James Arnold is a CFP® professional with 27 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously spent 14 years with Commonwealth Financial Network. Arnold is the sole owner of Door Creek Financial, an investment-related business operating at his branch location. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and consulting using analytical tools to illustrate potential outcomes and supports clients through various advisory programs.

Chester Mccoy is a financial advisor with Primerica Advisors in Goodyear, AZ, holding a Series 63 credential and one year of industry experience. His work history includes roles at Nellis Auction, Alpha Dog Firearms, and PFS Investments Inc., alongside a six-year tenure at Primerica Financial Services. He is involved in the sale of investment and loan products, as well as referrals for home security and automation services through affiliated companies. Primerica Advisors serves primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable organizations. The firm offers a wrap-fee asset management program that uses model-delivery strategies managed by unaffiliated asset managers, supported by an overlay manager and custodial services.

Patrick Devlin is a Financial Consultant at Fidelity Investments, where he provides financial planning support and investment guidance tailored to individual goals and long-term investment strategies. He has been with Fidelity Investments since 2023, holding various roles including Retirement Planner, Director, Retirement Planner, and Planning Consultant prior to his current position. Before joining Fidelity, Patrick worked as a Client Support Representative at Robinhood from 2021 to 2022 and as a Financial Advisor at Northwestern Mutual from 2020 to 2021. His career experience spans financial consulting, retirement planning, and client support within the financial services industry. Outside of his professional work, Patrick engages in golf and hiking during his personal time.

Jennifer Kim is a CFP® professional with 18 years of industry experience. She is currently with Fidelity Investments, having joined in 2022, and previously worked at Ameriprise Financial Services, Raymond James & Associates, Bank of America, and Merrill. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative analysis and algorithmic portfolio construction to manage portfolios using mutual funds, ETFs, and ETPs, and it is notable for its use of AI-driven methodologies and its formal advisory roles within the investment industry.

Jennifer Vidaure is a financial advisor at J.P. Morgan Securities with seven years of industry experience. She holds a Series 66 designation and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2018, following a 19-year tenure at JPMChase Bank. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm integrates advisory services with brokerage, distribution, and investment management capabilities.

John Porco is a financial advisor with Morgan Stanley in Peoria, AZ. He holds the Series 66 designation and has recently transitioned from roles at Sei and HCA Healthcare. Porco’s background includes experience in healthcare and financial services since 2015. Morgan Stanley Wealth Management provides a range of advisory programs for individuals and institutions, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct and employer-sponsored financial planning services.

Michael Massarelli is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials and two years of industry experience. His prior roles include positions at The Vanguard Group, Federal First Lending, and Northwestern Mutual. He also has experience working with Ten Ninety Brewing Company. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Thomas Howard is a financial advisor with Ameriprise in Phoenix, AZ, holding the Series 66 designation and four years of industry experience. Prior to joining Ameriprise in 2022, he worked at Culinary Dropout and FedEx. He also serves as a paraplanner for Heick, Hester, Smith & Associates LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing planning focused on retirement income, using proprietary research and algorithmic tools.

Mark Trefzger is a Series 66 licensed financial advisor with Edward Jones in Phoenix, Arizona, and has 12 years of industry experience. He has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Christopher Basque is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ, holding Series 63 and Series 66 designations and accumulating 25 years of industry experience. His prior work includes roles at Charles Schwab, Triad Advisors, Fidelity Investments, Raymond James Financial Services Advisors, and Morgan Stanley. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning and investment management through a network of independent professionals, utilizing proprietary and third-party strategies across various platform arrangements.

Matthew Julian is a financial advisor at Cetera with 22 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Cetera since 2019. Outside of his advisory role, he has ownership interests in Arizona Capital Management, LLC, and Cactus Jiu Jitsu, where he is also actively involved. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, supported by a large network of advisors and extensive assets under management.

Shefali Collins is a financial advisor at Robert W. Baird & Co. with two years of industry experience. She holds a Series 66 designation and has worked at Robert W. Baird since 2022. Prior to her current role, she was employed at DD Med Trans and also worked as a freelance photographer. She works within The DDK Group, a team in Baird’s Private Wealth Management practice that serves individuals, families, pensions, corporations, and institutional clients. The group offers customized financial planning and portfolio management services, utilizing a combination of in-house and third-party managers across a range of investment strategies.

Stephanie Morales is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has worked at Cetera since 2019, including Cetera Wealth Services, and previously spent 19 years with Cuna Mutual Group. Morales is also the recording secretary for the Madison Traditional Academy Guild, an educational nonprofit organization. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and provides access to multiple program structures and third-party managers.

Patricia Nyborg is a financial advisor with Robert Baird & Co. who holds a Series 66 designation and has 13 years of industry experience. Her prior work includes roles at Morgan Stanley and Edward Jones. Outside of finance, she operates an e-commerce business buying and reselling items on platforms such as eBay and Etsy. She is part of The DDK Group within Robert Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group offers customized financial planning and portfolio management using a range of traditional and alternative investment strategies.

Joseph Winters is an Investment Consultant at Fidelity Investments, a position he has held since 2025. He joined Fidelity in 2022 and has held various roles including Planning Consultant and Relationship Manager, bringing a comprehensive understanding of investment and financial planning to his current role. Prior to joining Fidelity, he worked as an Investment Specialist at Merrill Edge from 2021 to 2022. Joseph focuses on developing personalized financial strategies that align with his clients' goals, values, and lifestyles. His approach involves taking the time to understand what matters most to each client to help them pursue their financial objectives effectively. Outside of his professional work, Joseph has interests in board games, cars, social events, parenthood, reading, and traveling.

Demetrius Warren is a financial advisor with Cambridge Investment Research Advisors in Phoenix, AZ. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to joining Cambridge, he worked at Thrivent Financial and American Express. Outside of his advisory role, he is involved with Dream Chasers Marketing LLC. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory through a network of independent Financial Professionals. The firm offers a variety of implementation strategies including proprietary and third-party models, with flexible custody arrangements tailored to client objectives.

Andrew Kovalcik is a financial advisor at Edelman Financial Engines with 11 years of industry experience. He holds a Series 66 designation and has worked at Financial Engines Advisors L.L.C. since 2017, following prior roles at Bank of America and Merrill from 2014 to 2017. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large client base through both advisor-led and online platforms.

Roland Ho Jr. is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. Prior to joining LPL Financial in 2025, he worked at Cambridge Investment Research and Royal Alliance Associates. Outside of his advisory role, he is also a Hawaiian lomi practitioner. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology tools for research and operations.

Abigail Toye is a financial advisor at Edelman Financial Engines with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Financial Engines Advisors LLC, Cetera, and Foresters Financial Services. Her prior roles include positions outside of finance, such as with the Southwest Speech and Debate Institute and educational institutions in Phoenix, AZ. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering both discretionary and non-discretionary investment options focused on diversified portfolios and long-term management.

Lisa Villarreal is a financial advisor with Cetera based in Phoenix, AZ, holding Series 63 and Series 66 credentials and 24 years of industry experience. She has worked with multiple Cetera entities since 2017 and previously was affiliated with First Allied Securities, Inc. and Girard Securities, Inc. Outside of her advisory role, she serves as an executor on a family will. Cetera Investment Advisers LLC is an SEC-registered adviser that offers services through a nationwide network of independent advisors, serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm provides a multi-manager platform with various portfolio management and financial planning options, encompassing discretionary and non-discretionary strategies and access to affiliated and third-party managers.