Richard Scafa is a financial advisor at Merrill with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Bryan Yeager is a financial advisor with Ameriprise based in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and Morgan Stanley & Co., Incorporated. He has been with Ameriprise since 2017. Ameriprise offers a retirement-income planning service tailored to clients approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support its recommendations, primarily for clients with assets managed within Ameriprise.

Andres Sanchez is a financial advisor with LPL Financial, holding the ChFC® and Series 63 credentials and five years of industry experience. He has worked at LPL Financial since 2025 and previously held positions at Goldenshield Financial and Bankers Life companies. Sanchez is also involved in non-variable insurance activities with Key Retirement Solutions and Goldenshield Financial. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by various operational and research tools.

William Vaughn Jr. is a financial advisor at Ameriprise in Henderson, NV, holding a Series 66 designation. He has been with Ameriprise since 2025 and has prior experience working nearly a decade at Navy Federal Credit Union. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Krissi Santillana is a financial advisor with Mass Mutual Investors Services in Las Vegas, NV, holding a Series 66 designation and one year of industry experience. She previously worked at Capital Financial Group and MassMutual Life Insurance Company. Outside of financial advising, she owns PulseWave Solutions, LLC, a diagnostic ultrasound services business. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Cameron Chianese is a financial advisor with Cambridge Investment Research Advisors, holding a Series 65 designation and 1 year of industry experience. Prior to joining Cambridge, Cameron worked at Virtuance LLC from 2022 to 2024 and held various roles at Lowe's Home Improvement and other organizations. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management and model-based solutions.

Logan Johnson is a financial advisor with Merrill in Las Vegas, NV, holding a Series 66 designation and six years of industry experience. Before joining Merrill and Bank of America, he worked in various roles including at the University of Arizona College of Fine Arts Box Office. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

John Yeazel is a financial advisor with Ameriprise in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, Wells Fargo Clearing, and Wells Fargo Advisors LLC. Ameriprise offers a retirement-income planning service targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce tailored, written Recommendation Reports. The firm operates as a large institutional provider delivering a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Issac Preis is a financial advisor with Raymond James Financial in Las Vegas, NV, holding a Series 66 designation and ten years of industry experience. He previously worked at Ameriprise Financial Services, Inc. for nine years and spent two years at the College of Southern Nevada. Outside of his advisory role, he is involved as an associate at Toll Wealth Management, focusing on administrative tasks. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through unique affiliations.

Joe Thomas is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and one year of industry experience. Prior to his current role, he has worked at Ameriprise and held positions in various service and retail industries. Outside of finance, he is studying tattoo art with the goal of practicing professionally. Ameriprise offers retirement-income planning services focused on individuals with substantial investable assets, combining research, modeling, and tax-efficient strategies to provide tailored, non-discretionary recommendations. The firm also provides a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Scott Schiefer is a financial advisor with Primerica Advisors in Henderson, NV, holding Series 65 and Series 63 credentials and two years of industry experience. He has been associated with Primerica Financial Services since 2023 and has worked for the City of Las Vegas since 2007. Outside of finance, he owns and operates Anything Aquatic LLC, a non-investment-related business. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, delivering advisory services primarily through model-based strategies created by unaffiliated asset managers. The firm operates at scale with thousands of advisors and oversees approximately $15.5 billion in assets under management.

Bernice Chinn Mitra is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding Series 63 and Series 65 licenses and 29 years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC from 2013 to 2019. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, performance reporting, participant education, and plan benchmarking. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

James Dence is a financial advisor at Merrill Lynch Wealth Management. He specializes in helping individuals and families create financial strategies aligned with their goals and values. His approach centers on uncovering clients' priorities to build confidence in their financial future. Before entering financial services, James earned a Bachelor's degree in Christian Ministry and Psychology from Blue Mountain College. He spent five years as a pastor and four years as a personal trainer. These roles helped him develop skills in listening, building trust, and guiding people through significant decisions. He holds the Personal Investment Advisor (PIA) designation. James emphasizes integrity, compassion, and service in both his professional and personal life. He and his wife are raising two children, including one adopted through foster care. He is involved in volunteer and nonprofit work, including participation in the organization Fostering Hope.

Courtney Topham is a financial advisor at LPL Financial with one year of industry experience. She holds the Series 66 designation and has prior experience working with Versifi Private Wealth and entrepreneurial ventures including a business named PowerHour360. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Mark Hamilton is a financial advisor at Raymond James & Associates with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at City National Bank and RBC Capital Markets. Hamilton is based in Las Vegas, NV. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and government entities, offering non-discretionary financial planning and consulting through various specialized programs and affiliated research resources.

Edwin Harris is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Wells Fargo entities since 2009, including Wells Fargo Advisors LLC and Wells Fargo Clearing. Harris also serves as co-trustee for his father. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Todd Williams is a financial advisor with Wells Fargo Clearing in Las Vegas, NV, holding Series 63, Series 65, and Series 66 licenses and bringing 33 years of industry experience. He has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Kyle Harpin is a financial advisor at Edward Jones in Las Vegas, NV, holding the CFP®, CFA®, and Series 66 designations with 16 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and features a large national network of advisors and branch offices.

Brian Darzev is a financial advisor with Ameriprise in Las Vegas, NV, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Mass Mutual Investors Services and MassMutual Life Insurance Company, as well as several positions outside the financial sector. Ameriprise offers retirement-income planning services targeting clients with significant investable assets, delivering written recommendations on income sources, Social Security, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to support retirement planning and provides a broad range of advisory, brokerage, and insurance solutions.

Joseph Benoit is a financial advisor with Charles Schwab in Las Vegas, NV, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. His prior experience includes four years at Fidelity before joining Charles Schwab and Charles Schwab Bank in 2017. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management through multi-asset model portfolios and alternative investment options, supported by a large-scale and integrated operational platform.