Lauren Ulloa is a financial advisor at OSAIC in Houston, TX, with seven years of industry experience. She holds the Series 66 designation and previously worked at Royal Alliance and World Financial Advisors. Prior to her career in finance, she was employed by the Houston Police Department. OSAIC serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio programs. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supported by various tools and options for discretionary or advisor-managed strategies.

Brittany Guerrero is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds a Series 66 designation and has three years of industry experience. Prior to her current role, she held positions at LPL Financial and worked in corporate roles at Microsoft, Northrop Grumman, and GE Aviation. Outside of finance, she owns an Etsy stationery and sticker business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, and institutions. The firm offers tailored, non-discretionary planning and employs a range of analytical tools to support client goals, with specialized services including municipal and public finance advisory and SIMPLE IRA Employer Advisory programs.

Jennifer Garza is a financial advisor at Fidelity with four years of industry experience. She holds a Series 66 designation and has worked at several firms, including Avantax Advisory Services and Integrated Tax and Wealth Strategies. Her background also includes roles outside finance, such as positions at the University of Houston and Bayou City Wings. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages a range of investment vehicles, including model portfolios, registered investment companies, and an IRS-qualified Charitable Gift Fund.

Ashford Fulmer is a financial advisor at J.P. Morgan Securities with eight years of industry experience and holds a Series 66 designation. He has worked at firms including Fidelity Investments, Merrill, and TD Ameritrade. Outside of his advisory role, he is an owner and partner of two real estate ventures, Opulent Oasis Realty Acquisitions LLC and Redwood Realty Acquisitions LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of Wealth Advisors, offering non-discretionary, written asset allocation advice and customized performance reporting supported by centralized due diligence and a forward-looking investment process.

Nicole Boniface is a financial advisor at Raymond James & Associates with 21 years of industry experience. She previously worked at Morgan Stanley Smith Barney for 10 years before joining Raymond James in 2019. Outside of her advisory role, she is the owner of a photography business and serves as Treasurer and Board Member for the Lake Creek Royals Booster Club. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a nationwide network of advisors.

Christian Kubosh is a financial advisor with J.P. Morgan Securities holding a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan, he was associated with Northwestern Mutual Wealth Management Company and GWN Securities, Inc. He is also involved in a marketing business, Kubosh Marketing Group L.L.C. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm's advisory process combines quantitative and qualitative research to offer written asset allocation advice, investment manager searches, and customized performance reporting, with clients retaining final decision-making authority.

Rodney Dixon is a financial advisor at Edward Jones in Pearland, TX, holding a Series 66 designation. He has a background spanning over 19 years in the financial sector, including positions at Smart Financial Credit Union and First National Bank Texas. Edward Jones is a full-service wealth management firm serving individual and institutional clients, offering a range of investment strategies and affiliated products. The firm manages over $1 trillion in assets with a large national network of advisors and branch offices.

Mamta Rai is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and 17 years of industry experience. She previously worked at Securities America Advisors and Valic Financial Advisors. Outside of her advisory role, she is a partner in a gas station and convenience store business with her husband. OSAIC Wealth serves a diverse clientele including individual investors, retirement plan sponsors, charities, and corporate clients, offering a multi-advisor platform with both brokerage and advisory services that emphasize model-based asset allocation and portfolio optimization.

Kimberly Latimer is a Certified Financial Planner® at Ameriprise Financial Services with 19 years of industry experience. She has previously worked at Bank of America, Merrill, Morgan Stanley, and Chilton Capital Management. She serves on the Board of Directors for The Women's Resource of Greater Houston. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Patricia Sayyah is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 63 designation and bringing 47 years of industry experience. She has worked with UBS Financial Services Inc. since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients by combining brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations in client planning.

Alain Gardner is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 66 licenses and 23 years of industry experience. His prior experience includes roles at J.P. Morgan Securities and JP Morgan Chase Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and integrates research from Wells Fargo Investment Institute with diversified investment approaches.

Benjamin Perry is a financial professional with Cetera and holds a Series 66 designation. He has two years of industry experience, including roles at Quadrant Biosciences and Tradewins Financial. Perry also provides consulting services to technology and biotech companies and sells fixed insurance products as an insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and advisory services, utilizing multiple program platforms and both affiliated and third-party managers.

Heidi Alikpokou is a financial advisor at Morgan Stanley in Houston, TX, with 10 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning processes supported by firm-approved tools and modeling techniques.

David Alper is a financial advisor with Merrill in Houston, TX, holding Series 63 and Series 65 designations and 25 years of industry experience. He has been with Merrill since 2004. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Robert Nichols is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm operates on a large scale, managing approximately $671 billion in assets with over 14,000 financial advisors, and offers a range of brokerage and advisory solutions.

Leonardo Duchini is a financial advisor with Thrivent Investment Management in Houston, TX, holding a Series 66 license and two years of industry experience. His prior roles include positions at Concourse Financial Group Securities Inc and Strategic Financial Advisors, as well as a period with Bradley-Stinson & Associates. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm offers these planning services either as one-time engagements or ongoing relationships, integrating planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Randall Sutton is a CFP® certified financial advisor with 40 years of industry experience. He is currently with Raymond James & Associates and previously worked at Ameriprise Financial Services and Morgan Stanley Smith Barney. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a range of portfolio management styles and affiliated research.

Charles Mendez is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2007 and also maintains a long-term role with Roche Diagnostics beginning in 1998. Outside of his advisory work, Mendez is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of discretionary separately managed accounts to individual and high-net-worth clients. The firm focuses on curated third-party asset managers and uses a tiered wrap fee structure rather than fixed fees.

Andrew Gauthier is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bank of America, Merrill, and IberiaBank. Outside of his advisory work, he is the owner of White Oak Shooting LLC, where he provides sporting clays instruction. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions to build model allocations, incorporating ESG eligibility frameworks and derivatives capabilities.

Joe Flores is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 credentials and having two years of industry experience. His prior work includes roles at Wells Fargo Bank, Starbucks, and the U.S. Marines. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets through more than 14,000 advisors and offers a combination of brokerage and advisory solutions.