J. Evans Jr. is a financial advisor at Morgan Stanley with 25 years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at Wells Fargo Clearing and UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and proprietary modeling tools.

Kathryn Badger is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career in financial services after graduating from Boston College, initially working at New England Securities in Boston before joining Merrill in Washington, D.C., in 1990. With over 30 years of experience, Kathryn serves a diverse client base including associations, corporations, business owners, athletes, and entertainers, focusing on designing customized strategies for wealth creation, management, and distribution, particularly retirement income planning. Kathryn holds multiple professional designations such as Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™), Certified 401(k) Professional (C(k)P®), Certified Investment Management Analyst® (CIMA®), Certified Plan Fiduciary Advisor® (CPFA™), and Chartered Retirement Planning Counselor™ (CRPC™). She emphasizes an educational approach to wealth management, tailoring strategies to individual client needs and leading a team committed to client care. In addition to her professional work, Kathryn is actively involved in community organizations including Jack and Jill of America, Incorporated, and The Cottagers, Inc. of Martha’s Vineyard. She enjoys spending time with her family, attending her children's sports events, cooking, playing tennis, and traveling.

Paul Peck Jr. is a CFP®-certified financial advisor with Wells Fargo Advisors in Annapolis, MD, bringing 31 years of industry experience. He has been with Wells Fargo Advisors Financial Network since 2009. Outside of his advisory role, Mr. Peck co-owns future salon franchise ventures with his spouse. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, including specialized niche planning, and combines advisory services with other financial products and referral channels.

Jacqueline Nicholson is a CFP®-certified financial advisor with 17 years of industry experience. She is currently with Cetera and previously worked at Avantax Investment Services and 1ST Global Advisors. Nicholson also serves as treasurer for the Saefern Saddle & Yacht Club and is involved in a family trust as a trustee. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Erik Thompson is a financial advisor with Edward Jones in Edgewater, MD, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked in the automotive industry with positions at Toyota of Bowie, Nissan of Bowie, and Toyota of Waldorf. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Passant Abbas is an Investment Consultant at Fidelity Investments, a position held since 2026. Prior to this role, Passant worked as a Planning Consultant at Fidelity Investments from 2025 to 2026. Before joining Fidelity, Passant served as an ADP Financial Solutions Advisor at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2023 to 2025, and was a Registration Candidate in the same role from 2022 to 2023. Passant focuses on partnering with clients to develop financial plans that align with their values, goals, and lifestyle. Their approach involves listening and understanding what matters most to clients, aiming to educate, support, and guide them in making confident financial decisions, whether they are working toward retirement, pursuing a legacy, or planning for the future. Outside of professional responsibilities, Passant enjoys family activities, traveling, and volunteering.

Keilan Mathews is a financial advisor at Merrill with 10 years of industry experience. He holds a Series 66 designation and has worked at Bank of America, N.A. since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Nolan Walchko is a financial advisor at OSAIC with two years of industry experience and holds a Series 66 designation. His prior roles include positions at Lincoln Financial Advisors, StoneBridge Advisors, and Harborside Group, as well as experience at Loyola University Maryland. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm employs a model-based investment process focused on asset allocation and portfolio optimization, supported by a range of discretionary and non-discretionary strategies, and is notable for its scale and complex affiliate network.

Kelly Wittpenn is a financial advisor at Merrill with 10 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2014. Outside of her advisory role, she owns and operates an Etsy store where she designs and sells print-on-demand items. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using a combination of model-based and discretionary investment strategies.

Kendall Pace is a CFP® designated financial advisor with Edward Jones in Bowie, MD, where he has worked since 2019. He has six years of industry experience, including prior roles at Rev and a professional athletic career in the National Football League and Canadian Football League. His background also includes eight years in educational settings across middle school, high school, and college. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, ranging from non-high-net-worth to high-net-worth households and organizations. The firm manages approximately $1.01 trillion in assets with a nationwide network of more than 23,700 financial advisors, offering a variety of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Deirdre Mc Elroy is a CFP®-designated financial advisor with LPL Financial, based in Columbia, MD, and has 25 years of industry experience. She has worked at LPL Financial since 2007 and previously held positions at Citigroup Global Markets and Legg Mason Wood Walker. Outside of her advisory work, she is involved in reselling as a hobbyist on Poshmark. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm supports a wide range of investment approaches, including model portfolios and third-party asset management, while also offering various non-advisory financial services and overseeing substantial discretionary assets.

