Zachary Bell is a financial advisor at LPL Financial in Brentwood, TN, with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at First Horizon, Forrester Research, and Jackson National Life Distributors LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions and supports its advisors with research, technology, and various financial services platforms.

Walter Richardson III is a financial advisor at OSAIC with 47 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Woodbury Financial Services and Mass Mutual Life Insurance. Richardson is also vice president of Advisor Bridge, Inc., where he assists OSAIC Wealth representatives with practice management and sales. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, advisory services, and access to third-party money managers and wrap programs. The firm uses various asset-allocation tools and supports discretionary and non-discretionary portfolio management, with notable complexity in its corporate structure and multiple commercial arrangements.

Keegan Haines is a financial advisor at Merrill with Series 66 credentials and five years of industry experience. He previously worked at Bank of America, N.A. and has a background that includes entrepreneurial experience with Green Cut Lawn. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Matthew Stalcup is a financial advisor at Cambridge Investment Research Advisors with one year of industry experience. He holds the CFA® designation and Series 63 license. Prior to joining Cambridge, he worked at Aegis Capital Corp and LPL Financial. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a large network of independent Financial Professionals. The firm offers multiple platform arrangements and a range of investment strategies, including proprietary models and access to unaffiliated managers.

Barry Mccall is a financial advisor with Raymond James Financial in Brentwood, TN, holding a Series 63 designation and 28 years of industry experience. He has worked at Raymond James Financial since 1999, including a period with Mccall And Associates from 2010 to 2017. Outside his advisory role, he is the owner of McCall Wealth Advisors, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a municipal advisor affiliation.

Charles Collier is a Series 66-licensed advisor at Raymond James Financial with one year of industry experience. Prior to joining Raymond James, he worked at William Morris Endeavor and spent several years in education at the University of Tennessee and Christ Presbyterian Academy. He is also a junior advisor affiliated with Pinnacle Asset Management and Burton Hills Investment Partners. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports clients through its advisory programs and partnerships, including a municipal advisor affiliation and a SIMPLE IRA Employer Advisory & Consulting Services program.

Steven Samuel is a financial advisor with MassMutual Investors Services in Franklin, TN, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has worked at MassMutual Investors Services since 2017 and at Massachusetts Mutual Life Insurance Company since 2016, following two years at MetLife Securities Inc. He also works as an insurance agent specializing in individual life, property and casualty, and group health insurance. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational programs, using collaborative, technology-supported approaches to analyze client goals and recommend investment strategies.

Craig Bernard is a financial advisor with LPL Financial in Arrington, TN, holding CFP® and ChFC® designations and industry licenses Series 63 and Series 65. He has 39 years of experience in the financial services industry and has worked with LPL Financial since 1997. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives who utilize both proprietary and third-party investment strategies.

Clyde Allen III is a financial advisor at Ameriprise with 30 years of industry experience. He holds Series 63 and Series 66 credentials. His prior experience includes nearly a decade at Ameriprise Financial Services, Inc. and a year at LPL Financial before returning to Ameriprise in 2024. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary advice primarily for clients maintaining assets within Ameriprise-managed accounts.

Tyler Wadlington is a financial advisor at Edward Jones in Brentwood, TN, holding a Series 66 designation with five years of industry experience. Prior to joining Edward Jones in 2021, he worked at Bass, Berry & Sims PLC for four years and spent one year with the United States Federal Courts. Outside of his advisory role, he is involved in residential rental property management in Nashville, TN. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of financial advisors and branch offices.

