Matthew Nicolelli is a Financial Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management based in Providence, Rhode Island. He works with individuals, families, professionals, retirees, executives, and business owners across Rhode Island, New England, and the United States. Matthew focuses on helping clients develop personalized financial strategies that align with their priorities, including retirement planning, investment management, tax-efficient investing, education funding, estate planning, and wealth transfer planning. Matthew holds several professional designations, including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a Bachelor's Degree from Northeastern University. In his role, he assists clients with complex financial decisions such as Social Security claiming strategies, Roth IRA conversions, 401(k) rollovers, and retirement income planning. Outside of his professional work, Matthew enjoys activities such as football, golfing, hiking, pickleball, reading, skiing, spending time with his family, and traveling.

Jeffrey Enos is a Series 66-licensed financial advisor with Merrill in Providence, RI, where he has worked since 2014. He has 11 years of industry experience. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Katie Ranney is a financial advisor at UBS Financial Services with 23 years of industry experience. She holds the Series 66 designation and previously worked at Merrill for 14 years before joining UBS in 2023. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets services alongside proprietary research and data analytics.

Donald Hartley is a financial advisor with LPL Financial in Portsmouth, RI, holding Series 63, Series 65, and Series 66 licenses and bringing 25 years of industry experience. His prior work includes roles at Edward Jones and Bank Newport. Hartley receives Disability Income from the VA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting through a national network of representatives, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Steven Tiernan is a financial advisor at Merrill with three years of industry experience. He holds a Series 66 designation and serves as a Staff Sergeant in the Rhode Island Air National Guard, where he manages radio and satellite communications. His prior work includes positions at Bank of America and Pioneer Financial Group. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Fonseca is a financial advisor with LPL Financial in Somerset, MA, holding Series 63 and Series 65 licenses and having eight years of industry experience. He has been with LPL Financial since 2016. Outside of his advisory work, Fonseca is involved in youth sports as a soccer coach and also works as a sports official. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a network of investment adviser representatives. The firm provides a range of advisory services including financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and technology-driven solutions.

Nathaniel Wojcik is a financial advisor with Merrill holding a Series 66 license and beginning his advisory career in 2026. His prior experience includes roles at Bank of America, Equitable Advisors, and the Richline Group, a Berkshire Hathaway company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, and charitable organizations.

Tiffani Leary is a financial advisor with Charles Schwab in Providence, RI, holding Series 63 and Series 66 credentials and 20 years of industry experience. Her prior roles include positions at TD Ameritrade, Inc. and Scottrade, Inc. She has been with Charles Schwab and Charles Schwab Bank since 2018. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and has a centralized operational structure supporting its extensive client coverage.

Nicole Reilly is a financial advisor at Ameriprise with 28 years of industry experience. She has been with Ameriprise and its affiliated entities since 1999. Outside of her advisory role, she serves on the board of directors for RhodeWay Financial and assists with bookkeeping at a family-owned brewery on weekends. Ameriprise is a large institutional firm offering a retirement-income planning service focused on individuals approaching or in retirement, typically with at least $1 million in net investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary recommendations in partnership with its financial advisors.

Thomas Case is a financial advisor with Mass Mutual Investors Services in East Providence, RI, holding a Series 66 license and five years of industry experience. He previously worked at Merrill Lynch and served in the Massachusetts Air National Guard. Outside of advising, he is also an insurance agent specializing in life, disability, long-term care, and fixed annuities. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational seminars, employing firm-approved software and structured planning processes to deliver recommendations tailored to client goals.

Robert D'auteuil is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 2013. His prior experience includes a decade at Bank of America, N.A., and five years with Organo Gold. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Tyler Grandchamp is a financial advisor at Morgan Stanley in Providence, RI, holding a Series 66 credential with one year of industry experience. His prior work history includes roles at LPL Enterprise LLC and several non-financial positions during his college years. Outside of his advisory role, he has been involved with a non-variable insurance agency. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and proprietary tools, offering a range of investment and financial planning solutions.

Erivan Carrascoza is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill, he held positions at Year Up, The Home Depot, and several educational institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional accounts.

Sandy Jackson is a financial advisor with Merrill, holding a Series 66 credential and 20 years of industry experience. She has been with Merrill since 2009. Outside of her advisory role, Jackson is a certified yoga instructor and also serves as a managing member of an LLC that holds business ventures unrelated to financial services. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sarah Marchand is a financial advisor with Merrill in Providence, RI, holding a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2023, she worked at Mission Loans, Guaranteed Rate, Guaranty Mortgage Service, and SolutionReach. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Nicholas Richards is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and previously worked at First Acura for five years. Richards is based in Riverside, Rhode Island. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party management teams, serving individuals, high-net-worth clients, and various institutional investors.

Margaret Caster is the principal of Caster and Company, Inc., holding a Series 65 license with 16 years of experience in financial advising. She also maintains a separate Certified Public Accountant practice in Rhode Island, which occupies the majority of her professional time. Her career includes long-term roles at both Caster and Company, Inc. and National Life. Caster and Company, Inc. provides investment advisory and supervisory services primarily as a complement to its affiliated accounting practice, offering oversight for custodial accounts and advising on publicly offered partnerships without taking custody of client funds. The firm employs various billing methods and conducts quarterly account reviews, distinguishing itself by integrating investment advice with accounting and tax services.