Zachary Terwilliger is a financial advisor at Edward Jones in Grand Rapids, MI, holding a Series 66 designation with two years of industry experience. His prior experience includes roles at Plante Moran and KPMG, where he worked for six years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a range of advisory programs, discretionary and non-discretionary wrap fee strategies, and affiliated investment products. The firm manages approximately $1.01 trillion in assets and operates a large national network of financial advisors and branch offices.

Stephan Stoimenoff is a financial advisor at Osaic Wealth, Inc. with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Prudential Insurance Company of America and PRUCO Securities, LLC since 2010. His activities include occasional assistance with Medicare Supplement Insurance upon client request. Osaic Wealth, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, corporations, and charities. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various investment types on either a discretionary or non-discretionary basis.

Aaron Devos is a CFP® with 23 years of experience in the financial services industry, currently affiliated with LPL Financial since 2021. His prior roles include work with Grandville Group LLC and Waddell & Reed, Inc., among others. He has been involved with nonprofit organizations such as Habitat for Humanity and Gilda's Club Grand Rapids. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services supported by proprietary and third-party research, including model portfolios and advanced portfolio management strategies.

Ryan Mabie is a financial advisor with LPL Financial in Grand Rapids, Michigan, holding the Series 66 designation and 24 years of industry experience. Prior to joining LPL Financial in 2020, he worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC from 2009 to 2020. Mabie is involved with several business entities related to both investment and non-investment activities, including Mosaic Wealth Management and Mosaic Ventures. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, employing discretionary and non-discretionary management strategies supported by research and model portfolios.

Doug Boock is a financial advisor with Edward Jones in Grandville, MI, holding a Series 66 designation and nine years of industry experience. Prior to joining Edward Jones in 2017, he worked at GateHouse Media from 2008 to 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of over 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Phillip Kuyers is a financial advisor with Ameriprise in Hudsonville, MI, holding a Series 66 designation and 18 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset thresholds. The firm provides written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis, delivered through a centralized consulting team in partnership with advisors like Phillip.

Jaycob Willis is a financial advisor with Ameriprise in Byron Center, MI, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. He has been with Ameriprise since 2015. Outside of his advisory role, Willis is involved in independent insurance brokering and owns a consulting business. Ameriprise serves clients primarily through its retirement-income planning service, targeting individuals with significant investable assets. The firm combines research, modeling, and tax-efficient strategies to provide tailored, non-discretionary retirement recommendations, supported by a centralized consulting team and algorithmic tools.

Chase Van Dam is a financial advisor with Wells Fargo Clearing in Grand Rapids, MI, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as Treasurer for the Oakland Christian Reformed Church in Hamilton, MI, managing the organization's benevolence accounts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Lauren Anderson is a financial advisor with Edward Jones in Grand Rapids, MI, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones as an advisor, she worked at Hudsonville Public Schools, National Heritage Academies, Navigator Truck Insurance Agency, and Grand Valley State University. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, as well as tax-efficient services, supported by a nationwide network of approximately 23,701 financial advisors.

Scott Bernecker is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been with Merrill Lynch since 1997, initially joining as a Financial Planning Specialist. Scott provides wealth management services to individuals, families, nonprofit, and corporate clients, focusing on a goals-based wealth management process. Scott assists clients, their families, and businesses in understanding various financial priorities and strategies, including estate planning services, investments, tax minimization strategies, wealth transfer, and retirement income. He offers access to a Wealth Management Lending Officer from Bank of America, N.A., to provide strategic banking guidance that complements his clients' overall financial strategies. As a Senior Portfolio Advisor, Scott is qualified to manage discretionary custom investment strategies, utilizing Merrill model portfolios and third-party investment strategies. He holds a Bachelor's degree in General Management from Michigan State University's Broad College of Business. Scott holds the Certified Investment Management Analyst® (CIMA®) designation, sponsored by the Investments & Wealth Institute® at the Wharton School, and the Certified Financial Planner (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc. Outside of his professional role, Scott enjoys boating, golfing, running, skiing, tennis, and spending time with his family. He resides in East Grand Rapids, Michigan, with his wife Natalie, their three sons, and two Bernese Mountain Dogs.

