Toni Carlo is a financial advisor with Morgan Stanley, holding a Series 63 designation and 18 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning services supported by established planning tools and investment research.

Anthony Cimorelli is a financial advisor with Primerica Advisors, holding a Series 63 designation and 14 years of industry experience. His work history includes roles at Primerica Financial Services, PFS Investments Inc., Recco Home Care Services Inc., and the Town of North Hempstead. Outside of his advisory work, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management via its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its services.

James Kelly is a CFP® with 15 years of industry experience currently affiliated with LPL Financial. He previously worked at Ameriprise and Ameriprise Financial Services, Inc. from 2012 to 2025. Kelly operates Zarra Wealth Advisors, a business entity for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Valerie Mitchell is a financial advisor with LPL Financial in Ozone Park, NY, holding a Series 63 designation and bringing 31 years of industry experience. She has worked at Flagstar Bank N.A. and LPL Financial since 2008. Mitchell is also involved in life insurance sales through SBLI USA. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Christopher Ferrari is a financial advisor with J.P. Morgan Securities who holds Series 66 and Series 63 licenses and has 27 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked with Jpmorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process leverages centralized due diligence combining quantitative and qualitative research and incorporates forward-looking capital market assumptions.

Keith Ryan is a financial advisor at Raymond James Financial Services Advisors, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with firms including Commonwealth Financial Network and KSG Advisors. Outside of his advisory role, he provides legal consulting services through Savage Holdings, LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm emphasizes tailored, non-discretionary planning supported by analytical tools and offers specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Gregory Ferdinand is a Financial Advisor at Merrill Lynch Wealth Management. He has over three decades of experience in the financial services industry, beginning his career in 1991. Greg works with high net worth individuals, families, and businesses to provide goals-based wealth management, focusing on personalized financial strategies that address what matters most to each client as they plan for future life stages. His expertise includes areas such as college education planning, divorce transition planning, family wealth management strategies, retirement income, tax minimization, portfolio management, and investment strategies for both individuals and corporations. He serves affluent families, accomplished professionals, and successful business owners, collaborating with a team of specialists to deliver customized advice and disciplined investment approaches. Greg holds a Bachelor's degree in Business Administration from Adelphi University. Outside of his professional work, he enjoys a variety of sports and outdoor activities, including baseball, basketball, boating, fishing, football, gardening, golfing, ice hockey, skiing, and tennis. Greg is also a member of the Heart Of Worship organization.

Vikram Kumar is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. His prior work history includes roles at TD Bank N.A., JPMorgan Chase Bank, Bank of America, and Morgan Stanley. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with diversification principles and modern portfolio theory in its investment approach.

James Ma is a financial advisor at Fidelity with 25 years of industry experience. His prior work includes seven years at JPMorgan Chase Bank and JP Morgan Securities LLC. He holds Series 63 and Series 66 designations. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, an IRS-qualified Charitable Gift Fund, and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios from a broad investable universe.

Heather Levine is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has previously worked at Merrill and UBS Financial Services. Levine’s current tenure at Morgan Stanley follows earlier periods at the firm dating back to 2008. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and investment models.

James Bilger is a financial advisor with Thrivent Investment Management in Westbury, NY, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management for 24 years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through Financial Advisors, offering goal-based analyses and written recommendations on a wide range of financial topics, though implementation of advice is separate from the planning service.

Steven Ruttgeizer is a financial advisor at OSAIC with 40 years of industry experience. He holds the CFP® and ChFC® designations and has worked at firms including John Hancock Life Insurance Company and Signator Investors, Inc. Outside of advising, he serves as treasurer of the Musella Foundation for Brain Tumor Research and Information and is a board member of the Roslyn Gardens cooperative. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process centered on model-based asset allocation, portfolio optimization, and access to alternative investments through third-party platforms.

Carla Jones is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 17 years of industry experience. She has worked with PFS Investments, Inc. since 2011 and Primerica Financial Services since 2004, and previously spent seven years at Roberts Family Early Childhood Daycare. Outside of her advisory role, she manages the online presence for Shipman’s Pharmacy in Hempstead, NY. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and select separately managed account options to individual and high-net-worth clients under a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, focusing on personalized portfolio management rather than institutional plans.

Kelvin Tsai is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2016. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm focuses on non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a range of affiliated portfolio services.

Marsha Alexis is a Benefits & Planning Consultant in Executive Services at Fidelity Investments, a role she has held since 2021. Prior to this, she worked as a Dedicated Retirement Planner at Fidelity Investments from 2015 to 2021. From 2008 to 2015, she served as an Insurance Advisor at the United Nations Federal Credit Union. In her current role, Marsha focuses on understanding her clients' needs, goals, and priorities to help integrate key benefits decisions into their overall financial plans. She works with executives to utilize Fidelity's wealth planning tools to develop plans that align with what is most important to them.

Paul Celentano Jr. is a financial advisor with LPL Financial in Rockville Centre, NY, holding a Series 66 designation and bringing 26 years of industry experience. His prior roles include positions at Harbor Financial Services, MSI Financial Services, and Level Four Financial. Outside of his advisory work, he is involved in a classic car import business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management services, utilizing a combination of proprietary research, third-party models, and customized strategies.

Kevin Meyers is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His prior roles include positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank. Outside of advisory work, he has partial ownership in an investment-related entity involved in real estate development and serves as a distribution trustee for a client-related trust. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Thomas Johnson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 35 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers a broad range of investment advisory and financial planning services supported by extensive research and analytics.

Nicholas Azcona is a financial advisor at Merrill with one year of industry experience. He holds a Series 66 designation and has worked at Merrill since 2021, as well as at Bank of America, N.A. since 2025. Prior to his career in finance, he was involved in the hospitality and childcare sectors. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Elijah Perry is a financial advisor with Morgan Stanley in Garden City, NY. He holds a Series 66 designation and has experience at Morgan Stanley, New York Life Insurance, and Target Corporation. His background also includes roles in education at several institutions. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its advisory services.