Ryan Cooke is a financial advisor at Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 65 licenses. He has been with Wells Fargo Clearing since 2024 and has prior work experience in various roles including positions at US Tech Solutions Inc and State Employees' Credit Union. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Michael Carter is a CFP® with 21 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2005. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Tyler Waters is a financial advisor with Vanguard Advisers, holding a Series 66 designation and eight years of industry experience. He has been with Vanguard and its affiliated entities since 2020 and previously worked at Edward Jones and WestRock Company. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach, managing portfolios largely composed of Vanguard funds and ETFs, and serves a large client base through a combination of digital platforms and advisory teams.

Alexander Rosenthal is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and has been with Vanguard-affiliated firms since 2023. Prior to his current role, he has held positions at Randstad, Morris Costumes, and Ameresco. Vanguard Advisers provides automated and human-supported investment advice for retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs.

Hope Glashen is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Vanguard Advisers since 2021. She previously worked at TIAA-CREF from 2014 to 2021. Outside of her advisory role, she owns and manages a rental property. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily constructs portfolios from Vanguard funds and ETFs.

Anne Douglas is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. Her prior roles include positions at Morgan Stanley and Clearview Wealth Management. She also provides notary services on a part-time basis. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, employing a goal-based, algorithm-driven approach that utilizes proprietary methodologies and primarily Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large client base through a combination of automated platforms and a team servicing model.

Harry Mcnair Jr. is a financial advisor at Morgan Stanley with 40 years of industry experience. He has held roles at Morgan Stanley Smith Barney since 2009 and Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by the Global Investment Committee’s market models.

Nicholas Atkinson is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Vanguard Marketing Corporation and The Vanguard Group since 2017. Prior to that, he served as Vice President of Product Development at Genick Dealer Solutions, a consulting and auditing firm. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisory services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach using proprietary models and offers a wide range of customizable portfolios mainly composed of Vanguard funds and ETFs.

Melissa Quillan is a CFP® and Series 63 holder with 12 years of experience in the financial industry. She has been with The Vanguard Group, Inc. since 2014, currently based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach, constructing portfolios mainly from Vanguard funds and ETFs with various tax-aware and customization features.

Leonard Bullard Jr. is a financial advisor with Vanguard Advisers, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has worked at The Vanguard Group, Inc. since 2017 and is the owner of Bullard Strong LLC, an e-commerce business focused on creating TikTok videos to promote products. Prior to Vanguard, he held positions at Pet Paradise and 4G Project People. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large number of client relationships through a combination of technology and advisory teams.

Austin Crass is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and 12 years of industry experience. Prior to his current role, he was involved with Smart Home CLT, LLC from 2020 to 2022. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach featuring proprietary models and a range of customizable portfolios largely composed of Vanguard funds and ETFs.

Meagan Scarlette is a financial advisor with Wells Fargo Clearing in Charlotte, NC, holding Series 63 and Series 66 licenses and three years of industry experience. Her career includes roles at Wells Fargo Clearing, Us Tech Solutions, The Vanguard Group, Momentum Realty, and Galavantier. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Dave Edwards Jr. is a financial advisor with Raymond James Financial with 21 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked at Raymond James Financial Services Advisors Inc. since 2017, following six years at Wells Fargo Advisors. He serves as a successor trustee for Koppenhofer. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm delivers non-discretionary planning tailored to client goals and supports municipal and public-finance work through its affiliation with a municipal advisor.

Christopher Gaffney is a financial advisor at Vanguard Advisers with six years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Vanguard Advisers, he worked at NYLife Securities, LLC and New York Life Insurance Company. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven investment approach primarily using Vanguard funds and ETFs, and manages a high volume of client relationships through a digital platform supported by a large team of advisors.

Gary Phillips is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 credentials and four years of industry experience. His career includes roles at Vanguard Marketing Corporation, The Vanguard Group, Inc., and prior experience at 131 Main and The University of North Carolina at Charlotte. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach with personalized asset allocations, primarily using Vanguard funds and ETFs, and manages a large client base through a digital platform supported by a team of advisors.

Logan Murphy is a financial advisor at Vanguard Advisers with 10 years of industry experience and a Series 66 designation. He previously worked at Capital Client Group, Inc. for nine years before joining Vanguard in 2026. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and offers portfolios constructed mainly from Vanguard funds and ETFs with various customization options.

Matthew Atkinson is a CFP® with 15 years of industry experience, currently serving at Vanguard Advisers. He has held roles at The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2011 and is also the owner of Adeline's Cup of Tea, LLC. His background includes over a decade at S.L. Nusbaum Realty Co. and involvement in private investment partnerships and fiduciary roles for family trusts. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven approach featuring proprietary glide-path methodologies and portfolios constructed largely from Vanguard funds and ETFs.

Lucas Zubrod is a CFP® with 27 years of industry experience, currently serving at Vanguard Advisers since 2009. He has also been affiliated with The Vanguard Group, Inc. and Vanguard Marketing Corporation since 2002. Zubrod serves as Treasurer and board member of Lake Wylie Lutheran Church, where he manages the church's financial operations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with proprietary models and portfolios built mainly from Vanguard funds and ETFs. The firm manages a large client base through a digital platform supported by over 2,200 advisors.

Shawnette Pate is a financial advisor with Vanguard Advisers, holding Series 63, Series 65, and Series 66 credentials and 17 years of industry experience. She has been with Vanguard since 2014 and has held various roles outside financial services, including event staff for Show Pros Entertainment Services and a server at Marriott. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and a range of Vanguard funds and ETFs, servicing a large client base through its digital platform and advisory teams.

Austin Bell is a Series 66-licensed financial advisor with nine years of industry experience. He has worked at The Vanguard Group since 2021 and previously held roles at LPL Financial and Investment Centers of America, Inc. He is based in Charlotte, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm’s investment approach is goal-based and algorithm-driven, using proprietary models to create personalized asset allocations primarily with Vanguard funds and ETFs.