Corey Leong is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds the Series 65 designation and previously worked at Bank of America for three years. Outside of his advisory role, he has been involved with cocomotivator LLC since 2018. Cambridge Investment Research Advisors serves a diverse client base including individual, pension, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm supports both discretionary and non-discretionary management through various platforms and provides access to third-party advisers and proprietary model strategies.

Lisa Pizzella is a financial advisor at Morgan Stanley with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank, National Association since 2015, Morgan Stanley Smith Barney since 2009, and Citigroup Global Markets from 2000 to 2009. She is based in Shrewsbury, NJ. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies, and manages approximately $2.74 trillion in client assets.

Withle Primus is a financial advisor with LPL Enterprise holding Series 65, 63, and 66 licenses and 15 years of industry experience. His prior roles include positions at Penn Mutual, WFG/Transamerica, LPL Financial, and HSBC Securities. LPL Enterprise provides investment advisory and brokerage services to a diverse client base including individual investors, retirement plans, and institutional entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers access to third-party asset managers and insurance products through affiliated entities.

Michael Dirocco is a Series 66-licensed financial advisor with Equitable Advisors in Woodbridge, NJ, where he has worked for 13 years. Prior to Equitable Advisors, he was with Axa Advisors for seven years. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives and utilizes both proprietary and third-party investment solutions.

Christopher Churney is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 18 years of industry experience. His prior work includes roles at Bank of America, Merrill, and J.P. Morgan Securities. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors, offering both brokerage and advisory solutions.

Michael Fachler is a financial advisor with LPL Enterprise holding Series 63 and Series 65 credentials and 27 years of industry experience. He has worked at Prudential Insurance Company of America since 1999 and was previously affiliated with Pruco Securities, LLC. Fachler is also involved with UNUM Provident in a separate business capacity. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and institutional entities. The firm uses model-driven investment strategies developed by its research department and third-party portfolio strategists, and offers a range of services including financial planning, access to third-party asset managers, and insurance product sales through affiliated entities.

Tammy Black is a financial advisor at Ameriprise with 23 years of industry experience. She holds Series 63 and Series 66 credentials and has been with Ameriprise and its affiliated entities since 2008. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendation reports delivered through a centralized consulting team.

Daniel Howard is a Wealth Management Advisor at Merrill Lynch Wealth Management. He joined the firm in 2013, bringing nearly a decade of experience consulting clients on the planning, design, and acquisition of commercial buildings prior to his current role. Daniel's work centers on client onboarding and developing tailored financial strategies for individuals, families, and businesses. His areas of focus include education planning, equity compensation services, retirement income planning, portfolio management, and both individual and corporate investment strategies. Daniel holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's degree in Business Administration with a concentration in Finance, graduating Magna Cum Laude from Liberty University. Daniel resides in Hoboken, New Jersey with his wife, Angela. Outside of work, he enjoys a variety of sports including baseball, football, golf, ice hockey, and soccer, as well as fishing, reading, traveling, yoga, and spending time with his family.

Patrick Sullivan is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2006. Outside of his advisory role, he works as an independent contractor officiating basketball games. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a range of portfolios, including those for registered investment companies and intermediary platforms.

Jacqueline Bartels is a financial advisor at Wells Fargo Advisors with 23 years of industry experience. She previously worked at Merrill for 14 years, Morgan Stanley for 2 years, and Wells Fargo Clearing for 1 year before joining Wells Fargo Advisors. Outside of her advisory role, she works as a travel advisor with Largay Travel. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a broad range of investment and financial planning services. The firm uses proprietary research and planning tools to develop tailored recommendations across various planning areas, including retirement, wealth transfer, and specialized topics such as business-owner transition and special-needs analysis.

Mark Zawistowski is a financial advisor at Merrill with seven years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill Lynch since 2018. Outside of finance, he has experience in the restaurant industry, including roles at Haven Riverfront Restaurant, Grove Square, and HopsSotch. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Lav Varma is a Series 65–licensed financial advisor with Equitable Advisors, where he has worked since 1999. He has 43 years of industry experience and previously worked at Axa Advisors. Varma serves as a member of the Board of Trustees for Art N Beat, a nonprofit organization. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement consulting, and asset management programs. The firm employs a range of advisory models implemented through third-party managers and emphasizes tailored client risk assessment and program matching.