Anthony Payne is a financial advisor with Wells Fargo Clearing in Grand Rapids, MI, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked with Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment menus.

Aaron Pike is a financial advisor at LPL Financial with 35 years of industry experience. He holds the ChFC® and Series 63 designations and has been affiliated with Variable Concepts since 1990. His background includes a long tenure at Cadaret, Grant & Co., Inc. Prior to joining LPL Financial in 2025, he worked extensively with Variable Concepts, where he has also been involved in tax preparation and accounting services. LPL Financial is an SEC-registered investment adviser and broker‑dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management with access to research, model portfolios, and diversified strategies.

Troy Horton is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Ameriprise since 2016, serving clients primarily from Grand Rapids, MI. Outside of his advisory role, Horton owns and operates a soybean farming business in Central Lake, MI. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s retirement income service combines proprietary research and third-party data to provide tailored, non-discretionary recommendations supported by a centralized service team.

Douglas Detmer is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. His career includes tenure at Prudential Insurance Company of America, Pruco Securities, LLC, and Metropolitan Life Insurance Company. He also managed The Detmer Trust for ten years. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering a range of advisory and brokerage services supported by model portfolios, third-party asset management, and financial planning. The firm’s platform integrates adviser programs with financial product sales, including insurance, and participates in collateralized lending programs.

Scott O’Mara is a financial advisor with LPL Financial in Grand Rapids, MI, holding CFP®, Series 63, and Series 66 designations and 14 years of industry experience. Prior to joining LPL Financial in 2023, he worked at Wells Fargo Clearing from 2020 to 2023 and Edward Jones from 2014 to 2020. He is also involved with POD FINANCIAL, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

Kevin Cross is a Series 66 licensed financial advisor with Merrill in Grand Rapids, MI, and has 10 years of industry experience. He has worked at Merrill since 2016 and also appears at Bank of America, N.A. since 2025. Outside of his advisory role, he serves as an Endowment Committee Member for St. Andrew's Episcopal Church in Grand Rapids. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for a wide range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers both model-based and discretionary investment strategies developed by internal and third-party managers.

Temple Duke is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop comprehensive financial plans tailored to their individual needs. He emphasizes building strong relationships and provides personalized strategies to assist clients through various life transitions. Since joining Fidelity Investments in 2022, Temple has held several roles including Financial Customer Associate, Financial Representative, and Relationship Manager, gaining experience in client relations and financial planning. This progression reflects his involvement in supporting clients' financial decision-making processes. Outside of his professional work, Temple has interests in board games, concerts, cooking and baking, gardening, parenthood, and theater.

Darryck Walker is a Financial Consultant at Fidelity Investments, a role he has held since 2026. Prior to this, he served in several capacities within Fidelity, including Planning Consultant, Investment Consultant, Investment Solutions Representative I, and Customer Relationship Advocate from 2022 to 2026. Throughout his tenure, he has focused on developing personalized financial strategies tailored to the goals and priorities of individuals and families. In his current role, Darryck partners with clients through comprehensive planning and thoughtful guidance, helping them navigate financial decisions with confidence and clarity. He aims to be a trusted resource by providing ongoing support as clients work toward their long-term financial objectives. Outside of his professional responsibilities, Darryck enjoys baseball, board games, football, golf, spending time with friends, and caring for pets.

Christopher Van Eenennaam is a financial advisor at Ameriprise with a Series 66 designation and no prior industry experience. His work history includes roles at the CFA Institute and several banks from 2010 to 2023. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement-income planning, utilizing proprietary research, third-party data, and algorithmic tools to provide written recommendations and ongoing advice.

Tyler Keuning is a financial advisor with LPL Financial based in Grand Rapids, MI. He holds a Series 65 credential and has two years of industry experience. Prior to joining LPL Financial in 2026, he worked at EverSource Wealth Advisors, LLC and Rogan & Associates, Inc. Tyler also ran the Grand Rapids Bicycle Company for eight years. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and research to support various investment strategies.