Andrew Riehl is a CFA® charterholder and holds a Series 65 license with eight years of industry experience. He is currently an advisor at Cerity Partners LLC, where he has worked since 2023. Prior to this, he was with Maryland Capital Management from 2018 to 2022 and Croft Leominster Investment Management from 2016 to 2017. Cerity Partners advises a broad client base that includes individuals, families, trusts, estates, business entities, charitable institutions, foundations, endowments, private funds, and other institutional investors. The firm provides customized wealth management services using a client-specific investment framework that combines quantitative screening, manager selection, and direct security selection, with access to alternative and private market solutions for qualified clients.

Michele Peele is a financial advisor at Janney Montgomery Scott with 24 years of industry experience. She holds a Series 63 designation and has previously worked at Wells Fargo Clearing and Merrill. Michele is also a commissioned Notary Public for the State of Maryland, providing notary services to clients on a volunteer basis. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a wide range of clients, including individuals, families, trusts, and institutional sponsors, offering brokerage services, financial planning, and multiple advisory programs.

Brian Graney is a CFA® charterholder with 19 years of industry experience. He has been with Brown Investment Advisory & Trust Company since 2008. Brown Advisory provides investment management and advisory services to a diverse client base, including high net worth individuals, endowments, foundations, pension plans, and corporations. The firm employs a bottom-up, fundamental research process to construct concentrated portfolios and offers a range of strategies including sustainable-investment research, model portfolios, and private-fund and venture programs.

Matthew Grayson is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 credentials and 10 years of industry experience. He has been with T. Rowe Price since 2015. Outside of his advisory work, he serves as a swimming official for the Maryland Officials Club. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households with an emphasis on retirement goals, using model portfolios and an online planning tool supported by telephone access to advisors.

Hugh Palmer is a Series 65 credentialed advisor at HB Wealth with six years of industry experience. His prior work includes six years at WMS Partners and two years of service in the United States Army. Outside of advising, he leads a project reviewing and updating several family partnerships through FWP LLC. HB Wealth Management provides wealth management, investment management, and financial planning to a wide range of clients, including individuals, families, trusts, retirement plans, corporate entities, and institutional clients. The firm combines quantitative and qualitative due diligence across diverse public and private strategies and offers services such as outsourced chief investment officer (OCIO) and institutional advisory solutions.

Bryan Kelly is a financial advisor at HB Wealth with a Series 65 designation and two years of industry experience. He has worked at several firms including WMS Partners, LLC and Stifel, and has coached boys club lacrosse with FCA Maryland since 2018. HB Wealth Management is a registered investment adviser serving individuals, families, trusts, retirement plans, corporate entities, foundations, family offices, institutional clients, and investment companies. The firm offers wealth management, investment management, and financial planning services, employing a disciplined investment process that combines quantitative and qualitative due diligence across a range of public and private strategies.

Ian Sotir is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds a Series 66 designation and previously worked at Lower.com D.B.A. Homeside Financial for seven years. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, using model portfolios exclusively invested in T. Rowe Price mutual funds and ETFs. The firm combines nondiscretionary planning with discretionary account management and offers financial plans with Monte Carlo simulations through an interactive online tool.

John Fazzini Jr. is a CFP®-credentialed financial advisor with nine years of industry experience, currently with T. Rowe Price Advisory Services, Inc. since 2017. Prior to joining T. Rowe Price, he was affiliated with the University of Alabama for four years. Outside of his advisory role, he owns and operates a gardening design business called Commander in Leaf LLC. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and investment management to individual investors and households, using proprietary mutual funds and ETFs. The firm combines nondiscretionary goals-based planning with discretionary portfolio management and employs tax-aware strategies and Monte Carlo simulations in its planning process.

Olivia Mc Dermott is a financial advisor with Truist Advisory Services, holding a Series 66 designation and two years of industry experience. Prior to her current role, she worked in education with Baltimore County Public Schools and held various positions at the University of Maryland and McDonogh Summer Programs. Truist Advisory Services offers investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary and non-discretionary management strategies, utilizing third-party platforms and AI-enabled research tools to support investment decisions and manager selection.

