at Morgan Stanley with 14 years of industry experience. He has held roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney LLC, Bank of America, and Merrill. Outside of his advisory work, Turman serves on the boards of Father's Incorporated, Inc. and the Regional Food Bank of Northeastern New York, and he is a co-author of a book titled *Living in a World Without Color*. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning processes and a range of investment tools to support client goals.

Nicholas Clay is a financial advisor with Primerica Advisors in Clifton Park, NY, holding a Series 63 designation and nine years of industry experience. He has worked with Primerica Advisors since 2017 and previously spent 14 years at UPS. Outside of his advisory role, he is the founder and owner of One World LLC, where he serves as a coach. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed accounts primarily to individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Daniel McCarty is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 66 designations and 20 years of industry experience. He worked at Cadaret, Grant & Co., Inc. for 17 years before joining LPL Financial in 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing model portfolios and research from LPL Research and third-party subadvisors.

Eoin Carroll is a financial advisor with LPL Financial in Troy, NY, holding a Series 63 designation and having 16 years of industry experience. He has worked at LPL Financial since 2016 and also has a concurrent role with Pioneer Savings Bank starting in 2015. Carroll’s professional activities include involvement with Pioneer Wealth Management and Advisor Insurance Brokers. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

John Bryant is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at American Portfolios Financial Services, Inc., Wells Fargo Clearing, and Wells Fargo Advisors LLC. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisors, offering brokerage and advisory services, financial planning, retirement consulting, and access to third-party managers. The firm uses asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage diversified portfolios across various asset classes.

Pamela Koniszewski is a financial advisor at Equitable Advisors with a Series 66 credential and one year of industry experience. Her prior work includes roles at Hamilton Parc and Shaker Pointe at Carondelet, where she spent ten years. Equitable Advisors serves a broad range of clients including individuals, high-net-worth families, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating with a delivery model that emphasizes collaboration with program sponsors and third-party managers.

Steven Mannato is a financial advisor with LPL Financial, holding a Series 63 designation and over 34 years of industry experience. He has worked at Pombo Wealth Management since 2008 and was previously with Cadaret, Grant & Co., Inc. for 17 years. Mannato is also involved as a non-variable insurance agent through ASH Brokerage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, providing both discretionary and non-discretionary management supported by research and model portfolios.

Kathleen Collins Funk is a financial advisor with Wells Fargo Clearing in Albany, NY, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is a part-owner of a rental property in Ballston Spa, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Aidan Tripoli is a financial advisor with Morgan Stanley, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Morgan Stanley, he worked at GlobalFoundries and has experience in the hospitality industry with Ninety Nine Restaurant & Pub and Outback Steakhouse. Outside of finance, he has been involved with Eagle Crest Golf Club for over a decade. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services through both direct client relationships and corporate financial planning agreements.

Jessica Klucka is a financial advisor with Equitable Advisors, holding a Series 66 designation and bringing 10 years of industry experience. She has worked at Equitable Advisors since 2015 and previously at Axa Advisors LLC and Axa Equitable. Outside of her advisory role, she serves as an administrator or executor of estates and as a trustee of trusts. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage/insurance services tailored through a client intake process.

Jeffrey Hollander is a financial advisor with Morgan Stanley in Latham, NY, holding Series 66, Series 63, and Series 65 licenses and bringing 42 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides both direct individual plans and Corporate Financial Planning agreements.

Lynda Von Jaeger is a financial advisor at UBS Financial Services with 34 years of industry experience. She holds Series 63 and Series 66 designations and previously worked at Merrill from 2015 to 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services, offering a broad range of capital markets and advisory solutions.

Katherine Schonfarber is a financial advisor at LPL Financial in Albany, NY, holding a Series 66 designation. She has one year of industry experience and previously worked in various roles outside finance, including at the Funny Bone Comedy Club and Palais Royale Bar & Grille. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from internal and third-party sources.

Brad Hipsley is a financial advisor at OSAIC with one year of industry experience. He has worked at Champlain Wealth Management and previously held positions with the Arizona Diamondbacks and Stony Brook University. OSAIC serves a diverse client base including individuals, institutions, and charitable organizations through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services with a range of portfolio management options and access to third-party money managers.

Kimberly Osborne Allen is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she serves as treasurer and audit committee member for the Wildwood Foundation in Latham, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and offers both discretionary and non-discretionary services tailored to plan objectives, including a broader set of financial products such as insurance-related vehicles and bank deposit sweep options.

Lisa Lee is a financial advisor with Morgan Stanley in Latham, NY, holding Series 63 and Series 66 licenses and 19 years of industry experience. She has been with Morgan Stanley since 2013. Outside of her advisory role, she is involved in a painting business named Jay's Painting. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through corporate financial planning agreements.

Ryan Dalbey is a financial advisor with Equitable Advisors, holding a Series 66 designation and three years of industry experience. Prior to joining Equitable Advisors in 2023, he worked at Adirondack Beverages and held various positions in the hospitality and education sectors. Equitable Advisors serves a wide range of clients, including individual, high-net-worth, retirement plan, corporate, charitable, and institutional investors. The firm provides financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, relying heavily on LPL-sponsored solutions and offering both discretionary and non-discretionary asset management options.

Richard Pauli is a financial advisor with Mass Mutual Investors Services in Clifton Park, NY, holding the ChFC® and Series 63 designations and bringing 40 years of industry experience. He has been with Mass Mutual Investors Services since 1989 and MassMutual Life Insurance Company since 1988. Outside of his advisory work, he is involved in several business ventures including ownership roles in real estate LLCs and the Pauli Financial Group, which offers individual and group life, health, and property/casualty insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses detailed client data and firm-approved analytical tools to deliver collaborative, goal-oriented financial planning and offers specialized programs including estate settlement and employer-sponsored planning.