Benjamin Reyes is a financial advisor at Merrill with eight years of industry experience. He holds the Series 65 and Series 63 designations and has worked previously at BBVA Securities Inc., BBVA Wealth Solutions Inc., BBVA USA, BBVA Insurance Agency, Inc., Wells Fargo Clearing, and Wells Fargo Bank, NA. Reyes is also the sole owner of an unrelated business entity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Natasha Verbsky is a Series 66 credentialed financial advisor at Cetera with 27 years of industry experience. She has worked with Cetera and its affiliates since 2017 and has previously been associated with Girard Securities, Inc. Since 2022, she has owned Anthology Designs LLC, a product sales business. Additionally, Verbsky serves as treasurer for both the Independence High School Choir and Theatre Booster Clubs and is a member of the investment committee for the Collin College Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform combining discretionary and non-discretionary portfolio management with access to third-party money managers and model portfolios.

Jack Parker Jr. is a financial advisor at RBC Capital Markets with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Merrill Lynch, Bank of America, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers tailored portfolio management and financial planning solutions through various advisory programs, utilizing both in-house and third-party investment managers.

Robert Vigus is a financial advisor with Ameriprise in McKinney, TX, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2020 and also teaches college history as an adjunct professor at Collin College. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Lydia Guo is a financial advisor with RBC Capital Markets in Frisco, TX, holding a Series 66 designation and beginning her industry career in 2024. Prior to joining RBC, she was involved with FOH Furniture LLC for three years. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles using a combination of in-house and third-party investment resources.

Robert Ernst is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2009. Ernst is also associated with Bank of America, N.A., where he has been employed since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Regina Kolkhorst is a financial advisor with Stifel in Dallas, TX, holding Series 63 and Series 65 credentials and five years of industry experience. Her prior roles include positions at B. Riley Wealth Advisors, Inc. and Fiduciary Financial Services Wealth Management. She is also a Texas Notary. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary methodology for investment analysis and allocation guidance.

Stephanie Barr is a financial advisor with Edward Jones in Frisco, TX, holding a Series 66 designation. She has one year of industry experience, joining Edward Jones in 2025. Prior to her current role, she worked at Galderma and held positions at other firms including Creative Circle and The Flying Locksmiths. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Irshad Sheikh is a Series 66-licensed financial advisor with Wells Fargo Clearing in Frisco, TX, and has 20 years of industry experience. He has worked with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as co-trustee for his parents' trust. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Cody Kilpatrick is a CFP®-certified financial advisor with 17 years of industry experience. He is currently with Ameriprise and has previously worked at The Vanguard Group, Charles Schwab, and USAA in various investment and financial planning roles. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on tax-aware strategies and dependable income sources.

James Farish is a financial advisor with Edward Jones in Frisco, TX, holding a Series 66 designation and nine years of industry experience. He has been with Edward Jones since 2017. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated investment products.

Albert Aguilera is a financial advisor at LPL Financial with 30 years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining LPL Financial in 2025, he worked at Western International Securities, Inc. for six years and Wedbush Securities Inc. for thirteen years. Aguilera is also a licensed non-variable insurance agent. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Harry Loftus III is a financial advisor at Merrill with 38 years of industry experience. He holds Series 63 and Series 65 designations and has been with Merrill and its affiliate Bank of America since 2009. Merrill, along with Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party teams.

Robert Frey is a financial advisor with RBC Capital Markets in Frisco, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior work includes positions at City National Bank, Morgan Stanley Private Bank, and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs that provide portfolio management, financial planning, custody, and brokerage services, tailoring strategies to clients’ risk profiles and utilizing both in-house and third-party investment managers.

Jacob Wilson is a financial advisor with Wells Fargo Advisors in Frisco, TX, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at LPL Financial LLC and Wells Fargo Clearing. Outside of his advisory work, Wilson serves in the U.S. Air Force Reserve. Wells Fargo Advisors Financial Network offers investment and fee-based financial planning services to individuals, trusts, and institutional clients, utilizing Wells Fargo research and planning tools to develop tailored recommendations. The firm provides a broad range of planning services, including niche areas such as business-owner transition and special-needs analysis.

Devante Williams is a financial advisor at Charles Schwab in Frisco, TX, holding a Series 66 designation with five years of industry experience. His prior work includes roles at Charles Schwab Bank, TD Ameritrade, Merrill, Bank of America Corporation, and Primerica Financial Services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary investment guidance and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Joseph John Nittolo is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on employee benefits planning, family wealth management strategies, personal retirement planning, portfolio management services, and tax minimization. He also provides services for endowments, foundations, non-profits, and small business strategies, assisting clients with retirement income and financial goal development. Joseph holds a Bachelor's Degree from the University of Scranton and is a Personal Investment Advisor (PIA). He works closely with clients to understand their individual financial priorities and creates flexible strategies aimed at achieving their short-, mid-, and long-term objectives. His approach integrates Merrill Lynch’s investment insights along with Bank of America’s banking and lending solutions. Outside of his professional role, Joseph has personal interests including baseball, cooking, fishing, gardening, golfing, hunting, ice hockey, swimming, yoga, and spending time with his family.

Shruti Vasa is a Series 66 designated financial advisor at Merrill with 8 years of industry experience. She has been with Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kim Nguyen is a financial advisor with J.P. Morgan Securities, holding Series 66 and Series 63 licenses and possessing 17 years of industry experience. Nguyen has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 2008. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative and qualitative due diligence with a range of investment strategies, including ESG considerations, supported by affiliates for implementation and portfolio services.

Matthew Gonzalez is a financial advisor with Raymond James & Associates in Frisco, TX, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. Prior to joining Raymond James in 2026, he spent 10 years at J.P. Morgan Securities and one year at JP Morgan Chase Bank NA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a variety of portfolio management styles and affiliated research.