Patrick Shanley is a financial advisor with Mass Mutual Investors Services who holds a Series 66 designation and has 25 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities Inc. from 2008 to 2017. Outside of his advisory role, Shanley serves as a member of the Board of Selectmen for the town of Orange, Connecticut. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including educational seminars, wrap accounts, and money-manager solutions.

Hons Yu is a CFP® professional with 20 years of industry experience currently affiliated with LPL Financial. Prior to joining LPL in 2024, he worked at Cetera Investment Services and Foresters Financial Services for a combined total of over a decade. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Divya Rajan is a financial advisor at LPL Enterprise with a Series 66 designation and three years of industry experience. Her prior roles include positions at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and corporate and charitable entities. The firm employs a model-driven investment approach and offers financial planning, access to third-party asset managers, and participation in wrap programs.

Aidan Medvecky is a financial advisor at Morgan Stanley with a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at Guilford Savings Bank and held various roles in education and local recreation. Morgan Stanley Wealth Management serves individual and institutional clients offering comprehensive financial planning and advisory programs, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and does not provide individual security recommendations as part of its standalone planning service.

Kusum Ramchandani is a financial advisor with Cetera, holding a ChFC® designation along with Series 63 and Series 65 licenses, and has 20 years of industry experience. Prior to joining Cetera in 2025, Ramchandani worked at LPL Financial for 14 years and Webster Bank for 18 years. Ramchandani is the sole owner of Sankus LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual and institutional clients through a nationwide network of independent advisors. The firm offers a variety of portfolio management and retirement services, operating as a multi-manager platform with over $256 billion in assets under management.

Celeste Hamler is a financial advisor at Morgan Stanley with 38 years of industry experience. She holds Series 63 and Series 65 credentials and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including financial and estate planning. The firm employs a structured planning process using approved tools and models to help clients develop tailored financial plans.

Mark Bolduc is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 11 years of industry experience. He has been with Wells Fargo Clearing since 2016 and also has involvement with Color Bar Salon since 2014. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a network of over 14,000 financial advisors.

Jonathan Worobow is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2015. In addition to his advisory role, he is involved in managing a financial services LLC focused on staff hiring, business development, and client financial planning. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of services including personalized planning using firm-approved analytical tools and educational seminars.

Patrick Duff is a financial advisor at UBS Financial Services with 43 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at notable firms including RBC Capital Markets, Morgan Stanley, and Citigroup Global Markets. He has been with UBS since 2015. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm uses proprietary research and model-based asset allocations to tailor client plans and offers fee-based financial planning delivered in a fiduciary capacity.

Ingrid Dikmen is a financial advisor with LPL Financial in Shelton, CT. She holds Series 63 and Series 65 licenses and has 29 years of industry experience. Her previous roles include positions at Wells Fargo Advisors, Wells Fargo Clearing, and Prudential Equity Group. Outside of her advisory work, she serves as guardian for her son. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services through a large network of representatives. The firm offers a range of financial planning, asset management, and institutional platforms, utilizing a variety of investment approaches tailored for individuals and institutions.

Justin Horvath is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has two years of experience in the industry and has previously worked at Woodway Country Club and Roger Williams University. In addition to his advisory role, he is involved in outside insurance sales focused on health, disability, long-term care, and fixed annuities. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes structured, annual financial planning engagements using firm-approved analytical tools, with optional implementation services delivered through brokerage or insurance arrangements.

Amish Jhaveri is a financial advisor at Merrill with 22 years of industry experience and holds a Series 66 designation. He previously worked at Deutsche Bank Securities Inc., Deutsche Bank Trust Company Americas, and Citigroup, accumulating extensive experience across major financial institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations by offering model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers.

Michael Lucas is a financial advisor at Cetera with 21 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Foresters Financial and Foresters Advisory Services, LLC. He is a 41% owner of New View Wealth Management LLC, which operates as a dba for Cetera business. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with various program structures and custodial relationships.

John Difederico Jr. is a financial advisor at OSAIC with 26 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Lincoln Financial Securities Corporation and Investors Capital Corp. Outside of his advisory role, he manages a local bowling alley through an ownership position in Wolcott Lanes, Inc. OSAIC Wealth serves a broad range of clients, including individual investors and institutional entities, offering both brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, with multiple program options and a platform supported by a complex affiliate network.

Marcello De Pascale is a financial advisor at Mass Mutual Investors Services with 17 years of industry experience. He holds a Series 66 designation and previously worked at MetLife Securities Inc. Aside from his advisory role, he serves as a trustee for family accounts and is a member of March Financial LLC, where he manages administrative operations. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers collaborative, annual financial planning engagements and a range of investment programs, including recently introduced event-driven planning services.

Mark Delgrego is a financial advisor with Mass Mutual Investors Services, holding CFP® certification and Series 63 and 65 licenses, with 16 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously spent eight years at Metlife Securities Inc. In addition to his advisory role, he operates as an independent insurance agent specializing in property and casualty, life insurance, disability, long-term care, fixed annuities, and health products. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning and asset management services using firm-approved analytical tools and offers event-driven planning programs including estate settlement and divorce planning.

Maxwell Mclenna is a financial advisor at Cetera with 11 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at LPL Financial and Webster Bank for 10 years each. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and provides access to multiple program platforms and third-party managers.

Justin Williams is a financial advisor with Cetera who holds a Series 66 designation and has one year of industry experience. Prior to joining Cetera, he worked for Protiviti as a consultant for eight years. Outside of his advisory role, he operates Williams Tax & Financial Services, providing client relationship support and administrative services. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options, combining discretionary and non-discretionary authorities across multiple program structures and custodial relationships.

Ethan McMahon is an Investment Consultant at Fidelity Investments. In his current role, he partners with individuals and families to design personalized investment strategies that align with their unique financial goals, risk tolerance, and life vision. He has been with Fidelity Investments since 2022, progressing through roles including Financial Representative and Relationship Manager before becoming an Investment Consultant. This experience has provided him with a comprehensive understanding of client relationship management and investment consulting. Further details about his education, credentials, personal interests, or community involvement have not been provided.

Ralph Minichino is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and over 35 years of industry experience. He has worked at multiple firms including Securities America Advisors and Veravest Investment Advisors, and he operates Minichino Financial Group, LLC. Additionally, he serves as a director of The Amity Club of New Haven and is involved in a thoroughbred horse partnership. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base through thousands of financial professionals and offers a range of platforms and proprietary model strategies.