David Null is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 14 years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2017 and previously held positions at Park Avenue Securities and Guardian Life Insurance Company. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Beverly Steinbook is a financial advisor at UBS Financial Services with 17 years of industry experience. She has held roles at UBS Financial Services since 2015, with a brief tenure at Morgan Stanley from 2022 to 2024. She holds Series 63 and Series 65 credentials. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor client solutions.

Sonnia Viyella is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of her advisory role, she is a partner in Migson Ltd. and co-owner or proprietor of several rental real estate properties. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and pension plans, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad range of portfolio management strategies and affiliated research.

Maria Chiang is a financial advisor at Merrill with five years of industry experience. She holds a Series 66 designation and has worked at Bank of America and Merrill since 2019. Her background also includes entrepreneurial experience with Puerto Viejo Wines LLC and a period at Florida International University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

William Krauss is a financial advisor at Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses with 19 years of industry experience. His prior roles include positions at JPMorgan Securities, LLC and JPMorgan Chase Bank, N.A., as well as an earlier tenure at Morgan Stanley. He serves as a board member for both The Alliance for Florida's National Parks and KIPP MIAMI, nonprofit organizations focused on environmental and educational initiatives. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client and corporate financial planning agreements.

Meryl Benyunes Spigelman is a financial advisor at UBS Financial Services with 25 years of industry experience. She holds Series 63 and Series 66 credentials and has been with UBS since 2015. Outside of her advisory role, she contributes content on personal financial planning for female founders through an online community and serves on the board of directors for Hillel at Florida International University. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Manuel De La Maza is a financial advisor with LPL Financial in Miami, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Wells Fargo Clearing, J.P. Morgan Securities, and Chase Investment Services Corp. Outside of advisory work, he has involvement with non-variable insurance services through National Marketing Group and E4 Insurance Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services, utilizing model portfolios, third-party subadvisors, and customized strategies supported by advisor-facing technologies.

Roxana Machado is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 27 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and previously at Citigroup Global Markets starting in 2003. Machado is based in Coral Gables, FL. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.

Francisco Rodriguez Ledezma is a financial advisor at Equitable Advisors with 17 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2006, including time when the firm operated as Axa Advisors, LLC. He serves as a board member of Agent Reinsurance Company since 2020. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm delivers advice through a network of Investment Adviser Representatives and utilizes third-party asset managers and advisory programs to implement customized investment solutions.

Luca Pretini is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining Equitable, he worked at O'Reilly Auto Parts and completed his education at the University of Central Florida. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm’s approach involves assessing client information and risk tolerance to match clients with suitable program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Valentina Candiales Fortoul is a financial advisor at UBS Financial Services with a Series 66 designation and two years of industry experience. Her prior roles include positions at Guerra Financial Group, Nodus International Bank, and several other financial and educational institutions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers proprietary research and capital markets services.

Evelyn Marrero is a financial advisor at Merrill with eight years of industry experience. She holds the Series 66 designation and has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Maria Patino Rodriguez is a financial advisor with UBS Financial Services in Coral Gables, FL, holding Series 63 and Series 65 licenses and with 19 years of industry experience. She has been with UBS Financial Services since 2014. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of capital markets and investment solutions.

Rasikaran Boaz is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Equitable Advisors since 1999 and previously worked with Axa Advisors, LLC for 21 years. Outside of his advisory role, he serves as a director of the South Carillon Beach Condominium Association in Miami Beach. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients with financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of advisory models and third-party asset managers to tailor investment solutions for its clients.

Juan Pardey is a financial advisor at Merrill in Miami, FL, holding a Series 66 designation with less than one year of industry experience. His prior roles include positions at Bank of America, Whetstone Holdings, and FIU. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and institutions.

Adam Weirich is a CFP® and CFA® with 28 years of industry experience. He has been with Equitable Advisors since 2007 and previously worked at Signator Investors, Inc. He serves as Vice President of the Gifford Place Condominium Association and is involved as a managing partner and principal in several private client groups and consulting ventures. Additionally, he holds a board position with the Equitable Agents Reinsurance Company and participates in life settlement transactions through an approved broker. Equitable Advisors serves a broad client base, including individuals, pension plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management programs. The firm delivers services through a network of Investment Adviser Representatives and uses third-party asset managers and advisory programs to implement diversified investment solutions.

Regina Tavares is a financial advisor with UBS Financial Services, holding a Series 66 credential and 25 years of industry experience. She has been with UBS and its affiliates since 2001. Tavares is involved with the Shyam Sundar Das Charitable Foundation, a nonprofit focused on education and support for underserved communities in India, where she serves as a board member. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor investment plans based on proprietary research and market analysis.

Juliana Victoria is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and has worked at UBS Financial Services and its affiliated entities since 2007. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services, offering proprietary research and a broad range of capital markets solutions.

Ashley O'Kurley is a CFP® professional with over 21 years of industry experience. She is currently affiliated with OSAIC and has previously worked at Royal Alliance Associates, Inc. and John Hancock Financial Services. O'Kurley serves as president of the Graduate Association of Phi Gamma Delta at Florida International University, a nonprofit organization supporting student leadership and academic development. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and multiple third-party platforms to manage portfolios across a broad range of investment options.

Annick Iwanowski is a financial advisor at UBS Financial Services with 20 years of industry experience. She holds the Series 66 designation and previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, NA for nine years. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management, supported by proprietary research and a broad range of capital markets services.