Michael Degennaro is a financial advisor at Fidelity with 24 years of industry experience. He holds the Series 63 and Series 66 designations and has previously worked at Merrill. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a disciplined approach combining fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Nicole Di Massa is a financial advisor at Stifel with nine years of industry experience. She holds a Series 66 designation and has previously worked at Cohen & Steers Securities, Cohen & Steers Capital Management, Lord Abbett Distributor LLC, and Merrill. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group for investment analysis and asset allocation guidance.

Dennis Hoyos is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he held various roles including at Ttec and GuideWell. He is also listed as the president of Performance Machine Corp, a retail auto parts store, though he currently has no active duties there. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and fund advisory services.

Agnes Scott is a Wealth Management Advisor at Merrill Lynch Wealth Management. Since 1989, she has provided financial guidance to a diverse clientele including C-suite executives, entrepreneurs, physicians, and professional athletes. Agnes focuses on understanding how each client views their wealth and the opportunities associated with it. She employs an ongoing, planning-based approach to identify goals and gaps in clients’ financial lives, covering areas such as complex exit planning, tax minimization, and estate planning. Agnes collaborates with trust professionals, CPAs, and attorneys and utilizes resources from Bank of America to support clients’ residential, securities-based, commercial, and structured lending needs. Agnes holds several professional designations, including the CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), SE-AWMA™ from The College for Financial Planning Institutes Corp., and the Retirement Benefits Consultant designation. She is also recognized as a Portfolio Manager within the firm. Agnes earned her Bachelor's degree from the University of Phoenix and her Master's degree from the College for Financial Planning. Fluent in English and Hungarian, she is a native of Hungary and moved to the United States as a child. Outside of her professional role, Agnes maintains an active lifestyle with interests that include boating, skiing, hiking, biking, and swimming. She also enjoys visiting family in Hungary. Her personal philosophy emphasizes delivering the same dedication and passion to clients that they bring to their careers, aiming to simplify financial decisions and improve clients’ financial outlooks.

Kyle Simmons is an Investment Solutions Representative III at Fidelity Investments, a role he has held since 2025. He has progressed through various positions within Fidelity, including Investment Solutions Representative II (2024-2025), Investment Solutions Representative I (2023-2024), Retirement Representative (2022-2023), and Customer Relationship Advocate (2021-2022). In his current role, Kyle partners with clients to co-create financial plans aimed at providing confidence and trust regarding their family's financial futures. Kyle holds insurance licenses for the states of Arkansas and California. Outside of his professional career, he has personal interests in activities such as beach outings, camping, fishing, football, golf, and kayaking.

Brian Wilson is a financial advisor at Merrill with 22 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2004 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gray Camp is a Wealth Management Advisor at Merrill Lynch Wealth Management. He specializes in wealth management planning, investment advice and guidance, as well as personal and private banking services through Bank of America and Bank of America Private Bank. Gray and his team focus on gaining a thorough understanding of their clients' objectives and concerns, and developing customized plans and strategies to assist clients in reaching their financial goals. They emphasize delivering consistent, attentive communication and outstanding service. Gray joined Merrill in 2001 after serving as a U.S. Navy Officer with a focus on surface ship logistics. He holds a Bachelor of Arts degree in History from Vanderbilt University and an MBA from London Business School. He holds the Personal Investment Advisor (PIA) designation. Gray and his wife, Elle, live with their children in Jacksonville, Florida. His personal interests include boating, reading, and running. He is involved with the City Rescue Mission in his community.

Caroline Wilson is a financial advisor at Raymond James & Associates with eight years of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining Raymond James, she worked at Fidelity Investments and Fidelity Brokerage Services for a total of five years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and public entities, offering financial planning and consulting services with a range of portfolio management strategies and municipal advisory capabilities.

Bradley Swanson is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC since 2015. His current tenure at Fidelity Investments began in 2025. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering services such as discretionary portfolio management and fund advisory.

Alex Simpson is a financial advisor with Fidelity in Jacksonville, FL, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Fidelity Brokerage Services LLC and involvement with RR AND F Logistics DBA Suntecktts, as well as experience at the University of North Florida and Baja Buggyz. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors and registered investment companies. The firm employs a systematic investment approach combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves a key role in managing model portfolios and acting as a commodity pool operator.

Kenny Rosales Sanchez is a financial advisor with Merrill, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Thrivent Financial and Bank of America. Outside of finance, he is the owner of UTOPIA SHOP LLC, a business established for his daughters while they attend university. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Alexandria Siegner is a financial advisor at Merrill with Series 66 credentials and one year of industry experience. Her prior roles include positions at Bank of America, VyStar Credit Union, and the University of North Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derek Zieziula is a financial advisor at Fidelity with a Series 66 designation and no prior industry experience. He has held roles at several firms, including Equitable Advisors, LLC, Ameriprise Financial Services, LLC, and Current Capital Realty. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, managing portfolios with a focus on long-term asset allocation and utilizing systematic methodologies.

David Smith II is a financial advisor at Fidelity with 25 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. His prior roles include positions at Bank of America, Merrill, and Atlantic Transport. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios. The firm also serves multiple registered investment companies and utilizes systematic methodologies and oversight to manage conflicts of interest.

Elizabeth Wolgemuth is a Planning Consultant at Fidelity Investments, a position she has held since 2025. Prior to this role, she worked as a Relationship Manager at Fidelity Investments from 2012 to 2025. In her current role, Elizabeth partners with clients throughout the planning process to assist them in working toward their financial goals and lifelong dreams. Elizabeth focuses on helping clients build financial futures that align with their priorities. She brings over a decade of experience in client relationship management and financial planning to her work. Outside of her professional responsibilities, Elizabeth engages in family activities, fitness, hiking, outdoor adventures, parenthood, and traveling.

Lydreyah Simmons is a financial advisor at Fidelity with Series 66 and Series 63 credentials and four years of industry experience. She has been with Fidelity Investments since 2019 and previously worked at The Grand Opera House. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including discretionary and non-discretionary advisory services and fund advisory roles.

David Clark is a financial advisor at Merrill with 14 years of industry experience. He holds a Series 66 designation and has worked at both Bank of America, N.A. and Merrill since 2012. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Stephanie Kluge is a financial advisor at Merrill with 20 years of industry experience. She has been with Merrill since 2005 and holds the Series 66 designation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sam Albert is a Vice President and Wealth Planner at Fidelity Investments. In this role, Sam partners with families to develop financial roadmaps tailored to their unique values and goals, focusing on simplifying complex financial concepts and advocating for clients' needs. Sam has been with Fidelity Investments since 2009, progressing through several roles including Financial Representative, Investment Consultant, Financial Consultant, and various levels of Investment Management Consultant before becoming Vice President in 2024. Prior to joining Fidelity, Sam worked as a Financial Advisor at Morgan Stanley from 2007 to 2009. Outside of work, Sam has interests in fitness, reading, and traveling.

Anthony Moyer is a Financial Consultant currently working at Fidelity Investments since 2022. He has extensive experience in the financial services industry, having held various positions at Fidelity Investments since 2008, including Managed Solution Consultant, Portfolio Specialist, Client Management Representative, Retirement Solutions Representative, and Investment Services Representative. Prior to joining Fidelity, he worked as a Financial Advisor at Merrill Lynch from 2004 to 2007. Anthony focuses on empowering clients to make sound financial decisions through planning and proper investment selection. He emphasizes helping clients pursue their financial goals and dreams. His professional background spans client management, portfolio specialization, and retirement solutions. Outside of his professional role, Anthony enjoys family activities, fishing, fitness, football, social events with friends, and golf.