Joyla Gregory is a financial advisor with Primerica Advisors in Conroe, TX, holding Series 63 and Series 65 licenses and 26 years of industry experience. She has worked at Primerica since 2000 and was previously employed at Educational Testing Services and ADIA. Outside of advising, she is a member and owner of Glover-Gregory, a non-investment related business in Columbia, SC. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients through a nationwide network of nearly 3,700 advisors. The firm uses model-delivery strategies developed by unaffiliated asset managers and provides discretionary portfolio management with support from BNY Mellon Advisors and Pershing for trade execution and custody.

Charles Sautter is a financial advisor at Edward Jones in Houston, TX, with 19 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Fidelity Investments, LPL Financial, and John Hancock Advisers LLC. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Molly Anders is a financial advisor at Fidelity with 14 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Fidelity Investments since 2021, following prior roles at Wells Fargo Clearing, Wells Fargo Advisors, LLC, and Wells Fargo Bank, N.A. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a variety of clients, including retail and institutional investors, with a focus on discretionary portfolio management and fund advisory. The firm uses a combination of fundamental research, quantitative analysis, and systematic methodologies to construct model portfolios and plays a formal advisory role to multiple registered investment companies.

Megan Gaskamp is a financial advisor at LPL Financial in Kingwood, TX, holding a Series 66 designation with 20 years of industry experience. She has worked at LPL Financial since 2006, with prior experience at A. G. Edwards & Sons, Inc. and Wells Fargo Investments. Gaskamp is also a notary public who provides document notarization for clients. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools and a broad non-advisory financial services business.

Neil Puskorius is a Senior Financial Advisor at Merrill Lynch Wealth Management, with 15 years of experience in the financial advising industry. He specializes in working with individual families and small businesses, focusing on building, preserving, and growing their wealth through investment and insurance solutions. He holds a Bachelor's Degree in Finance from Texas State University, graduating Cum Laude in 2010. Neil attained his FINRA registrations also in 2010 and earned the CERTIFIED FINANCIAL PLANNER® (CFP) certification in 2015. He also holds the Personal Investment Advisor (PIA) designation. Neil is based in north Houston, currently living in Tomball with his wife Maranda and their daughter Virginia. Outside of his professional work, he enjoys cooking, music, reading, and spending time with his family. He is also a fan of baseball, particularly the Houston Astros.

Kurt Murphy is a Senior Financial Advisor with Merrill Lynch Wealth Management. In his role, he focuses on helping clients build and manage wealth through personalized financial planning strategies. He specializes in family wealth management strategies, managing new wealth, and personal retirement planning. Kurt holds a Bachelor's Degree from Florida Atlantic University and is designated as a Personal Investment Advisor (PIA). He emphasizes working closely with clients to develop customized financial strategies aimed at pursuing their long-term goals. Outside of his professional responsibilities, Kurt enjoys spending time with his family and engaging in activities such as golfing, cooking, fishing, reading, and traveling. He is also involved in community volunteer work following Merrill's tradition of community participation.

Nicole Stokes is a financial advisor at Morgan Stanley with 30 years of industry experience. She has been with Morgan Stanley since 2009. Stokes holds a Series 63 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Nicholas Hirstein is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities since 2012. Prior to that, he worked at JPMorgan Chase Bank, N.A. starting in 2011. J.P. Morgan Securities LLC provides consulting services to institutional clients, including corporations and foundations, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside brokerage, distribution, and investment management capabilities as a subsidiary of J.P. Morgan.

Jonas Peterson is a financial advisor at J.P. Morgan Securities with 29 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2012, following a long tenure at Bank One, Wisconsin. He serves on the Board of Directors for Citizens for Animal Protection. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

John Sawyer is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 18 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and has been affiliated with JPMorgan Chase Bank, N.A. since 2007. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while maintaining centralized due diligence and ESG eligibility processes.

Joseph Canlas is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 designation and has worked at Bank of America and Merrill since 2016. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Briana Prucha is a Series 66 licensed financial advisor with eight years of industry experience. She has worked at Edward Jones since 2016, with prior experience at Jackson Avenue Center, Indigos, and Neal Hamil. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies supported by a large national network of financial advisors and branch offices.

Peter Cymbala III is the Senior Resident Director at Merrill Lynch Wealth Management's Hughes Landing office in The Woodlands. He joined Merrill Lynch in 1998 and has held multiple management positions within the firm. He is a FINRA Registered Principal and focuses on client wealth management and advisory business management. Peter's expertise includes college education planning, family wealth management strategies, personal retirement planning, philanthropic planning, small business strategies, sports and entertainment, tax minimization, and retirement income. He holds a Personal Investment Advisor (PIA) designation. He earned both a Bachelor of Business Administration and an MBA from the University of Phoenix. Outside of work, Peter enjoys biking, boating, camping, cooking, hiking, running marathons, spending time with his family, traveling, and woodworking.

Ted Lukeman is a financial advisor with Osaic, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has worked with Royal Alliance Associates since 2011. Outside of advisory services, he operates a sole proprietorship as a general agent offering major medical and life insurance. Osaic Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services with a focus on asset allocation, risk management, and access to third-party money managers and wrap programs.

Kara Averitt is a financial advisor with Merrill based in The Woodlands, TX. She holds the Series 66 designation and has been with Merrill since 2012, including seven years under its affiliation with Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Richard Davis is a financial advisor with Edward Jones in Spring, TX, holding a Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2019 and also works as an athletic trainer providing coverage for sporting events in the north Houston area. Prior to joining Edward Jones, he worked in education with Magnolia ISD and Conroe ISD. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies and separately managed accounts. The firm manages approximately $1.01 trillion in assets and maintains a large nationwide network of advisors and branch offices.

Cassie Lopez is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and bringing three years of industry experience. Her work history includes roles at JPMorgan Securities LLC and Wells Fargo prior to joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios and model strategies.

Mark Hemann is a financial advisor with Thrivent Investment Management in Spring, TX, holding Series 63 and Series 65 licenses and possessing 38 years of industry experience. He has been with Thrivent and its predecessor, Thrivent Financial for Lutherans, since 2002. Outside of his advisory role, Hemann serves as a board member and treasurer for the Northampton Municipal Utility District and co-manages a family-owned ranch property. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based analyses across various planning areas without portfolio management for institutional clients. The firm allows clients to combine planning with managed-account programs through a consolidated billing option called “WealthPlan” while keeping these services separate.

Debra Hilton is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. She has been with LPL Financial since 2009 and also serves as Executive Vice President of D. Hilton Associates, a management consulting firm specializing in human resources and compensation consulting for the credit union industry. Hilton also receives commissions from non-variable life insurance sales with Pacific Life and Lincoln Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Jared Poullard is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He has held positions at Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2011 to 2016. He holds Series 63 and Series 65 licenses and is based in The Woodlands, Texas. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a range of investment options including insurance-related vehicles and bank deposit sweep programs.