Nicholas Peterson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He specializes in serving business owners, founders, senior executives, and ultra-high-net-worth families who face complex financial decisions related to liquidity events, concentrated stock positions, business succession, estate planning, and wealth transfer. His approach emphasizes preserving wealth, deploying capital strategically, and creating a lasting impact for future generations, with a focus on optimizing after-tax outcomes, improving cash flow, managing risk, and aligning financial decisions with clients' long-term goals. Nicholas holds several professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He attended the United States Naval Academy before transferring to the University System of Maryland, where he earned a Bachelor's Degree. Nicholas has been active in community involvement, contributing to programs such as the Anne Arundel County Holiday Sharing Program, Anne Arundel County Special Olympics, and youth sports organizations including Broadneck Area Youth Sports, Broadneck High School, and Cape St. Claire Youth Sports. He is also affiliated with professional organizations like the Ed Snider Center for Enterprise & Markets, the Maryland Chamber of Commerce, and Prince George's County Crime Solvers. In his role, Nicholas coordinates with clients' existing advisors to ensure that all aspects of their financial lives work together towards their objectives. His experience includes advanced tax-efficient wealth strategies, business succession and exit planning, estate and legacy planning, concentrated stock and liquidity event planning, real estate acquisition and financing strategies, cash management solutions, private market investment opportunities, and multi-generational wealth transfer planning.

Rachel Land is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. She has been with Merrill since 2018 and previously worked at the University of Maryland, College Park, and Safeway. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors.

Mark Kamins is a financial advisor at LPL Financial with 35 years of industry experience. He holds the PFS™ designation as well as Series 63 and Series 65 licenses. His career includes significant tenures at Lighthouse Financial Services and Kamins & Manning P.C., where he also provides tax preparation and accounting services. Kamins serves on the board of the nonprofit Guild of Temple Musicians. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive technology tools and a broad non-advisory financial service network.

Ryan Henry is a financial advisor at LPL Financial with a Series 66 designation and two years of industry experience. Prior to joining LPL Financial in 2024, he held teaching positions at St. Mary's College of Maryland, McDaniel College, Mount St. Mary’s University, and River Hill High School. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Cecilia Brown is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial since 2024. Her prior roles include positions at Lincoln Financial Securities Corporation and Ameriprise. Outside of her advisory work, she is associated with a business entity, Jeffrey Brown, which is not investment related. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by both proprietary and third-party investment strategies.

Vincent Pasko is a financial advisor at Wells Fargo Advisors with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with Wells Fargo Advisors since 2016. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with investment and fee-based financial planning services. The firm offers a broad range of planning options, including specialized services such as business-owner transition and special-needs analysis, using research and planning tools to develop tailored recommendations.

William Mulford III is a financial advisor at Ameriprise with one year of industry experience. He holds a Series 66 designation. Prior to joining Ameriprise, he was involved with the Naval Academy Golf Association and worked in various roles including at the University of Maryland College Park and On the Go Hosiery. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet certain asset criteria, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement planning advice through a centralized consulting team.

Daniel Parnes is a financial advisor at Wells Fargo Advisors with 28 years of industry experience. He holds a Series 66 designation and has worked previously at Wells Fargo Clearing, Citigroup Global Markets, and Legg Mason Wood Walker, Incorporated. Outside of advisory work, he is involved in investment-related activities through ownership in Parnes GP, LLC. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include cash-flow, retirement, and specialized services such as business-owner transition and special-needs planning. Advisors use Wells Fargo research and planning tools to develop tailored recommendations delivered through meetings and summary letters.

Tyler Yoder is a Planning Consultant at Fidelity Investments in the Annapolis branch. In this role, he supports aligned advisors and their clients in navigating financial journeys. His areas of focus include investment strategy, retirement planning, tax efficient investing, and multigenerational family wealth planning. Tyler has been with Fidelity Investments since 2021. He began his career there as a Financial Representative, then worked as a Relationship Manager before becoming a Planning Consultant in 2022. Outside of his professional work, Tyler enjoys reading and practicing yoga.