Paul Speargas is a CFA® charterholder with 17 years of industry experience. He has worked at HB Wealth Management since 2025 and previously spent 17 years at WMS Partners. He serves as a board member and chair of the Investment Committee for Odyssey School, which focuses on language learning differences. HB Wealth Management is a registered investment adviser that provides wealth management, investment management, and financial planning to a diverse client base including individuals, families, trusts, retirement plans, corporate entities, foundations, and family offices. The firm also offers institutional advisory services and combines quantitative and qualitative due diligence across a broad range of public and private investment strategies.

Alyssa Poremski is a Series 66 licensed financial advisor with Janney Montgomery Scott, where she has worked since 2020. She has four years of industry experience and previously held positions at The Open Door Child Care Center and Rebounders Gymnastics, among others. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and charitable and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Bryant Mayes III is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 66 and Series 63 licenses and has 10 years of industry experience. His prior work includes roles at GWFS Equities, Inc. and Nationwide Investment Services Corp. Outside of his advisory work, he is a licensed real estate agent with Coldwell Banker Realty in Baltimore, MD. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goal-based planning and retirement income strategies with online tools and telephone access to advisors.

Patrick Wheeler is a Series 66-licensed financial advisor with two years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc. and has prior experience at Thrivent Financial and Thrivent Investment Management Inc. Outside of his advisory role, he has worked as a bartender at BJ’s Restaurant and Brewhouse. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm employs model portfolios using proprietary T. Rowe Price mutual funds and ETFs, with financial plans developed through Monte Carlo simulations and accounts managed on a discretionary basis.

Andrew Heiges is a CFP®-designated financial advisor with 26 years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc., where he has worked since 2016. His prior experience includes roles at TIAA-CREF, Banc of America Investment Services, Inc., and Merrill. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. Their approach features model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs, using tax-aware strategies and Monte Carlo simulation-based retirement income projections.

Matthew Bollinger is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds Series 66 and Series 63 licenses and began his advisory career in 2025. Prior to joining T. Rowe Price, he worked in rehabilitation services at several organizations from 2017 to 2025. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining goals-based planning with an online tool and telephone access to advisors.

Evaristo Gonzalez is a Series 66 licensed financial advisor with nine years of industry experience, currently affiliated with Guardian Life. He has worked at Park Avenue Securities and Guardian Life Insurance Company of America throughout his career. Gonzalez also serves as an independent contractor providing outside disability insurance through Peterson International and Assurity. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of Guardian Life, offers brokerage and advisory services to individuals, corporate and retirement plan sponsors, charitable organizations, and businesses. The firm provides tailored client solutions that include discretionary management, model-based strategies, financial planning, and access to proprietary and third-party advisory programs.

Marie David is a CFP® and holds a Series 66 license with nine years of industry experience. She is currently with Cerity Partners LLC, where she has worked since 2023. Her prior experience includes roles at Maryland Capital Management and RBC Wealth Management. Cerity Partners advises a diverse client base ranging from individuals and families to institutional investors, managing approximately $166.2 billion in assets as of December 2025. The firm offers customized wealth management services and employs an investment framework that incorporates client-specific profiles, proprietary quantitative screening, and access to alternative and private market solutions.

Patrick Fornadel is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining T. Rowe Price in 2023, he worked at X-Ceed Consulting and UPS, among other roles. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and interactive planning tools.

Stavros Rizakos is a Series 65-licensed financial advisor with nine years of industry experience. He is currently with Focus Partners Wealth, LLC and has previously worked at The Colony Group, Connectus Wealth, Horan Capital Management, Morgan Stanley, Maller Wealth Advisors, and Lincoln Financial Advisors Corporation. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, corporate, and institutional clients, offering wealth management and advisory services including investment management, financial and tax planning, and business management. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies, third-party managers, and private funds within an enhanced open architecture framework.

Jeffrey Rogers is a financial advisor with PNC Wealth Management in Forest Hill, MD, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with PNC Investments, LLC since 2017 and previously spent 12 years at M&T Securities. Outside of financial advising, he serves as a principal of Big Country LLC, a non-investment-related business. PNC Wealth Management offers retail brokerage and advisory services, including a model-based digital investment program available by invitation to employees. The firm’s approach uses algorithm-driven model strategies implemented through approved mutual funds and ETFs with annual rebalancing and limited client trading options.