Jean Paul Clark is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Wells Fargo Clearing since 2016, following a prior role at Banc of America Investment Services, Inc. from 2004 to 2007. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients, including pension and charitable organizations. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and other sources.

Tess Zigo is a CFP® certificant with 11 years of industry experience, currently with LPL Financial since 2021. Her prior roles include positions at Valerie Janke and the Financial Planning Association of Illinois. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Franklin Clark Jr. is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Morgan Stanley, Investacorp, and Securities America Advisors. Outside of his advisory role, he owns and operates a tax preparation and accounting service that prepares personal and simple corporate tax returns. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm employs model-based asset allocation and portfolio optimization supported by tools such as risk-tolerance questionnaires and efficient frontier analysis.

Jeffrey Evans is a financial advisor at Stifel with 26 years of industry experience. He holds a Series 66 designation and has been with Stifel Nicolaus since 2013. Outside of his advisory role, he serves as Treasurer for the Largo Lions Foundation, a nonprofit focused on eye site conservation, disaster relief, and community outreach. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Kaleigh Hicks is a financial advisor at Raymond James Financial with Series 63 and Series 65 credentials and four years of industry experience. She has held roles at firms including Morgan Stanley and E*TRADE Securities LLC. Hicks is also an associate at CN Wealth Management/Keybridge Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports a wide network of advisors with specialized municipal and public-finance capabilities.

Frank Manzo is a Series 66-licensed financial advisor at Cetera with six years of industry experience. His career includes roles at JP Morgan Chase Bank, Merrill, and Regions Bank, among others. Manzo’s background also includes work in automotive sales prior to entering financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving a large nationwide network of independent advisors and their clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

Jared Kohn is a financial advisor at Edward Jones in Lutz, FL, holding the CFP®, ChFC®, and Series 66 designations with 11 years of industry experience, all with Edward Jones since 2015. He serves as a member at large for Congregation Beth Am in Tampa, facilitating community and outreach events, and also performs wedding ceremonies as a Notary Public. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a range of advisory programs, including discretionary and non-discretionary strategies, tax-efficient services, and affiliated mutual funds, supported by a nationwide network of over 23,000 financial advisors.

Linda Cliborne is a Senior Financial Advisor at Merrill Lynch Wealth Management. She has over 30 years of experience providing financial and wealth preservation strategies. Linda and her team focus on helping employers design and implement 403b and 401k plans, offering support related to fiduciary best practices, plan design, and participant education. They also work with individuals to develop wealth management strategies, including investment advice and wealth transfer planning for multigenerational families. The Cliborne Winkler & Associates team manages approximately $560 million in assets and serves over 100 employer-sponsored retirement plan clients as of August 29, 2023. Linda is a qualified Portfolio Manager who builds and manages personalized investment strategies that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. She has earned several professional designations, including Certified 401(k) Professional (C(k)P®), Certified Plan Fiduciary Advisor (CPFA®), Chartered Retirement Planning Counselor (CRPC™), Chartered Retirement Plans Specialist (CRPS™), and Retirement Benefits Consultant (RBC). She holds a Bachelor of Science degree in Finance from Virginia Polytechnic Institute & State University's Pamplin College of Business. Linda resides in Tarpon Springs, Florida with her husband and two children. She is actively involved in community organizations such as the American Heart Association's Circle of Red, Habitat for Humanity of Pinellas and West Coast Counties, and the YMCA of the Suncoast. Outside of work, her interests include boating, photography, biking, and spending time with her family.

Nicholas Macaluso is a financial advisor with Edward Jones in Clearwater, FL, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, including separately managed accounts and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and emphasizes a fiduciary standard in its advisory services.

Isramil Pichardo is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has been with Primerica Advisors since 2011 and has worked at Primerica Financial Services since 2005. In addition to his advisory role, he owns The Purpose Group, LLC, an entity formed for Primerica business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm provides advisory services through a large network of advisors and utilizes model-delivery strategies managed by unaffiliated asset managers, with discretionary separately managed account options and custodial support from Pershing.

Melanie Morrow is a Financial Consultant at Fidelity Investments. In her role, she partners with clients to co-create and implement financial plans tailored to their individual needs and preferences. She works with her team to help clients navigate their financial plans through retirement and life changes. Melanie's professional experience includes various positions at Fidelity Investments, starting as a Financial Representative in 2019, progressing to Relationship Manager in 2020, Investment Consultant in 2023, and currently serving as a Financial Consultant since 2025. Prior to joining Fidelity, she worked as a Financial Advisor and participated in the Advisor Mastery Program at Raymond James from 2018 to 2019.

Shannon Utterback is a financial advisor at Fidelity with 15 years of industry experience and holds a Series 66 designation. Prior to joining Fidelity in 2022, she worked at Wells Fargo Advisors and Wells Fargo Clearing between 2016 and 2022. She is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and offers oversight of affiliated and unaffiliated sub-advisers.

Louis Tagliaferro is a financial advisor at Osaic with 43 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked for American Portfolios Financial Services for 23 years. In addition to his advisory role, he occasionally sells life, long-term care, and disability insurance as part of his financial services. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory programs with an investment approach centered on model-based asset allocation, portfolio optimization, and risk management tools.

Brandt Zimmerly is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with PFS Investments Inc. since 2011 and with Primerica Financial Services since 2009. Outside of his advisory role, he owns Zimmerly and Associates, LLC, which operates for Primerica business purposes, and is involved with Team HSTL, a non-investment-related venture. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options within a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while using Pershing and Primerica Brokerage Services for custody and trade execution.

Deidre Fernald is a CFP® with 21 years of industry experience, currently affiliated with Cambridge Investment Research Advisors. Her prior experience includes roles at Citigroup Global Markets, Lincoln Investment, Capital Analysts, and T. Rowe Price Advisory Services. Outside of advisory work, she is a board member of a networking organization and a partner in a business unrelated to investments. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, including pension and charitable organizations. The firm provides financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and offers a range of proprietary and third-party investment strategies.

Isaac Voltoline is a financial advisor with Charles Schwab, holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Schwab, he worked at the City of St. Petersburg and Haddad Dealerships, and has been involved with ModernTetra since 2021. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary investment recommendations and access to affiliated discretionary SMA portfolios, alongside custody and brokerage services.

Taylor Mc Dermott is a CFP® and holds a Series 66 license with 13 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc., where he has worked since 2021, following five years at Wells Fargo Clearing. Outside of his advisory role, Mc Dermott serves as a trustee for a family irrevocable trust. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and supports advisory programs across a large network, with specialized services that include municipal and public-finance advisory work.

Todd Basler is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with PFS Investments Inc. since 1994 and with Primerica Financial Services since 1993. Basler is also involved in several business ventures, including ownership of Basler Group LLC, a Primerica-affiliated investment entity. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-delivery strategies managed by third-party asset managers and provides advisory services through a large network of advisors.

Trae Vaillant is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 65 and Series 63 licenses and possessing nine years of industry experience. He has been with PFS Investments Inc. since 2017 and previously worked at Gartner from 2016 to 2021. Outside of his advisory role, he is involved in health insurance sales through Destiny Family Group, LLC. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offers model-driven investment strategies supported by third-party asset managers and custodial services.

Bradley Kirchner is a financial advisor with Wells Fargo Clearing in Clearwater, FL, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. His prior work includes roles at Synovus Bank, Synovus Securities, Fifth Third Securities, AmSouth Investment Services, and Truist Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources to evaluate investment options primarily through diversification and modern portfolio theory.