Rachel Morton is a Series 66 licensed financial advisor with Edward Jones in Grand Rapids, MI, where she has worked since 2013. She has three years of industry experience. Outside of her advisory role, she works as an independent Mary Kay cosmetics consultant. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory and investment solutions through a nationwide network of over 23,700 financial advisors.

Gina Bosetti is a Series 66-registered financial advisor with J.P. Morgan Securities, based in Grand Rapids, MI, and has 14 years of industry experience. Her prior roles include positions at Bank of America, Merrill, Lambert & Co, and Smart Bottoms. She has been with J.P. Morgan since 2021. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform recommendations.

Kelsey Hosner is a financial advisor at Ameriprise with four years of industry experience. She holds a Series 66 designation and has worked at Ameriprise since 2021. Prior to advising, she gained experience at Macatawa Accounting Service and other local businesses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice, focusing on dependable income sources and tax-aware withdrawal strategies.

Jeffrey Burns is a financial advisor with LPL Financial in Grand Rapids, MI, holding Series 63 and Series 65 designations and over 32 years of industry experience. He previously worked at Royal Alliance Associates, Inc. for 15 years and has been involved with several business entities related to financial services and tax preparation since 1986. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting, supported by in-house research and third-party resources.

Shaun Mcdougall is a financial advisor with LPL Financial in Grand Rapids, MI, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Wells Fargo Bank, HSBC Securities, and Citizens Bank. Outside of his advisory work, he is co-owner of S and R Shadetree LLC, a real estate rental business. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits. The firm offers a range of advisory programs and financial planning services supported by research and model portfolios, delivering both discretionary and non-discretionary management options.

Matthew Wadsworth is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, he held positions at Grand Valley State University, Aptive Environmental, and Verhalen Inc. among others. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

James Rosset is a financial advisor with Ameriprise in Holland, MI, holding Series 63 and Series 65 licenses and 15 years of industry experience. His prior work includes roles at ChoiceOne Bank, OSAIC Institutions, Inc., LPL Financial, infinex Investments, Inc., and Flagstar Bank. He also serves as Vice President of Wealth Management at ChoiceOne Bank, maintaining dual employment with Ameriprise. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm uses a combination of research, modeling, and algorithmic automation to generate tailored retirement income recommendations.

Melynda Crozier is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 66 registrations and bringing 27 years of industry experience. She has worked at Wells Fargo Clearing Services LLC since 2017 and previously spent one year at Regulus Advisors, LLC. Outside of her advisory role, Crozier co-owns small businesses selling coffee, tea, and portable solar products, and manages online sales of collectibles. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm uses proprietary research and planning tools to deliver tailored recommendations across a broad range of financial planning needs.

Ellen Bylsma is a financial advisor with LPL Financial in Grand Rapids, MI, holding a Series 66 designation and 26 years of industry experience. She previously worked at Sagepoint Financial, Inc. for 14 years prior to joining LPL Financial. Outside of advisory work, she is involved in selling non-variable insurance products, including life, health, disability, long-term care, and fixed annuities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management alongside research-supported model portfolios and alternative strategies.

Ryan Fulton is currently Vice President and Branch Leader at Fidelity Investments. In this role, he leads, manages, and inspires a team of financial professionals to help clients work towards achieving their personal financial goals. He has held various positions within Fidelity Investments since 2020, progressing from Central Relationship Manager to Planning Consultant, Financial Consultant, Branch Leader, and currently Vice President, Branch Leader. Prior to joining Fidelity Investments, Ryan worked as an Advisor Consultant at Franklin Templeton Investments from 2017 to 2020. His experience spans client relationship management, financial consulting, and branch leadership within the investment management sector.

Jaela Leenstra is a financial advisor with Thrivent Investment Management in Holland, MI. She holds Series 65 and Series 63 licenses and has four years of industry experience. Her prior roles include positions at Third Coast Insurance, Private Client Services, and Gen-Wealth Partners, Inc. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering one-time or ongoing planning engagements that cover a broad range of topics such as retirement, tax, estate, and special needs planning. The firm combines holistic, goal-based analyses with managed-account programs under a consolidated billing option, while keeping planning and portfolio management services separate.

Charles Brower is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and over 26 years of industry experience. He is also a shareholder in Delong & Brower P.C., a CPA firm, and serves as treasurer for the nonprofit Lakeshore Rescue Mission. Cetera Investment Advisers LLC is an SEC-registered advisor serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with diverse program options and custodial relationships.

Jonathan Lash is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has been with Merrill and Bank of America since 2014. Outside of his advisory role, Lash is involved in part-time work as an Uber driver and operates businesses focused on productivity blogging and designing directory websites, neither related to financial topics. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, combining internal and third-party management with various asset allocation approaches.

Jacob Brugger is a financial advisor at Fidelity with one year of industry experience and holds a Series 66 designation. His prior work includes roles at Target Corporation and Grand Valley State University. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that integrates proprietary research, quantitative analysis, and algorithmic portfolio construction across a broad range of mutual funds, ETFs, and ETPs.

Andrew Bopra is a CFP® professional affiliated with LPL Financial, with 16 years of industry experience. He has worked at LPL Financial since 2021 and previously held roles at firms including Matthew Cinco and Waddell & Reed, Inc. Outside of his advisory work, he operates Bopra Investment Management, a business entity used for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of advisors. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing research from LPL Research and third-party subadvisors to provide diversified investment strategies.

Andrew Johnson is a financial advisor with Edward Jones in Belmont, MI, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2025, he spent 12 years at Trane Technologies. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a variety of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of more than 23,700 financial advisors.

Andrew Wilson is a financial advisor at Stifel with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been with Stifel Nicolaus & Co Inc since 2016. Located in Grand Rapids, MI, his career has spanned over three decades in the financial services sector. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which focuses on forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Mary Couch is a financial advisor with Cetera, holding Series 66 and Series 63 licenses and five years of industry experience. She has worked at Cetera and its related entities since 2024 and serves as Practice Manager at Healy Financial, supporting financial advisors. Prior to her advisory career, she worked at WABE International School and Wells Fargo Funds Distributor, LLC. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and retirement services through a multi-manager platform with various program structures and custodial relationships.

Justin Gritter is a CFP® professional with 20 years of experience, currently serving as a financial advisor at Edward Jones since 2005. Located in Byron Center, MI, he has also held a leadership role as a committee member at the Wylie Rotary Club Foundation in Grand Rapids, MI. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of investment advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors.

Randy Valentine is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Valentine has worked with Raymond James since 2008 and owns Valentine Financial Svcs LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools, and supports clients through advisory programs and institutional consulting services.