Zachary Richey is a financial advisor at Ameriprise in Las Vegas, NV, holding a Series 66 designation with two years of industry experience. Prior to joining Ameriprise in 2023, he worked in various roles at the University of Nevada, Las Vegas, including Residential Life and the Student Wellness and Recreation Center. Outside of his advisory role, he engages in AI data annotation as an independent contractor, performing tasks such as completing quizzes, writing, and interacting with chatbots. Ameriprise serves clients primarily through its retirement-income planning service designed for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Marcos Martinez Bergman is a financial advisor with Mass Mutual Investors Services in Las Vegas, NV. He holds Series 65 and Series 63 licenses and has five years of industry experience. His prior roles include positions at Northwestern Mutual Wealth Management Company and Northwestern Mutual Life Insurance Company. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of planning programs and educational seminars, using firm-approved tools to support collaborative, annual financial planning engagements.

Lorenzo Ceniceros is a financial advisor with J.P. Morgan Securities in Las Vegas, NV, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Merrill and Bank of America N.A. from 2018 to 2024. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Gregory Adams is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63, 65, and 66 licenses and 12 years of industry experience. He previously worked at Edward Jones for seven years before joining Ameriprise in 2022. Adams serves as President of the Rotary of Downtown Las Vegas and is also an Adjutant for the American Legion Post 51 in North Las Vegas. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations as part of a broad range of advisory, brokerage, and insurance solutions.

Madison Saleba is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo, Madison worked at Edward Jones and held various roles in retail and fitness sectors. Madison is based in Las Vegas, NV. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages roughly $671 billion in assets and offers both brokerage and advisory solutions.

John Klumbach is a CFP® professional with 27 years of industry experience, currently affiliated with Cetera. He has held roles at Avantax Investment Services and LPL Financial and has operated JJ Klumbach Consulting, Inc. since 2001. Klumbach serves as treasurer for multiple nonprofit organizations, including the Lions District 46 Foundation and the West Charleston Lions Club Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad range of clients, including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers diverse portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated managers.

Dorothy Roth is a Wealth Management Advisor at Merrill Lynch Wealth Management. She holds professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Dorothy earned a Master's Degree from George Washington University and a Bachelor's Degree from Georgetown University. She also attended Kent State University, although no diploma was conferred.

Christian Miller is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds a Series 66 designation and has worked at firms including Fidelity Investments, FBS LLC, and Charles Schwab. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions, utilizing research from the Wells Fargo Investment Institute and third-party sources.

Janinne Campbell Smith is a financial advisor at Fidelity with eight years of industry experience. She holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing and Ameriprise Financial Services. Outside of her advisory role, she is a travel planner associate and holds various independent contractor positions in transportation and delivery services. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Yessenia Hirales is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has previously held roles at Bank of America, Sprint, Dillard's, Aldo, University of Nevada Las Vegas, and Sears. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Annie Evans is a financial advisor at LPL Financial with 19 years of industry experience. She holds the Series 63, 65, and 66 licenses and has previously worked at Morgan Stanley Private Bank, Summerlin Family Wealth, Charles Schwab, TD Ameritrade, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, and institutions. The firm offers a range of financial planning and investment management programs, utilizing model portfolios and third-party subadvisors alongside proprietary advisor tools.

Andrew Chang is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding a Series 66 designation and two years of industry experience. His prior roles include positions at MML Investors Services, MassMutual Life Insurance Company, and Aflac Inc. Outside of his advisory work, Chang serves as treasurer and board member for Sisu Darkhorse, a nonprofit organization providing marginalized youth opportunities to learn martial arts. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm offers investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics grounded in diversification principles and modern portfolio theory.

Igor Dosenovic is a financial advisor at Morgan Stanley in Las Vegas, holding Series 63 and Series 66 licenses with three years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and New York Life Insurance Company, as well as work at Stein Forensic Hospital, The Ritz of Las Vegas, and Caesars Palace Entertainment. Morgan Stanley Wealth Management provides advisory services and tailored financial planning to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured discovery conversations and firm-approved planning tools, integrating models like the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations, to assist clients in developing their financial plans.

Nicole Cooper is a financial advisor at Wells Fargo Advisors in Las Vegas, NV, with 17 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for six years and Wells Fargo Clearing for six years before joining Wells Fargo Advisors. She holds Series 63 and Series 65 registrations. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, serving individuals, trusts, and institutional clients. The firm offers a wide range of financial planning services and investment options, utilizing Wells Fargo research and tools to develop tailored recommendations.

Ramon Jasper Aperocho is a Series 66-licensed financial advisor with six years of industry experience. He is currently with Morgan Stanley and previously worked at Oak Bay Group LLC and Ameriprise Financial Services Inc. His background also includes time at Xavier University - Ateneo de Cagayan and a brief involvement with Handcraft Coffee. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and offers a broad range of investment and financial services.

Gary Sudol is a financial advisor with LPL Financial in Las Vegas, NV, holding Series 63 and Series 65 licenses and 19 years of industry experience. His prior roles include positions at Ameriprise Financial Services, The Sudol Group Wealth Management Specialists, and National Planning Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies.

Martin Weinberg is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and previously worked at UBS Financial Services from 2013 to 2022. He serves as a board member for the Anti-Defamation League in Las Vegas. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning through structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers both direct and corporate financial planning services.

Suzanne Anderson is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and 14 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Michael Bajorek is a financial advisor with LPL Financial in Las Vegas, NV, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior roles include positions at Heartland Institute of Financial Education, Nationwide Financial, Transamerica Financial Advisors, and World Financial Group. Bajorek is also involved with Southern Nevada Property Management LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, utilizing model portfolios and customized strategies supported by advisor-facing technology.

Jason Kelley is a financial advisor with J.P. Morgan Securities in Las Vegas, NV, holding a Series 66 designation and bringing 13 years of industry experience. His prior roles include positions at Capital Choice Investment Advisers and Ccf Investments, Inc. Outside of his advisory career, he was involved with Sin City Aquatics LLC from 2019 to 2020. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers its program on a non-discretionary basis, combining large institutional advisory operations with brokerage, distribution, and investment management capabilities.