Lillian Rumbley is a financial advisor at Morgan Stanley in Birmingham, AL, holding a Series 66 designation. She has two years of industry experience, with prior roles at Merrill Lynch and Northwestern Mutual. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm‑approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual and corporate financial planning agreements.

Andrew Miller is a financial advisor with Morgan Stanley in Birmingham, AL, holding a Series 66 designation and 7 years of industry experience. He has been with Morgan Stanley since 2014, including 7 years at Morgan Stanley Private Bank, N.A. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a wide range of advisory programs and tailored financial planning. The firm uses a structured planning process with firm-approved tools and offers investment solutions supported by its Global Investment Committee.

Patrick Nelis is a financial advisor at Cetera with six years of industry experience. He holds Series 65 and Series 63 licenses and has worked previously at firms including Wells Fargo and Invesco. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform, featuring a mix of discretionary and non-discretionary program options.

Lahoma Napper is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. She provides customized financial guidance tailored to the unique goals and life circumstances of her clients. Drawing on the extensive resources of Merrill and Bank of America, she supports clients across a range of needs including executive compensation, family wealth management, legacy planning, personal retirement planning, and portfolio management. Her client base includes entrepreneurs, professionals, athletes, physicians, attorneys, and entertainers, all seeking a holistic and personalized approach to wealth management. Lahoma holds a Master’s Degree in Marketing and Management from the Rinker School of Business at Palm Beach Atlantic University and a Bachelor of Science in Marketing and Management with minors in Entrepreneurship, Social Sciences, and Economics from Northwood University. She has earned multiple financial services designations, including Certified Financial Planner® (CFP), Chartered Retirement Planning Counselor™ (CRPC), Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA), and has completed Merrill’s Longevity Training Program in partnership with the University of Southern California’s Davis School of Gerontology. In 2025, she was recognized on the Forbes "Top Women Wealth Advisors Best in State" list. Outside of her professional work, Lahoma lives in Spring Lake with her husband and two dogs. She dedicates time to support animal welfare through organizations such as the Humane Society of West Michigan and engages in various personal interests including gardening, running, biking, martial arts, skiing, and reading. She is also involved with community organizations including Michigan State University College of Human Medicine, Michigan Woman Forward, Paws with A Cause, and the Women's Resource Center.

Jordan Johnson is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and one year of experience at the firm. Prior to his current role, he has worked in small business ventures including pest control and boat detailing, and has engaged in full-time education for several years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services, utilizing proprietary research and tools to develop tailored recommendations across various planning needs.

Scott Simpson is a financial advisor with Raymond James & Associates in Birmingham, AL, holding Series 63 and Series 65 credentials and bringing 34 years of industry experience. He has worked at Raymond James since 2013 and was previously with Aim Point Capital LLC. Outside of his advisory role, he serves as treasurer for Dawson Memorial Baptist Church and is on the board of directors for The WellHouse, a nonprofit organization focused on awareness and fundraising. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Mirela Elliott is a financial advisor with Raymond James & Associates in Birmingham, AL, holding a Series 66 designation and 21 years of industry experience. She has been with Raymond James & Associates since 2013. Elliott serves as a board member for the Building Owners and Managers Association, where she is involved in member recruitment. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional and pension plans, and charitable organizations, offering financial planning and non-discretionary investment consulting supported by extensive research and diverse portfolio management strategies.

Margaret White is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. She has held positions at Bank of America, NBC Securities, and The Welch Group. Outside of finance, she has been involved with the Homewood Tennis Club and local schools in the Birmingham, AL area. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lauren Millard is a financial advisor with Cetera, holding a Series 66 designation and 18 years of industry experience. Her prior roles include positions at Morgan Stanley and Regions Bank, where she currently serves as a wealth advisor. Cetera Investment Advisers LLC is a large SEC-registered firm that serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform, with access to both affiliated and third-party managers.

Victoria Morris is a financial advisor at Morgan Stanley in Birmingham, AL, with 11 years of industry experience. She previously worked at Charles Schwab for two years and TD Ameritrade for nine years. She holds Series 65 and Series 63 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Jackson Reynolds is a financial advisor with Mass Mutual Investors Services in Birmingham, Alabama. He holds Series 63 and Series 65 designations and has been in the industry since 2023. Prior to this, he was a full-time college athlete for five years. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures financial planning as annual collaborative engagements using firm-approved tools and generally recommends investment categories and strategies without discretionary authority.

Mary Dockery is a financial advisor with Edward Jones in Bessemer, Alabama, holding a Series 66 designation and 11 years of industry experience. She has been with Edward Jones since 2014. Outside of her advisory role, she owns Mary D LLC, which manages tenant communication and service coordination for a building. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a large network of advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

James Graham is a financial advisor with Mass Mutual Investors Services in Birmingham, AL, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with MetLife Securities Inc. Graham also serves as a notary public and an insurance agent. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, utilizing firm-approved analytical tools and delivering collaborative, goal-oriented recommendations.

Judson Morrison is a CFP®-designated financial advisor with 16 years of industry experience, currently practicing at Wells Fargo Advisors since 2024. His prior experience includes 11 years at Ameriprise Financial Services, Inc., followed by 4 years at Ameriprise. He serves on the finance committee for Shades Crest Baptist Church in Hoover, AL. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering tailored recommendations supported by proprietary research and planning tools.

Andy White is a Financial Consultant currently working at Fidelity Investments since 2024. He brings fifteen years of industry experience to his role, having previously served as a Wealth Advisor at Merit Wealth, LLC in 2023, a Senior Financial Advisor at Vanguard from 2017 to 2023, and a Financial Advisor at Peachtree Planning from 2009 to 2016. Throughout his career, Andy has focused on building trusting relationships and providing a safe space for essential conversations. He engages clients in a collaborative planning process that helps them focus on their priorities, make prudent financial decisions, and achieve greater peace of mind about their future. Outside of his professional work, Andy has interests that include lake activities, music, reading, running, tennis, and writing.

Winfield Baird is a CFP®-designated financial advisor with 33 years of industry experience, currently affiliated with Wells Fargo Advisors since 2009. He also owns and operates Baird Financial Management, a financial practice based in Birmingham, AL, since 2004. Baird serves as treasurer for the Society of the Revolution, a social club in Birmingham. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting certain net-worth criteria, using Wells Fargo research and tools to develop recommendations delivered through meetings and written summaries.

James Ruggerio is a financial advisor with Fisher Investments in Birmingham, AL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has been with Fisher Investments since 2012. Outside of his advisory role, he serves as a director on the architectural committee of a homeowners association. Fisher Investments serves institutional and private clients globally, providing discretionary portfolio management across various asset classes. The firm employs a centralized investment process with a five-member committee and offers tax-aware strategies, sub-advisory services, and manages separate accounts and pooled investment vehicles.

Andrew Cartwright is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. His prior work includes roles at PNC Investments LLC, SunTrust Advisory Services, and Ameriprise Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers portfolio management, financial planning, and access to various investment programs through a multi-manager platform with over $256 billion in assets under management.

Michael Hunter is a financial advisor at Edward Jones in Trussville, AL, holding a Series 63 designation with 27 years of industry experience. He has been with Edward D. Jones & Co., L.P. since 1998. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Richard Mansour is a financial advisor at Morgan Stanley with Series 65 and Series 66 credentials and 26 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s approach emphasizes structured planning tools and advisory services supported by its Financial Advisors and Estate Planning Strategies Group.