Paul Chisholm is a financial advisor with Cambridge Investment Research Advisors, holding a Series 63 credential and over 36 years of industry experience. His prior work includes seven years at Investacorp and over three decades of involvement with Insurance Associates Marketplace Agency Inc. He serves on the board of Elmlawn Cemetery and Crematory and holds director and treasurer roles in several local nonprofit organizations. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm provides a range of investment strategies across multiple platforms, including proprietary models and third-party solutions, with both discretionary and non-discretionary management options.

Joseph Dileo is a financial advisor with MML Investors Services, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with MML Investors Services and MassMutual Life Insurance Company since 2005. Outside of his advisory role, he owns a software development business and is involved in managing a general agency franchise program and a financial services LLC; he is also a partial owner of an indoor baseball and conditioning facility. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved tools and structured, annual planning engagements.

Phillip Held is a financial advisor with MassMutual Investors Services in Amherst, NY, holding a Series 63 designation and 13 years of industry experience. He has been with MassMutual Investors Services since 2010 and has worked with MassMutual Life Insurance Company since 2007. Outside of his advisory role, he serves as president and chairman of FinsecaNY, an industry trade association, and works as an insurance agent with AFLAC and Lawley Life Solutions. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing collaborative planning relationships and educational seminars, focusing on recommending investment categories and strategies while implementation remains optional.

Lindsay Hamill is a Benefits & Planning Consultant in Executive Services at Fidelity Investments. She has been with Fidelity since 2021, initially serving as a Planning Consultant before assuming her current role in 2024. Prior to joining Fidelity, Lindsay worked as a Product Manager at M&T Bank from 2012 to 2021. Her professional experience spans financial planning and benefits consulting, where she focuses on assisting clients with their financial planning and retirement objectives. Lindsay is committed to guiding individuals through their financial journeys to help improve their financial well-being. Outside of her professional work, Lindsay engages in activities such as cooking and baking, family activities, fitness, running, and exploring food as a foodie. She also values parenthood.

Ian Sylves is a financial advisor with Mass Mutual Investors Services, holding a Series 66 designation and five years of industry experience. He has been with MML Investors Services, LLC since 2021 and MassMutual Life Insurance Co since 2020. Outside of finance, he is involved in goalie coaching and runs on-ice and off-ice training programs as part of his work with Mindful Goaltending and Mitch Korn Goalie Camps. He also serves on the Economics and Finance Advisory Board at Buffalo State College. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual financial planning engagements using firm-approved analytical tools and delivers written recommendations primarily focused on investment categories and strategies.

Victor Tomasulo is a financial advisor at Mass Mutual Investors Services with one year of industry experience. He holds a Series 66 designation and previously worked at Tesla, Solidifi, and Geico. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides collaborative, annual planning engagements using firm-approved analytical tools and offers specialized programs including divorce planning and estate-settlement services.

Lauren Gould is a financial advisor with Wells Fargo Advisors in Williamsville, NY, holding a Series 66 designation and two years of industry experience. She previously worked at Raymond James Financial Services and Bailey Financial Group. Outside of her advisory role, she is involved with Princeton Harriman Insurance Solutions in an insurance practice capacity. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and fee-based financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, covering diverse planning areas, and integrates advisory services with other financial product sales and referrals.

Kathleen Peterson is a financial advisor at Wells Fargo Advisors with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Outside of her advisory role, she serves as assistant treasurer for St. James United Church of Christ in Hamburg, NY, overseeing the budget and expenses. Wells Fargo Advisors is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutions. The firm offers a broad planning menu using proprietary research and tools, delivering tailored recommendations through meetings and written summaries.

Emily Glick is a financial advisor with RBC Capital Markets and holds a Series 66 designation. She has eight years of industry experience, including roles at City National Bank and RBC Capital Markets since 2018. Outside of finance, she is actively involved in the theater community as an actor, producer, and board member for several nonprofit theater organizations in the Buffalo area. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individuals, institutions, and nonprofits. The firm offers various advisory programs with portfolio management, financial planning, and brokerage services, utilizing a blend of in-house and third-party investment managers to tailor strategies to clients’ risk profiles.

