Sarah Montague is a financial advisor at UBS Financial Services with five years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes six years at Fidelity Investments and one year at Veritude. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client plans.

Elizabeth Misheff is a financial advisor with UBS Financial Services in Cincinnati, Ohio, holding a Series 66 designation and eight years of industry experience. She has been with UBS Financial Services, Inc. since 2012. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides access to proprietary research and capital markets platforms.

Allison Cummings is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has been with Morgan Stanley since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutions. The firm provides tailored financial planning supported by structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Colin Driscoll is a financial advisor with UBS Financial Services in Cincinnati, OH, holding a Series 63 designation and over 44 years of industry experience. He has been with UBS since 1995. Outside of advising, he operates Big Sky Outfitters, a retail business specializing in camping, pet, and outdoor products. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and research resources to its clients.

James Jones is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and five years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2019. Prior to his advisory role, he worked in the landscaping industry. Outside of his advisory duties, he is involved in sales of loan products and home security and automation services through Primerica affiliates. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, which offers model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Cheryl Henderson is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. She previously worked at UBS Financial Services for nine years before joining Morgan Stanley Smith Barney LLC, and later Morgan Stanley Private Bank, N.A. She serves on the board of directors for the Miami Valley Youth Soccer Association, where she participates in overseeing board meetings and interacting with coaches and parents. Morgan Stanley Wealth Management provides a wide array of advisory programs to individual and institutional clients, focusing on tailored financial planning supported by firm-approved tools and strategies. The firm manages approximately $2.74 trillion in client assets and offers both direct and employer-based financial planning services.

Peter Krinas is a financial advisor with Raymond James Financial in Cincinnati, OH, holding a Series 66 designation and 11 years of industry experience. His career includes 15 years with Stifel Nicolaus and multiple roles within Raymond James since 2022. He is also associated with Riegel Financial in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations, using analytical tools to tailor outcomes to client goals.

Brian Nelson is a financial advisor with Primerica Advisors in Cincinnati, OH, holding a Series 63 designation and 19 years of industry experience. He has been with Primerica Advisors since 2021 and previously operated as a self-employed advisor for several years. Outside of advising, Nelson is involved in sales of investment-related products and receives compensation for referrals related to home security and automation services. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and operates through a large network of financial advisors.

Douglas Sammons is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 12 years of industry experience. He has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank NA since 2019, following four years at Sanford C. Bernstein & Co., LLC. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Thomas Burkholder is a financial advisor with Primerica Advisors in Milford, OH, holding a Series 63 designation and 19 years of industry experience. He has worked with PFS Primerica Financial Services and PFS Investments Inc. since 2005 and 2006, respectively, and is currently employed at New Richmond EVSD. Outside of advisory services, he is involved in sales of investment-related products and also participates in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and selectively managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Marianna Narita is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. Prior to joining Merrill in 2025, she held roles at Bank of America and worked in university residential life and housing. Outside of her advisory work, Narita serves on the board of the Cincinnati Art Museum’s young professionals group and teaches violin to children, drawing on her background in classical music and international performance competitions. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients using model-based and discretionary strategies designed by internal and third-party investment teams. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeffrey Atkinson is a CFP® professional with 38 years of industry experience, currently affiliated with Edward Jones since 1997. He maintains a partnership in JACMA LLC, a real estate business based in Loveland, Ohio. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large national network of financial advisors and branch offices.

Michael Sauer is a CFP® with 27 years of industry experience, currently affiliated with Raymond James Financial in Loveland, OH. His career includes 17 years at Edward Jones prior to joining Raymond James Financial and its related entities in 2021. Outside of his advisory work, Sauer is involved as a 25% owner of Ascension Partners, LLC, overseeing multiple satellite branches. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using advanced risk profiling and modeling tools, and supports its clients through a broad network of advisors and specialized programs.

John Anning is a financial advisor at UBS Financial Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2012. Outside of his advisory role, he serves as a trustee on the board of The Christ Hospital Foundation, focusing on fundraising activities. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, including discretionary portfolio management and alternative product distribution.

Andrew Dempsey is a financial advisor at UBS Financial Services with 11 years of industry experience. He holds a Series 66 designation and has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor client solutions.

Guy Richardson is a financial advisor with Stifel, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with Stifel Nicolaus & Co. since 2009. Stifel serves a diverse client base that includes individuals, institutional clients, charitable organizations, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary capital market assumptions and probabilistic modeling developed by its Investment Strategy Group to inform asset allocation and financial planning analyses.

Parker Payne is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 66 credentials and two years of industry experience. Prior to joining UBS, he worked at Fidelity Investments for two years and held roles at Northern Kentucky University and the University of Dayton. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolio management to client goals and risk tolerances.

Chaely Williams is a financial advisor at Morgan Stanley with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has worked at Morgan Stanley Smith Barney LLC since 2019. Her prior experience includes positions at optionsXpress, Inc. and Charles Schwab. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes a structured financial planning process supported by firm-approved tools and market simulations.

Brandon Cantelmo is a Financial Advisor at Merrill Lynch Wealth Management, specializing in personalized wealth management strategies. He works closely with clients to develop financial plans tailored to their unique backgrounds, investment preferences, and risk tolerance. Brandon and his team provide access to investment insights from Merrill and banking solutions from Bank of America to support clients in achieving their financial goals. Originally from New York, Brandon earned both his bachelor's and master's degrees from Bryant University. He started his career in the accounting industry with a focus on banking and capital markets and maintains an active CPA license, though he does not provide tax advice in his current role. Brandon holds the Personal Investment Advisor (PIA) designation. Brandon emphasizes building relationships with his clients through honest and transparent communication. His client focus areas include family wealth management strategies, personal retirement planning, and portfolio management services. In addition to his professional work, he engages in community volunteering.

Lynn Goedde is a financial advisor with Morgan Stanley in Cincinnati, OH, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and a range of investment services supported by structured planning tools and risk modeling techniques.