Ryan Furuta is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fidelity Investments since 2000, including roles at Fidelity Personal and Workplace Advisors since 2018. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, with a focus on systematic methodologies and long-term asset allocation.

Charles Konopaski II is a financial advisor at Charles Schwab with 20 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2020, previously working with USAA Investment Management Company and USAA Financial Advisors. Outside of finance, he is an artist specializing in custom abstract acrylic paintings. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment advisory services supported by multi-asset model portfolios and due diligence on alternative investments.

Clifford Shnier is a financial advisor with Cetera, holding a Series 66 designation and 11 years of industry experience. He has worked at Cetera and its affiliated entities since 2019 and previously at Voya Financial Advisors. Outside of advising, he is involved with Meridian Special Needs Planning and Meridian Estate Services LLC, which focus on financial planning for special needs and legal document preparation, respectively. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, and institutional accounts. The firm offers multiple portfolio management options and financial planning services through a nationwide network of independent advisors.

Keith Osborne is a financial advisor with LPL Financial holding a Series 66 designation and 17 years of industry experience. He previously worked at Edward Jones for ten years before joining LPL Financial in 2022. Osborne is involved with multiple business entities related to his advisory work. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofits through a national network of representatives. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research to provide discretionary and non-discretionary management options.

David Coltom is a CFP® with 40 years of industry experience, currently serving at Thrivent Investment Management since 2004. He holds Series 63 and Series 65 registrations and is based in Surprise, Arizona. Coltom has a long tenure at Thrivent Financial for Lutherans and Thrivent Investment Management, Inc. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based planning and allows clients to combine planning with managed-account services under a consolidated billing option called “WealthPlan,” while keeping the services separate.

Ralph Moreno is a financial advisor with Charles Schwab, holding a Series 66 designation and seven years of industry experience. He has worked at Charles Schwab Trust Bank since 2020 and at Charles Schwab since 2018. Prior to that, he was employed at First Convenience Bank from 2015 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Bruce Wall Jr. is a CFP® credentialed financial advisor with Edward Jones, based in Goodyear, Arizona. He has 11 years of industry experience, all with Edward Jones since 2014. Outside of his advisory work, he and his wife own a second home in Michigan that is maintained by his mother. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and trust services.

Kristin Hass is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with Charles Schwab since 1996, including time at Charles Schwab Bank and optionsXpress, Inc. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence through its Alternative Investments Select program.

Brian Jeffries is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and bringing 25 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nikos Dalton is a financial advisor at UBS Financial Services with four years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley, Bank of America, Merrill, and Ivancich & Costis LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances.

Ryan Fischer is a CFP® professional with 13 years of industry experience, currently affiliated with Cetera in Phoenix, AZ. His prior roles include positions at Avantax Investment Services and 1ST Global Advisors. Outside of his advisory work, he is president of RPF Capital, LLC, which provides guidance on health insurance options for individuals and small groups. Cetera Investment Advisers LLC operates a nationwide network of independent advisors and serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services and supports diverse investment strategies through affiliated and third-party managers.

Grant Autrey is a financial advisor at Edward Jones in Phoenix, AZ, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he operated Autrey LLC and worked at Restoration Builders, Inc. He is also listed as the statutory agent for Thuy Ceramics LLC, a pottery business. Edward Jones is a full-service wealth management firm serving a broad client base, including individual households, pension plans, corporate clients, and charitable organizations. The firm offers a range of advisory programs and maintains a large network of advisors and branch offices nationwide.

Jennifer Walker is a Wealth Management Advisor with Merrill Lynch Wealth Management. She employs a disciplined and personalized approach to assist clients in achieving their financial goals by understanding their unique family situations, financial priorities, and long-term aspirations. Jennifer holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, the Chartered Retirement Planning Counselor™ (CRPC™) designation, and the Personal Investment Advisor (PIA) credential. Her expertise encompasses areas including retirement income planning, wealth preservation, multigenerational wealth transfer, college education planning, divorce transition planning, LGBT wealth planning, socially responsible investing, tax minimization, women and wealth, and personal retirement planning. Jennifer earned her Bachelor's Degree from the University of Kentucky. Outside of her professional role, Jennifer is involved in the Phoenix-Tucson Women's Exchange and participates in the National Charity League. She is a mother to two children and enjoys spending time with her family.

Alexa Nicholson is a financial advisor at Morgan Stanley with three years of industry experience. She holds a Series 66 designation and has previously worked at Private Advisor Group, LLC and LPL Financial. Outside of finance, her background includes roles in hospitality and marketing, such as at Wildberry Cafe and AM Marketing Group. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including customized financial planning supported by structured discovery conversations and advanced modeling tools.

Stuart Bates is a financial advisor with Charles Schwab in Phoenix, AZ, holding Series 63 and Series 66 certifications and possessing 38 years of industry experience. He has been with Charles Schwab for 29 years and is also involved in several business ventures, including Natural Hen LLC, Arizona Life Sciences LLC, and Genial Ventures LLC, which focus on consulting, animal healthcare products, and chicken feed. Charles Schwab serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a distinctive integrated structure combining advisory services with custody and brokerage.

Mark Emberton is a financial advisor with LPL Enterprise, holding Series 63 and 65 licenses and bringing 27 years of industry experience. His career includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, Client One Securities, and Rock Bridge Financial. He is also a commissioned notary in Phoenix, AZ. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through a combination of advisory and brokerage services. The firm offers financial planning, model portfolio management, third-party asset management programs, and access to a range of financial and insurance products.

Tracy Milanese is a CFP® and Series 66 licensed financial advisor with Edward Jones in Phoenix, AZ, where she has worked for 12 years. She serves on the board at Madison Rose Lane Elementary in Phoenix. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs, incorporating discretionary and non-discretionary strategies, and is notable for its large retail advisor network and affiliated financial capabilities.

Fernando Quezada is a financial advisor with Ameriprise in Phoenix, AZ, holding Series 65, 63, and 66 licenses and having one year of industry experience. Prior to joining Ameriprise, he worked at Edelman Financial Engines and Charles Schwab. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service focused on retirement income planning through personalized recommendation reports and ongoing advice.

Donald Magdon Jr. is a CFP® with 37 years of industry experience, currently serving as an advisor at LPL Financial since 2024. He previously worked for nine years at Lincoln Financial Advisors Corporation. In addition to his advisory role, he is also an insurance agent specializing in fixed and property & casualty insurance. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining research, model portfolios, and technology-driven strategies across discretionary and non-discretionary management.

Megan Heinsma is a financial advisor with Thrivent Investment Management in Phoenix, AZ, holding a Series 66 designation and six years of industry experience. She has worked at Thrivent and its affiliated firm Thrivent Financial since 2023, following prior roles at Securities America Advisors and Capital Insight Financial Group. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, focusing on goal-based, holistic planning across a broad range of topics. The firm offers these planning services on a one-time or ongoing basis, separate from its managed-account program.