Joshua Garcia is a financial advisor at Merrill with a Series 66 designation and seven years of experience in the industry. His prior work includes positions at Woodforest National Bank and Bank of America. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Antonio Diaz is a financial advisor with Merrill in San Antonio, TX, holding a Series 66 designation and eight years of industry experience. His work history includes roles at H&R Block and Bank of America, with a current tenure at Merrill since 2016. Outside of his advisory duties, he is connected to SpeechWizards LLC, a family-held business focused on speech pathology and therapy operated by his spouse. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Rogelio Torres Jr. is a financial advisor with Ameriprise, holding a Series 66 designation and five years of industry experience. He previously worked at Raymond James & Associates and JPMorgan Chase & Co. Outside of his advisory role, he is involved in managing an advisory business through a dual advisor program with RBFCU. Ameriprise provides retirement-income planning services targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to generate tailored recommendations delivered in partnership with its financial advisors. The firm also offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Aracely Corpus is a financial advisor at LPL Financial in San Antonio, TX, holding Series 63 and Series 65 credentials with four years of industry experience. Prior to joining LPL Financial, she worked at Waddell & Reed, Inc., Albert Torres, and Northside ISD. She is also involved with Mica42 LLC, a non-investment related business entity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management along with model portfolios and research support.

Trevor Yannutz is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones in 2025, he was self-employed for two years and worked for the San Antonio Police Department for six years. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a wide range of segments. The firm offers various advisory programs, including discretionary and non-discretionary strategies, and manages approximately $1.01 trillion in assets through a large nationwide network of financial advisors and branch offices.

Kristina Recker is a financial advisor at UBS Financial Services with 27 years of industry experience. She holds Series 63 and Series 66 designations and has worked at UBS since 2015, with prior roles at Merrill and Bank of America. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and offers a broad range of products and capital markets services.

Daniel Espinoza is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and 21 years of industry experience. He previously worked at SWBC Investment Services LLC for seven years before joining LPL Financial in 2018. In addition to his advisory role, he is involved in Medicare supplement plans as part of a non-variable insurance business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a wide range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, providing both discretionary and non-discretionary management supported by model portfolios and research from multiple sources.

Paul Renfro is a financial advisor with LPL Financial in San Antonio, TX, holding a Series 66 designation and four years of industry experience. His prior roles include positions at First Allied Securities, Lone Star Bullion, and CollegePlus/Lumerit. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and consulting services, utilizing both discretionary and non-discretionary management along with research and model portfolios.

William Freeman is a financial advisor at Equitable Advisors with one year of industry experience. He holds Series 63 and Series 65 licenses and previously worked at American Century Investment Services. Outside of finance, he has held various roles including positions at Chick-Fil-A and Uber Eats. Equitable Advisors serves a diverse range of clients including individuals, high-net-worth, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating through multiple program sponsors and endorsing various advisory platforms.

Jessica Edmonds is a financial advisor with Ameriprise in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. She has worked at Ameriprise since 2018 and previously at Investment Professionals Inc. Edmonds is also the owner of J Edmonds Marketing LLC, a small business unrelated to investment advising. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice.

Marshall Frazier is a financial advisor at Equitable Advisors with Series 66 credentials and over a decade of industry experience. He previously worked at Sanger & Altgelt, LLC for 11 years and Harvest Future Financial/Justin Hanna for two years before joining Equitable Advisors in 2025. Based in San Antonio, TX, he has been active in the financial services field since 2012. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

James Boynton is a financial advisor at Ameriprise with 45 years of industry experience. He has previously worked at RBC Capital Markets Corporation and Ameriprise Financial Services Inc. Boynton serves on the board of directors for SA Life Academy and is involved with ATCOTX, LLC, an oil and gas royalty business. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations delivered through a centralized consulting team.

Caitlin Bernatt is a financial advisor with J.P. Morgan Securities in San Antonio, TX. She holds a Series 66 designation and has three years of industry experience. Her prior experience includes roles at Merrill and Bank of America. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Brunilda Ramon is a financial advisor at Wells Fargo Advisors in San Antonio, TX, with nine years of industry experience. She holds Series 63 and Series 66 designations and has worked at various Wells Fargo entities since 2013. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory solutions with other financial products and referral channels.

Antonio Duran is a financial advisor at Merrill with Series 63 and Series 66 credentials and four years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. He also worked at Chick-Fil-A for four years before entering the financial sector. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Braden Tate is a financial advisor with Equitable Advisors in San Antonio, TX, holding a Series 66 designation and four years of industry experience. He has been with Equitable Advisors since 2021. Prior to his advisory role, his work history includes positions at Sam's Club, InstaCart, and various other employers. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm utilizes a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Garret Sladek is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 66 licenses and eight years of industry experience. He has worked at Equitable Advisors since 2017 and previously was employed by Axa Advisors, LLC and Boerne ISD. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage/insurance channels to implement client recommendations.

Tiffany Briggs is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in San Antonio, Texas. Since beginning her career at Merrill in 2004, she has focused on assisting individuals, families, and business owners with complex financial decisions. Tiffany holds multiple professional credentials, including CFP®, CDFA®, CRPC, C(K)P®, CPFA®, PIA, and RBC, underscoring her commitment to providing comprehensive financial guidance. Her areas of expertise include college education planning, divorce transition planning, family wealth management strategies, services for defined benefit plans, managing new wealth, personal retirement planning, women and wealth, and retirement income. Tiffany combines a thoughtful and strategic approach to wealth planning, investment strategy, retirement planning, and multigenerational wealth transfer, tailoring strategies to align with her clients' goals and values. She is recognized for building lasting client relationships based on trust and personalized care. Tiffany holds a Bachelor's degree from Northeast Louisiana University. She is active in her community, serving on the board of the Creative Arts Conservatory of San Antonio and volunteering as a classical music docent at the Geneva School of Boerne. She also volunteers with her church's praise team at Leon Springs Baptist Church. Outside of her professional and volunteer work, Tiffany enjoys competing in triathlons, biking, running, swimming, singing, and spending time with her husband Jeremy and their three children.

Travis Hughes is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to joining Ameriprise in 2021, he worked at Randolph Brooks Federal Credit Union and CUNA Brokerage Services from 2019 to 2021, as well as at NYLIFE Securities and New York Life Insurance Company. He has also been involved in outside employment related to his financial advisory work at Randolph Brooks Federal Credit Union. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendations and ongoing annual planning focused on retirement income sources and tax-aware withdrawal strategies.

Daniel Santoyo is a financial advisor with Fidelity in San Antonio, TX, holding Series 63 and Series 66 registrations and one year of industry experience. His prior work includes roles at BMO Bank US and Spectrum (Charter Communications), among others. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that serves retail and institutional clients through discretionary portfolio management, advisory services, and fund advisory. The firm combines fundamental research with quantitative and algorithmic portfolio construction, offering model portfolios built from mutual funds, ETFs, and ETPs.