Rachel Stockton is a financial advisor with J.P. Morgan Securities LLC, holding Series 65 and Series 63 licenses and having six years of industry experience. She has worked at J.P. Morgan Securities and J.P. Morgan Chase Bank since 2019. Outside of her financial services role, she is involved in several fashion-related activities, including selling clothing on Poshmark, participating as a brand ambassador for Revolve, and engaging with the fashion app Mys Tyler. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG framework in its recommendations and offers customized performance reporting through its Institutional Consulting Services program.

Thomas Lloyd is a financial advisor with Charles Schwab in West Palm Beach, FL. He holds a Series 66 designation and has nine years of industry experience. His prior work includes roles at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of non-discretionary financial planning and discretionary separately managed accounts with a multi-asset investment approach.

Stephanie Sherman is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. She previously worked at Prudential Insurance Company of America and Pruco Securities, LLC for over two decades. Additionally, she coaches a small business owner on sales growth and business organization. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers financial planning, access to model wealth portfolios, third‑party asset management, and a range of brokerage and insurance products via its integrated platform.

Miranda Bennett is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. She previously worked at ZIMMERMANN for two years and spent eight years with Jennifer Miller. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, offering a range of discretionary and non-discretionary services and model portfolios built from mutual funds, ETFs, and ETPs.

Stephen Hoch is a financial advisor with Robert Baird & Co. in Wellington, FL, holding Series 63 and Series 66 licenses and bringing 37 years of industry experience. He has been with Robert Baird & Co. since 1988. Outside of his advisory role, he is the owner and member of WOFTAM LLC, a non-investment related business. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of strategies including separately managed accounts and overlay services.

Brian Cohn is a financial advisor at J.P. Morgan Securities with a Series 66 designation. He has been with the firm since 2026 and holds prior experience at JPMorgan Chase Bank, N.A., Unum Group, Townebank, American Eagle Outfitters Inc., Topgolf, and Your Pie Franchising, LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a combination of quantitative asset-allocation modeling and centralized due diligence. The firm emphasizes non-discretionary advisory services supported by a dedicated manager-solutions team and applies an ESG eligibility framework in its investment recommendations.

Thomas Fragale II is a financial advisor with Raymond James & Associates in West Palm Beach, FL, holding a Series 66 credential and nine years of industry experience. His prior roles include positions at JPMorgan Securities, JPMorgan Chase Bank, and Morgan Stanley. He serves as a Finance and Investment Committee Member and Deacon at Family Church. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Mauricio Moreira is a financial advisor at Morgan Stanley with 11 years of industry experience. He has held roles at J.P. Morgan Chase Bank, N.A. and J.P. Morgan Securities from 2014 to 2025 before joining Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC in 2025. He holds the Series 63 and Series 65 licenses and is based in Palm Beach, FL. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market modeling techniques as part of its advisory approach.

Edward Ostrowski III is a financial advisor with Fidelity Investments, holding a Series 66 designation and 12 years of industry experience. Prior to joining Fidelity, he worked for Kovack Advisors, Inc. and Kovack Securities, Inc. for seven years. He serves as a trustee of an irrevocable trust. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and offers specialized advisory roles with a focus on institutional and fund clients.

Michael Payne is a financial advisor at Osaic with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including BARR Financial, Triad Advisors Inc, and Cetera. He also operates Solutions Group Wealth Management LLC and works as an independent insurance agent offering life, health, disability, and long-term care insurance products. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients, providing integrated brokerage and investment advisory services through a large network of financial advisers. The firm employs asset-allocation tools and third-party platforms to construct diversified portfolios and offers multiple advisory solutions including managed accounts and retirement plan consulting.

Seraphim Rine is a financial advisor with Raymond James & Associates in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior experience includes positions at Morgan Stanley Smith Barney and Morgan Stanley Private Bank, National Association. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional clients, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Christian Alexander Stevens is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank NA and Morgan Stanley prior to his current role. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework.

Kathleen Durning is a financial advisor at Merrill with 34 years of industry experience. She holds Series 63, Series 65, and Series 66 licenses and has been with Merrill since 2004. Outside of her advisory role, she has a power of attorney position related to an entity named M D in Bellevue, Washington. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Robert Damante is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds a Series 66 designation and has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and operates as a broker-dealer, investment adviser, and futures commission merchant.

Dina Assion is a financial advisor with Raymond James & Associates in Palm Beach, FL, holding Series 63, 65, and 66 designations and bringing 20 years of industry experience. Her prior experience includes seven years with Morgan Stanley and Morgan Stanley Private Bank. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipal entities, offering tailored financial planning and investment consulting services through various portfolios and affiliated research resources.

Michael Marsengill Jr. is a financial advisor at OSAIC with 30 years of industry experience. He holds the Series 66 designation and has worked at several firms including Securities America and Investacorp, as well as leading Marsengill Financial Services since 1992. He is also president of Michael E. Marsengill & Co., Inc., which focuses on insurance and employee benefits. OSAIC serves a diverse client base ranging from individual investors to institutions, offering integrated brokerage and advisory services. The firm employs a variety of portfolio construction tools and supports multiple advisory platforms, including third-party money managers and managed accounts.

Peter Mordente Hawkins is a financial advisor with Raymond James Financial in Boynton Beach, FL, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. He has been with Raymond James Financial since 2009 and also has longstanding involvement with E and M Investments. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, supports a broad advisor network, and is noted for its municipal advisory affiliation and specialized retirement plan consulting services.

Neil Kishter is a financial advisor with Morgan Stanley in Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has previously worked at Bank of America, N.A., and Merrill. Kishter serves as a board member of Medstar Georgetown University Hospital, focusing on fundraising and business development. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

John Lacy is a Managing Director and Wealth Management Advisor, and the founder of The Lacy Wealth Management Group at Merrill. He has over 30 years of experience in wealth planning and management, guiding his approach with the philosophy "It All Matters." As co-lead strategist, he specializes in customized portfolio and wealth management strategies for ultra-affluent individuals, multigenerational families, corporate entities, and endowments. John's expertise includes estate planning services, income strategies, and sudden wealth management. He is a Merrill designated Sports & Entertainment Advisor and holds the Certified Private Wealth Advisor® (CPWA®) certification, administered by the Investments & Wealth Institute® and taught in collaboration with the University of Chicago Booth School of Business. He earned a bachelor's degree in Economics from the University of Texas at Austin. In addition to his professional work, John has been actively involved in local philanthropy. He has served in leadership roles including Chairman of the Palm Health Foundation, trustee for multiple regional hospitals, and co-chair for "A Night for Nature" benefiting the Fish and Wildlife Foundation Florida. His community involvement also extends to the Boys & Girls Clubs of Palm Beach County and various chambers of commerce.

Joanna Boynton is a financial advisor with Raymond James Financial in Wellington, FL, holding a Series 63 designation and 28 years of industry experience. She has been with Raymond James Financial Services, Inc. since 1997 and worked at Clever Girl Concepts, LLC from 2010 to 2019. Outside of her advisory work, she is the owner of Boynton Family Farms, LLC, which operates a cattle ranch and tree farm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, charitable, and institutional clients. The firm offers non-discretionary planning and investment consulting tailored to client goals and supports institutional consulting and portfolio management through a large advisor network.