Katherine Seitz is a financial advisor with Morgan Stanley in St. Paul, MN, holding a Series 63 designation and 35 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individuals and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets through a variety of advisory programs.

Lynnly Damm is a Series 66-licensed financial advisor with seven years of industry experience, currently with Cetera Investment Advisers, LLC. She has previously worked at Securian Financial Services Inc and Minnesota Life Insurance Company. Outside of her advisory role, she is involved with GummiBaron Miniatures. Cetera Investment Advisers is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with a range of discretionary and non-discretionary portfolio management and financial planning services.

Katherine Terlinden is a financial advisor with Cetera, holding a Series 66 designation and 12 years of industry experience. She has worked at various Cetera entities since 2023 and previously spent over a decade with Securian Financial Services and Minnesota Life Insurance Company. Terlinden has also been involved with the Animal Humane Society of Minnesota. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to multiple third-party money managers across a multi-manager platform.

Charles Limberis is a financial advisor at Ameriprise with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Ameriprise and its affiliated entities since 2004. Outside of advising, he manages leasing and tax preparation activities for investment-related entities. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on dependable income and tax-aware withdrawal strategies.

Marilyn Miles is a Series 66-licensed financial advisor with 27 years of industry experience. She has been with Cetera and its affiliated entities since 2023, following a 25-year tenure at Securian Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various investment management and financial planning services through a large nationwide network of advisors and multiple program structures.

Michael Klos is a Series 65-licensed financial advisor at Fisher Investments with seven years of industry experience. He has been with Fisher Investments since 2018 and previously worked at American Family Insurance and the University of Wisconsin. Fisher Investments serves a global client base that includes institutional and private clients such as pension plans, foundations, and high-net-worth individuals, offering discretionary portfolio management across multiple asset classes. The firm employs a centralized investment approach combining quantitative and qualitative research and uses tax-aware processes and defensive tactics to manage risk.

Seymour Loving is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. from 2011 to 2020. Outside of his advisory role, he serves on the Board of Directors and finance committee of Pilgrim Baptist Church and is a Scoutmaster for the Boy Scouts of America. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to develop tailored recommendations delivered through a centralized consulting team.

Nicholas Karbon is a financial advisor with Morgan Stanley in Stillwater, MN, holding a Series 66 designation and bringing 16 years of industry experience. He has been with Morgan Stanley Smith Barney llc since 2009 and currently works at Morgan Stanley Private Bank, National Association. Outside of his advisory role, he serves as Council Chairman and on the Building Committee for Christ the Lord Lutheran Church in Cottage Grove, Minnesota. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers investment planning tools that incorporate various modeling techniques, while generally acting in an advisory capacity without providing individual security recommendations as part of standalone plans.

Molly Sproull is a financial advisor with Robert W. Baird & Co. who holds Series 63 and Series 65 licenses and has 28 years of industry experience. She worked at RBC Capital Markets Corporation for 10 years before joining Robert W. Baird in 2018. She is part of The DDK Group, a team within Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers consulting and portfolio services tailored to client goals, utilizing a range of strategies from traditional equity and fixed-income to more complex approaches, supported by both in-house and third-party managers.

Allison Butler is a CFP® with 10 years of industry experience currently serving at Edward Jones since 2016. She also has an academic role at UW-Eau Claire. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions through a large network of financial advisors and branch offices.

Abagael Wills is a financial advisor with Ameriprise in Arden Hills, MN, holding a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2021, she worked at UnitedHealth Group and spent several years in education at Bemidji State University and Delano High School. Ameriprise provides retirement-income planning services for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Anthony Lerud is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2014. Based in Woodbury, MN, he serves clients through the firm's advisory platform. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment strategies, including discretionary and non-discretionary wrap fee portfolios, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Joseph Rathmanner is a financial advisor with Cetera in Saint Paul, MN, holding a Series 66 designation and bringing 11 years of industry experience. Prior to joining Cetera in 2025, he spent five years with Ameriprise. Outside of his advisory work, he tutors math through an educational service called Mathnasium. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting various investment strategies and program structures.

Paul Mc Creight is a financial advisor at Edward Jones with 19 years of industry experience. He holds the CFP®, ChFC®, and Series 63 designations and has been with Edward Jones since 2006. The firm serves more than four million individual and institutional clients, offering a range of wealth management services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. Edward Jones manages approximately $1.01 trillion in assets under management through a network of over 23,700 financial advisors and 15,000 branch offices nationwide.

Ryan Johnson is a Series 66 licensed financial advisor with Ameriprise in White Bear Lake, Minnesota, holding six years of industry experience. Prior to joining Ameriprise in 2020, he worked at Your Legacy Partners and Prudential Financial. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Abigail Fettinger is a financial advisor with Mass Mutual Investors Services in White Bear Lake, MN. She holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at Northwestern Mutual Investment Management and M Health Fairview. Outside of finance, she has worked in education and at a golf course. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, structuring client engagements as annual, collaborative relationships using firm-approved analytical tools.

Peter Miles is a financial advisor at Osaic with 18 years of industry experience and holds a Series 66 designation. His prior roles include positions at Woodbury Financial Services Inc. and U.S. Bancorp Investments, Inc. Outside of his advisory work, he is president of St. Croix Wealth Management LLC, which functions as a paying agent for employees and processes traditional insurance sales. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm utilizes a model-based investment approach emphasizing asset allocation and portfolio optimization, supported by various tools and strategies, and is notable for its scale, complex affiliate network, and recent consolidation activity.

Dimple Wahi is a financial advisor at LPL Financial with 2 years of industry experience. She holds Series 65 and Series 63 licenses and has been working with LPL Financial since 2023, following a tenure at BMO Bank NA beginning in 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, including model portfolios and third-party asset management, supported by a wide network of advisors and various operational tools.

Paul Archambeau is a financial professional with 27 years of industry experience. He is currently affiliated with Cetera and North Star Resource Group, and holds Series 63 and 65 credentials. Archambeau has previous experience at Securian Financial Services, Inc. and Minnesota Life. He serves as a board member of the SG3 Foundation. Cetera Investment Advisers LLC operates as a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management, financial planning, and retirement services through a nationwide network of independent advisors.

Nicholas Jones is a financial advisor with Cetera, holding a Series 66 credential and one year of industry experience. His work history includes roles at Cetera Wealth Services, Securian Financial Group, Rohloff Associates LLC, and the University of St Thomas. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients including individuals, retirement plans, corporate and charitable organizations, and institutional accounts. The firm offers diverse investment solutions including discretionary and non-discretionary portfolio management, financial planning, and access to third-party managers through a multi-manager platform.