Donna George is a financial advisor with Morgan Stanley in Williamsville, NY, holding a Series 66 designation and bringing 22 years of industry experience. She previously worked at UBS from 2014 to 2020 before joining Morgan Stanley Smith Barney LLC, where she has been since 2020. From 2016 to 2020, she was also a New York State notary. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm’s approach includes structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Richard Koch is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and more than 31 years of industry experience. He has been with Cambridge Investment Research Advisors since 2017 and with Cambridge Investment Research, Inc. since 2004. In addition to his advisory role, he is a CPA and serves as co-executor for an estate, reflecting involvement in legal and fiduciary capacities. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement services through a network of independent Financial Professionals, utilizing both proprietary and third-party strategies across various custody platforms.

Raymond Crane is a financial advisor with Mass Mutual Investors Services in Buffalo, NY, holding Series 65 and Series 63 credentials and bringing 21 years of industry experience. He also serves as a managing partner specializing in tax at Brock, Schechter & Polakoff LLP, a public accounting firm where he has worked since 1992. His prior financial services experience includes roles at Wealth Advisors Network, Cambridge Investment Research, and 1st Global Advisors. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers event-driven planning programs and uses collaborative, technology-supported approaches to develop written financial recommendations.

Jennifer Walter is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 63 designation and bringing 29 years of industry experience. She has been with UBS since 2015. Outside of her advisory role, she owns personal property that may generate rental income. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory solutions.

Jessica Roach is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Roach serves on the finance committee of The Center for Hope, a nonprofit organization in Buffalo, New York. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and services clients through both direct and corporate financial planning agreements.

Amela Culov is a financial advisor with Raymond James Financial Services Advisors, Inc. and holds Series 63 and Series 65 credentials. She has 23 years of industry experience and has previously worked at Wells Fargo Advisors Financial Network and Morgan Stanley. Culov is also an advisory board member of the Saunders School of Business at Rochester Institute of Technology. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional entities. The firm uses tailored, non-discretionary planning supported by analytical tools and maintains specialized programs for municipal and retirement plan advisory services.

Michael Kazinski is a financial advisor with Wells Fargo Advisors in Buffalo, NY, holding Series 63 and Series 65 credentials and possessing 39 years of industry experience. He has been with Wells Fargo Advisors since 2009 and also owns a significant interest in PKK Wealth Management, LLC, where he is actively involved. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including specialized areas such as business-owner transition and special-needs planning, supported by proprietary research and planning tools.

Max Lipsitz is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Osaic. He previously worked for Securities America Advisors and SECURITIES AMERICA, inc. for over a decade. Outside of his advisory role, he is involved with U.S. Elite Volleyball, LLC, a business he has been part of since 2010, and serves on the investment sub-committee for FeedMore WNY, a local foodbank. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charities. The firm offers a range of brokerage and advisory services, employing a variety of tools and platforms to construct portfolios with multiple asset types, and supports both discretionary and non-discretionary account management.

Stephen O'Donnell is a financial advisor at LPL Enterprise with 41 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC. Outside of his advisory role, he serves as a baseball umpire with the Niagara Falls Umpire Association. LPL Enterprise serves a wide range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory services, and access to model portfolios and third-party asset management through an integrated platform that also includes brokerage and insurance products.

Kenneth Weinstein is a CFP® with 32 years of industry experience, currently affiliated with Cetera. His prior experience includes long tenures at Avantax Insurance Agency, Avantax Advisory Services, and Mony Securities Corporation. Outside of his advisory role, he owns and operates a CPA firm specializing in tax preparation and financial advice, and he runs a business selling seat covers for classic cars. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to various investment strategies and third-party money managers.

Joshua Pereira is a Senior Financial Advisor with Merrill Lynch Wealth Management. Since beginning his career in August 2000, he has focused on creating strategies and providing advice tailored to individuals, families, and businesses, with an emphasis on understanding their short- and long-term financial goals. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor's degree in Business Administration from Saint Bonaventure University. Joshua prioritizes client satisfaction and applies disciplined strategies to assist clients in achieving their financial objectives. He lives in Lakeview, NY with his wife, Meghan, and their two daughters.