William Tafel Jr. is a financial advisor with Wells Fargo Clearing, holding the Series 63 designation and bringing 46 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Raymond Sullivan is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Advisors Financial Network since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including retirement, education, risk, and wealth-transfer planning, delivered through tailored recommendations supported by Wells Fargo research and tools.

Juliane Werner is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds the Series 66 designation and has previously worked at Bank of America, Merrill, and various Wells Fargo entities since 2013. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through over 14,000 advisors and offers both brokerage and advisory solutions.

Paul Coyner is a financial advisor at UBS Financial Services with 24 years of industry experience. He holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services Inc. provides brokerage and investment advisory services to individual, corporate, and institutional clients, offering fee-based financial planning, portfolio management, and a range of investment products. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to client goals and risk tolerances.

Kenneth Chapin is a CFP® professional with 43 years of industry experience, currently associated with Stifel. He has worked at Stifel Nicolaus & Co Inc since 2021 and previously spent 14 years at UBS Financial Services Inc. Stifel serves a broad range of clients including individuals, institutional clients, charitable organizations, and governmental entities, offering both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, which supports asset allocation and financial planning analyses for its clients.

Brian Chilton is a financial advisor with Morgan Stanley in Naples, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he is involved in managing several real estate investment entities in Massachusetts. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides comprehensive planning services primarily in an advisory capacity.

Pasquale Evangelista is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Raymond James since 2010. Outside of his advisory role, he volunteers as a baseball coach at Bishop Verot Catholic High School. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and consulting services with a variety of portfolio management options supported by research and affiliated advisers.

Joyce Wickham is a financial advisor with Raymond James Financial, holding the ChFC® designation and Series 63 and 65 licenses. She has 37 years of industry experience, including prior roles at Finet and Wells Fargo. She is also the owner of Joy Wealth Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and institutional clients. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Stephen Poll is a financial advisor with Osaic Wealth, Inc. based in Bonita Springs, FL. He holds the CFP® designation and a Series 66 license and has seven years of industry experience. His prior work includes roles at Securities America Advisors, Inc. and Investacorp. Outside of his advisory work, Poll owns a home inspection LLC and a mobile app company serving home inspectors. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services and utilizes asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Joseph Nienhaus is a financial advisor with OSAIC based in Naples, FL, holding Series 65 and Series 63 designations and bringing 33 years of industry experience. He previously worked for Woodbury Financial Services, Inc. for 23 years before joining OSAIC in 2024. OSAIC serves a broad range of retail and institutional clients, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations, offering integrated brokerage and advisory services through a large network of affiliated advisers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Kenneth Silverman is a financial advisor at Cetera with 32 years of industry experience. He holds Series 63 and Series 65 licenses and operates a law office specializing in legal and tax planning, including real estate, trust and estates, and business law. Prior to Cetera, he worked at UBS Financial Services and manages his own investment and insurance advisory firm, Four Financial Group. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Kristen Harty is a financial advisor at Morgan Stanley with eight years of industry experience. She holds the Series 66 designation and has worked at Morgan Stanley since 2018. Prior to that, she was with Ameriprise Financial Services and also worked for Lilly Pulitzer. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market modeling techniques.

John Gatewood is a CFP® professional with 42 years of experience in financial advisory roles. He currently works at LPL Financial, where he has been since 2019, following a long tenure at Northwestern Mutual from 1981 to 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual clients, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services that include discretionary and non-discretionary management supported by proprietary research and third-party subadvisors.

Saralyn Coupe is a financial advisor with Morgan Stanley in Naples, FL, holding the CFP® designation and Series 63 and 65 licenses. She has 30 years of industry experience, including roles at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2012. Outside of her advisory work, she serves on the finance and investment committees for nonprofit organizations including the St. Cecilia Music Center and the Frederik Meijer Gardens & Sculpture Foundation. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, focusing on tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning services as well as institutional solutions.

Joseph Evelo is a financial advisor with Merrill in Naples, FL, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Merrill Lynch since 2002 and Bank of America, N.A. since 2011. Outside of his advisory role, Evelo serves on several nonprofit boards, including the Sancerre Condominium Association advisory board and investment committees for the Indiana State University Foundation and Cincinnati Parks Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Einstein is a financial advisor at UBS Financial Services with 45 years of industry experience. He has worked with UBS since 1995 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Gregory Brown is a Financial Advisor at Merrill Lynch Wealth Management. He holds the Chartered Retirement Planning Counselor (CRPC) designation, demonstrating his specialization in retirement planning. Gregory earned his Bachelor's Degree from Florida Gulf Coast University. His role involves providing financial advice and planning services to clients, focusing on retirement strategies and wealth management.

Terrence Judge is a Wealth Management Advisor with Merrill Lynch Wealth Management. He brings extensive experience from a prior decade-long career in corporate finance and investment consulting at Citibank before joining Merrill Lynch in 2000. His advisory expertise encompasses legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, women and wealth, individual and corporate investment strategy, tax minimization, and retirement income. Terrence holds a Bachelor of Science degree in Accounting from Guilford College. He earned his Certified Public Accountancy designation in 1988 and later acquired the CERTIFIED FINANCIAL PLANNER® certification in 2003 and the Certified Investment Management Analyst® designation in 2004, completing coursework at the Wharton School of Business. Additionally, he holds FINRA Series 7 and 66 registrations, the Maryland Life and Health Insurance License, and the Personal Investment Advisor (PIA) designation. Outside of his professional responsibilities, Terrence enjoys adventure sports including triathlons, biking, boating, running, swimming, and spending time with his family.

Joseph Ruzycki is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial in Naples, FL. He has been with LPL Financial since 2009 and has also worked at the Center For Wealth Planning Advisors, Inc. since 2015. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by LPL Research and third-party subadvisors.

Joseph Matina is a financial advisor with UBS Financial Services in Naples, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with UBS Financial Services since 2006. Matina is involved with Albright College, a nonprofit organization. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and leveraging proprietary research and model-based asset allocations.