Kevin Cullen is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has worked since 2007. He specializes in creating investment plans tailored to individual client needs and offers services including wealth forecasting analysis, options and income strategies, hedging and tax minimization strategies, portfolio management, insurance planning review, and fixed income strategies. Kevin is a qualified Portfolio Manager who manages personalized and defined strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. In his role, he supports clients through the firm's Investment Advisory Program, which may involve discretionary management of strategies. Kevin began his financial services career in 2000 and previously worked at another leading financial institution, including experience on the Special Situations desk as an Assistant Trader focused on complex orders from large institutional clients and broker dealers. He holds a Bachelor's degree from the W. Paul Stillman School of Business at Seton Hall University and has earned several professional designations, including Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of his professional activities, Kevin has participated in community and charitable organizations such as American Forests, Fulfill, and Wreaths Across America. He enjoys basketball, fishing, and golfing.

Christopher Sall is a financial advisor at Fisher Investments with three years of industry experience. He holds a Series 65 designation and previously worked at Retirement Planners of America and ADP. Fisher Investments serves a diverse global clientele, including institutional and private clients such as pension plans and high-net-worth individuals. The firm provides discretionary portfolio management with a centralized investment process that combines quantitative and qualitative research to construct globally diversified portfolios, employing various risk management and tax-aware strategies.

Eric Leifer is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Prior to that, he worked at Citigroup Global Markets from 2002 to 2007. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling.

Dipal Patel is a Planning Consultant at Fidelity Investments. In this role, he works with clients to understand their priorities and collaborates with them to create customized financial plans that address their specific needs, goals, and circumstances. He has been with Fidelity Investments since 2022. Prior to this, Dipal held positions at Merrill Edge from 2011 to 2022, including Financial Solutions Advisor and Vice President. His experience spans over a decade in financial advisory roles.

Edward Kelleher is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 28 years of industry experience. He has been with Cetera Wealth Services, LLC since 2013 and with Cetera since 2023. Cetera Investment Advisers LLC serves a wide range of clients including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and operates a multi-manager platform with diverse program options and custodial relationships.

Tyler Dalzell is a financial advisor with Morgan Stanley in Red Bank, NJ, holding Series 63 and Series 66 credentials and six years of industry experience. His prior roles include positions at T. Rowe Price and Morgan Stanley Smith Barney LLC. He has also worked outside of finance with Jay's Valet and Farmstead Golf and Country Club. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs and financial planning services that utilize structured discovery processes and modeling tools like Monte Carlo simulations.

Matthew Millahn is a Financial Advisor at Merrill Lynch Wealth Management with 17 years of experience in the financial services industry. Licensed as a Financial Advisor since 2012, he works directly with individual clients, families, and small businesses to provide guidance on achieving their financial goals. Matthew focuses on areas such as education planning, executive compensation, legacy planning, liquidity management, personal retirement planning, portfolio management services, small business strategies, and tax minimization. He begins by understanding his clients' priorities and helps develop strategies to pursue their short-, mid-, and long-term financial objectives. Matthew serves as a resource for general investing, retirement planning, and unexpected financial needs, offering access to Bank of America specialists for banking, credit, home financing, and small business solutions. He holds a Bachelor's Degree from Ramapo College of New Jersey, an Associates Degree from County College of Morris, and professional designations including CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his professional work, Matthew enjoys spending time with his fiancé Jessica, their pets, and is expecting their first child in Thanksgiving 2024. He stays active through daily exercise and competitive baseball, participates in his local community by volunteering monthly at the Animal Humane Society in Newark, and previously served seven years as a Trustee on the Lake Stockholm Country Club & Community Association board. His personal interests also include cooking, gardening, and following sports teams such as the Philadelphia Eagles, Brooklyn Nets, and New York Mets.

Paul Balestiero is a CFP® with 26 years of industry experience, currently with LPL Financial since 2018. His prior experience includes roles at Cadaret, Grant & Co., Inc. and Morgan Stanley DW Inc. He also operates Estate Planning Services, which he has been involved with since 2004. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a network of over 22,800 advisors.