Jeffrey Mason is a Wealth Management Advisor with Merrill Lynch Wealth Management, currently in his twenty-fifth year with the firm. He and his team serve a select group of high-net-worth families, business owners, and physicians, managing assets totaling more than $620 million as of November 2025. Jeffrey meets with clients in both Beverly Hills, California, and Nashville, Tennessee, guiding them through a structured four-step process that includes reviewing their current financial situation, establishing goals, developing strategic investment plans, and regularly monitoring progress. Jeffrey holds a Bachelor's Degree from Troy University and is a Personal Investment Advisor (PIA). His areas of focus include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, and retirement income. Outside of his professional work, he is involved in community activities such as coaching youth football, basketball, baseball, and soccer, as well as serving as a Boy Scout leader. Jeffrey and his wife, Kirsten, met while attending the University of Alabama. They have two children, a daughter named Sydney and a son named Tyler, and attend Church of the City.

Josh Kimbrough is an Executive Planning Consultant at Fidelity Investments, where he focuses on helping clients understand their employee benefits and maximizing the value of their relationship with the firm. He is a Certified Financial Planner and is committed to building financial plans and identifying strategies to enhance those plans for his clients. Josh has held various positions at Fidelity Investments since 2021, including Benefits & Planning Consultant and Workplace Planning Consultant in Executive Services, as well as Investment Solution Representative. Prior to his roles at Fidelity, he was the owner and agent of the Josh Kimbrough Agency from 2013 to 2021. He holds a California Insurance License. Outside of his professional work, Josh has interests in cars, fitness, food, football, pets, and traveling.

Dan Slowinski is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. He provides clients access to Fidelity's brand, technology, and investment platform, working closely with his team to deliver financial consulting services. His professional experience spans multiple roles primarily at Fidelity Investments, including Financial Advisor, Investment Consultant, Financial Planning Consultant, Senior Financial Representative, Premium Service Representative, Mutual Fund Representative, and Corporate Rollover Specialist, covering the period from 1994 to 2014. Additionally, he worked as a Financial Advisor at Merrill Lynch from 2009 to 2014 and as a Credit Analyst at Chemical Bank Bay Area, Michigan, from 1992 to 1994. No information about his education, credentials, personal interests, or community involvement was provided.

Clayton Mallard is a financial advisor with LPL Financial, holding a Series 66 credential and seven years of industry experience. He previously worked at Raymond James Financial Services and Edward Jones. Mallard also serves as a branch manager at Gulf Winds Wealth Management. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing both proprietary research and third-party strategies.

Steven Roussel is a financial advisor at OSAIC with 29 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Washington Square Securities, Inc. for 27 years before joining OSAIC in 2024. Outside of his advisory role, he is president and CEO of Roussel & Assoc, LLC, a life insurance sales and service business. OSAIC serves retail and institutional clients through a large network of affiliated advisers, offering brokerage and investment advisory services, financial planning, and access to managed accounts and third-party money managers. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to construct portfolios across a range of asset types.

Mark Gallups is a financial advisor with Merrill in Brentwood, TN, holding a Series 66 designation and no prior industry experience. His work history includes roles at Bank of America, UBS, and Merrill Lynch, as well as a year with New York Empire Baseball. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Reed is a financial advisor at Cetera with 32 years of industry experience. He holds a Series 63 designation and has worked at firms including Concourse Financial Group Securities Inc, Lincoln Financial Securities Corporation, and Independent Advisers Group Corp. Reed also operates Reed Financial Group Inc, providing insurance products and financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and advisory services through a multi-manager platform that supports various investment strategies and program structures.

Hazel Heriges is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 25 years of industry experience. She has been with Raymond James since 2013. Outside of her advisory role, she works as a part-time DoorDash driver. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, charitable organizations, and government entities. The firm offers financial planning and non-discretionary investment consulting supported by a wide range of portfolio management styles and affiliated research.

Steve Holt is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has been with Edward Jones since 2013. In addition to his work at the firm, Holt operates Steve Holt Consulting, which he founded in 1998. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a network of over 23,000 financial advisors and more than 15,000 branch offices nationwide.

Daniel Bellet is a financial advisor with LPL Financial in Nashville, TN, holding Series 63 and Series 65 credentials and eight years of industry experience. His prior roles include positions at The Vanguard Group and The R.O.W. Group. He is also associated with Truxton Trust in a financial institution capacity. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.