Theodore Peroulakis is a CFP® and ChFC® with 16 years of experience in the financial services industry. He is currently with J.P. Morgan Securities, where he has worked since 2020, following nine years at Bank of America and Merrill. He serves as a board member for both The Salvation Army and the Navy League of the United States, contributing to nonprofit organizations focused on community support and maritime services advocacy. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, offering non-discretionary, customized asset allocation advice supported by centralized due diligence and a broad set of investment capabilities.

Stephen Wentz is a financial advisor at Morgan Stanley with 16 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at UBS Financial Services before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services that rely on structured discovery processes and firm-approved tools, emphasizing advisory services rather than individual security recommendations.

Carolyn Filasky is a financial advisor with LPL Financial in Palm Beach Gardens, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. Her prior roles include positions at UBS Financial Services and Merrill. She is involved with Saybrus Partners, an insurance agency. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with a range of non-advisory financial activities.

Elena Kuznetsova is a financial advisor at Primerica Advisors with one year of industry experience. She holds the Series 65 and Series 63 designations and has worked at PFS Investments Inc. since 2025, as well as Primerica Financial Services since 2024. Outside of advisory services, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm delivers advisory services primarily through a large network of advisors and employs model-based strategies managed by third-party asset managers.

Richard Gaff is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2024. He joined Fidelity Investments in 2021 as a Financial Consultant. Richard is a licensed insurance professional in California. Before his career in finance, Richard served in the U.S. Army and is a proud veteran. He focuses on working closely with individuals and their families to understand their financial goals and co-create plans aimed at achieving financial freedom and defining legacies for future generations. Outside of his professional duties, Richard engages in family activities, fitness, outdoor adventures, running, and values his military service.

Todd Carey is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63, Series 65, and Series 66 licenses and bringing 23 years of industry experience. He has been with UBS since 2014 and concurrently involved with Battery Ventures since 2006. Outside of his advisory role, Carey has management oversight responsibilities at VBT Revolution LLC, a restaurant business, and serves as a trustee for the Lexington Arts & Craft Society. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory services, using proprietary research and model-based asset allocations to tailor financial plans. The firm integrates institutional trading capabilities with wealth management, offering a broad range of investment and capital markets services.

Jordan Brand is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds a Series 66 designation and has worked at UBS Financial Services before joining Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. He is based in Palm Beach Gardens, Florida. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools, supporting a variety of investment and planning strategies.

Daniel Finnegan is a financial advisor at Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses with 49 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process includes structured discovery conversations and firm-approved tools, with advisory services delivered through its Financial Advisors and Estate Planning Strategies Group.

Eddie Lopez is a financial advisor with Merrill in West Palm Beach, FL, holding a Series 66 designation and four years of industry experience. He has been with Merrill since 2016 and is currently affiliated with Bank of America N.A. since 2022. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal teams and third-party managers.

Ryan Young is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has five years of industry experience. Prior to joining Raymond James, he worked at Morgan Stanley and The Vanguard Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individual and high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Eric Bilger is a financial advisor with Thrivent Investment Management in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and possessing 34 years of industry experience. He has been with Thrivent Financial For Lutherans and Thrivent Investment Management since 2002. Outside of his advisory work, he serves on the board of Southern Cross Service Dogs, a nonprofit focused on training service dogs for veterans. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering comprehensive, goal-based financial planning without portfolio management for institutional clients. The firm emphasizes holistic planning and allows clients to combine planning with managed-account programs under consolidated billing through its WealthPlan option.

Arnold Peskin is a financial advisor at Morgan Stanley with 57 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley and its affiliated entities since 2009. Peskin serves as a trustee and provides financial advice to the Peskin Family Foundation Trust, which supports college tuition for selected students. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning and utilizing structured discovery conversations and firm-approved planning tools. The firm manages approximately $2.74 trillion in client assets and provides both individual and corporate financial planning services.

Renee Greene is a financial advisor at J.P. Morgan Securities with 8 years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Goldman Sachs for 10 years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting within a non-discretionary program.

James Mc Hale III is a financial advisor at Ameriprise with 28 years of industry experience. He previously worked at Edward Jones for nine years before joining Ameriprise in 2024. He holds Series 63, Series 65, and Series 66 licenses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written recommendation reports and annual retirement planning focused on income reliability and tax-aware withdrawal strategies.

Rimon Attalla is a financial advisor with J.P. Morgan Securities in Lake Worth, FL, holding a Series 66 designation and 13 years of industry experience. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2012. Outside of his advisory role, he is a partner in two holding companies for private residences. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research, incorporates ESG criteria, and leverages broader derivatives and commodities capabilities.

Anthony Balto is a financial advisor with Merrill in Palm Beach, FL, holding Series 66 and Series 63 licenses and bringing 12 years of industry experience. His work history includes roles at Merrill, Rexford Capital LLC, Robert Half Account Temps, and WC Realty Group. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Sally Ann Weger is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney LLC since 2014. Outside of her advisory role, she is a partner in a real estate property management business based in Jupiter, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm provides a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis, and manages approximately $2.74 trillion in client assets.

William Mc Kenna is a financial advisor with Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He previously worked at UBS Financial Services from 2011 to 2020 before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC in 2020. Outside of advising, he is the owner and manager of a real estate LLC. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers advisory services that include both direct individual plans and employer-related financial planning agreements.

Richard Fischer is a financial advisor at Merrill with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 1982, also affiliated with Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Rodgers is a CFA® charterholder with five years of experience in the financial industry. He currently works at J.P. Morgan Securities and has prior experience with First Republic Investment Management, First Republic Securities Company, and Wells Fargo. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that focuses on asset allocation advice, investment manager searches, and customized performance reporting. Their process incorporates quantitative and qualitative due diligence and may include ESG considerations.