Michael Barboza is a financial advisor at Fifth Third Securities, Inc. with five years of industry experience. He holds the Series 66 designation and has worked previously at Merrill and Bank of America. Fifth Third Securities provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a subsidiary of Fifth Third Bank with a unique combination of municipal-advisor registration and corporate affiliation.

Gavin Reber is a financial advisor at TIAA-CREF with three years of industry experience. He holds a Series 66 designation and has worked at TIAA-CREF since 2023. His prior work includes roles at Enviro-Master, East Carolina University, QuikTrip, Tuition Landscape LLC, and Lincoln Charter School. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with pre-existing relationships through TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary advisory model that distinguishes planning services from ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated group.

Donald Stouffer is a financial advisor at TIAA-CREF with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2018. Outside of his advisory role, he owns a business manufacturing and selling bass fishing baits and also buys and sells collectible cards on eBay. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and managed account programs primarily to individuals connected to employer retirement plans, as well as trusts, estates, and small retirement plans. The firm provides both point-in-time planning services and ongoing discretionary management, with a range of model and customized portfolio options.

Paige Weddle is a CFP® designated financial advisor with Schwab Wealth Advisory, Inc., based in Charlotte, NC, and has four years of industry experience. Her career includes roles at Charles Schwab & Co., Inc., Charles Schwab Bank, and prior work outside finance with The World Egg Bank and Wag. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, using standard asset allocation models and Schwab research tools. The firm delivers tailored investment recommendations without exercising discretionary trading authority, focusing on annual financial reviews and wealth management education within the Schwab ecosystem.

Benjamin Kristoff is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. His career has been primarily with Fifth Third Securities and Fifth Third Bank since 2011, with a brief tenure at Wcm. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, corporations, and institutional investors. The firm combines its broker-dealer and municipal-advisor registrations with a corporate affiliation to Fifth Third Bank, providing clients access to multiple managed-account programs, direct indexing, tax-overlay services, and a broad range of fund strategist options.

Scott Salisbury is a financial advisor with Eagle Strategies (NY Life) based in Mint Hill, NC. He holds Series 63 and Series 65 licenses and has 35 years of industry experience. Since 2016, he has operated under the DBA SWS Financial Group, Inc., focusing on selling New York Life products and brokering non-registered insurance products. Eagle Strategies serves a diverse client base, including individual investors and institutional sponsors, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Robert Cousar Jr. is a financial advisor at TIAA-CREF with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2010. Outside of his advisory role, he serves as Secretary of the Board for the Charlotte Track Club, a nonprofit organization focused on promoting running and healthy living in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often working with clients connected through employer retirement plans. The firm offers a fiduciary standard for its RIA services and manages portfolios ranging from model-based to customized solutions under client-approved investment policies.

Alexander Miles is a financial advisor at Mercer Global Advisors Inc. in Charlotte, NC, holding a Series 66 designation with 22 years of industry experience. He previously worked at Kingfisher Capital, LLC and Stonecrest Capital Markets Inc. Miles serves as a member of the Board of Visitors at Queens University of Charlotte, contributing to the academic and cultural life of the institution. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach is based on Modern Portfolio Theory, utilizing globally diversified, risk-appropriate portfolios with multi-factor tilts and strategic use of low-cost index vehicles.

William King is a CFP® professional with 27 years of experience in the financial services industry. He has been with Kestra Advisory since 2016 and has a long tenure at Kestra Investment Services, LLC as well as Massachusetts Mutual Life Insurance Company. King serves as secretary of the Concord Downtown Development Corporation Foundation Board, a local community organization. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services including fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves large institutional investors, including sovereign wealth funds.

Ty Grogan is a financial advisor at TIAA-CREF with two years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, Merrill, and UBS Financial Services. Grogan served four years in the US Army and currently receives disability compensation from the Department of Defense. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals with existing TIAA retirement plan relationships, as well as trusts, estates, and corporate entities. The firm operates a fiduciary advisory model that separates planning services from ongoing portfolio management and acts as adviser to a donor-advised fund through Charityvest.

Joseph Lynch IV is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. His prior roles include positions at Personal Capital Advisors Corporation, TD Ameritrade, and Vanguard. He also serves as an adjunct instructor at Rowan Cabarrus Community College, teaching accounting courses, and at Central Piedmont Community College, where he teaches within the Certified Financial Planner program. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected to employer retirement plans administered by TIAA.

Corey Mcfadden is a financial advisor at PNC Wealth Management in Charlotte, NC, with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Raymond James, Cadaret, Grant & Co., Inc., Merrill, and LPL Financial. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only, employee pilot digital offering that uses algorithmic risk assessment and third-party portfolio implementation.

John Shaw III is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing eight years of industry experience. Prior to his current role at TIAA-CREF, he worked briefly at LPL Financial and has been a writer of children's books published by Simon & Schuster since 2017. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals with ties to TIAA-administered retirement plans, as well as trusts, estates, and other entities. The firm offers customized portfolio management alongside model portfolio services and acts as adviser to the TIAA Donor Advised Fund.

Michael Specht is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 66 licenses and 18 years of industry experience. He has been with TIAA and TIAA-CREF since 2010 in various roles. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management through model-based and customized strategies.

Austin Nelms is a Series 66-credentialed financial advisor with seven years of industry experience, currently with First Citizens Investor Services, Inc. in Charlotte, NC. His prior work includes positions at Bankers Life, Bank of America, Merrill, and First Citizens Bank. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs fundamental, quantitative, and technical analysis to guide portfolio allocation across various asset classes and offers a range of investment programs and financial planning solutions.

Rebecca Kishbaugh is a financial advisor at Truist Advisory Services with 19 years of industry experience. She holds the Series 66 designation and has previously worked at Merrill and BB&T Securities. Outside of her advisory role, she manages a vacation rental property in Boone, North Carolina. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, offering asset allocation, fiduciary support, and a manager-selection program implemented through a combination of discretionary and non-discretionary strategies.

Peter Kohn is a financial advisor at TIAA-CREF with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked primarily with TIAA and affiliated entities since 1997, including most recently at P.J. Robb Variable Corp. Outside of his advisory role, he is involved in residential property rental. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients connected to TIAA-administered employer retirement plans. The firm separates point-in-time planning from ongoing discretionary management and acts as adviser to the TIAA Donor Advised Fund.

Katherine Holmes is a CFP®-certified financial advisor with 11 years of experience at First Command Advisory Services. She is also a partner in NovoNail, LLC, a non-investment-related business. First Command Advisory Services is an SEC-registered investment adviser focused on serving individuals, corporate, and charitable clients, including active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Joshua Lindsteadt is a CFA® charterholder with four years of industry experience. He has been with Wells Fargo Investment Institute, Inc. since 2021 and previously worked at Wells Fargo Private Bank from 2015 to 2021. He is based in Charlotte, NC. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance to Wells Fargo’s wealth and fiduciary businesses as well as select external clients. The firm’s work spans specialized research divisions and focuses on delivering impersonal research and model guidance rather than exercising investment discretion or holding custody of client assets.

Jonathon Hamilton is a financial advisor with Transamerica Retirement Advisors, LLC in Cornelius, NC, holding Series 63, Series 65, and Series 66 credentials and five years of industry experience. His prior roles include positions at Wells Fargo Advisors, Wells Fargo Clearing, and Mortgage Right. He has also worked with Transamerica Life Insurance Company and Transamerica Investors Securities Corporation since 2024. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners through managed advice programs and investment education services. The firm utilizes proprietary portfolio construction and oversight technology from Morningstar Investment Management and operates at scale with a high client-to-advisor ratio, focusing on non-discretionary asset management.