Clifton Morton is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and 25 years of industry experience. His prior roles include positions at Cetera Investment Services, First Allied Securities, and National Planning Corporation. He is based in San Pedro, CA. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, delivering advisory programs through its AccessPoint platform and third-party asset managers.

Jennifer Li is a CERTIFIED FINANCIAL PLANNER™ at EP Wealth Advisors with 10 years of industry experience. She has worked exclusively with EP Wealth Advisors since 2015. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, using a variety of analytical approaches and investment strategies to create customized portfolios and provide ongoing monitoring.

Geniffer Takacs is a CFA® charterholder with 14 years of industry experience. She has been with EP Wealth Advisors since 2016, serving in various roles within the firm. EP Wealth Advisors is a registered investment adviser that serves high-net-worth individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients, using a combination of fundamental, technical, and cyclical analysis along with third-party manager recommendations.

Ryan Malone is a financial advisor at EP Wealth Advisors with six years of industry experience. He holds a Series 65 designation and previously worked at Buffington Mohr McNeal and U.S. Bank. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a variety of analytical approaches, including fundamental, technical, and cyclical analysis.

Susan Koe is a CFP® professional with 18 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. She previously worked at Better Money Decisions for nine years prior to joining her current firm. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans with services including wealth management, discretionary portfolio management, and financial planning. The firm employs a range of investment strategies, including fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate-document assistance for qualifying clients.

Timothy Suarez is a financial advisor with Integrated Wealth Concepts LLC, holding two years of industry experience. He is also a partner at Windes, Inc., a CPA firm where he has worked for over 15 years. Integrated Wealth Concepts serves individuals, families, trusts, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios and a range of model and wrap-fee options.

Cordelia Lo is a financial advisor at Citigroup Global Markets with 24 years of industry experience. She holds the Series 66 designation and has been with Citigroup since 2007. Outside of her advisory role, she serves as Chief Marketing Officer for Moscato Software LLC, where she develops branding and marketing strategies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs along with broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Nicolas Walter is a financial advisor with EP Wealth Advisors, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Morgan Stanley and RBC Capital Markets, as well as work in consulting at Keystone Strategy. Walter's background also includes involvement in nonprofit and entrepreneurial ventures such as Cal Poly ASI, Chronic Cellars, and Nautical Bean Coffee. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides customized wealth management, portfolio management, and financial planning services, utilizing a combination of fundamental, technical, and cyclical analysis alongside access to alternative investments and private funds.

Austin Beard is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds a Series 65 designation and has worked primarily with EP Wealth Advisors since 2021. Prior to that, he gained experience at Cook Martin Poulson and several other firms in different industries. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services, utilizing customized model portfolios and a range of investment strategies including fundamental, technical, and cyclical analysis.

Linda Stanton is a financial advisor at Osaic Advisory Services, LLC with 18 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at PFS Investments Inc and Primerica Financial Services prior to joining Osaic in 2025. Osaic Advisory Services is an SEC-registered investment adviser that serves a diverse client base including individuals, pension plans, corporations, and charitable organizations. The firm provides investment management, financial planning, retirement plan consulting, and related services through various program models, utilizing both proprietary and third-party platforms.

Ian Clemens is a CFP® and CFA® with four years of industry experience. He is currently with EP Wealth Advisors and has previously worked at CornerCap Investment Counsel, Jon Baker Financial Group, CWM, LLC, and Brightworth. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a mix of fundamental, technical, and cyclical analysis.

Marc Campbell is a CERTIFIED FINANCIAL PLANNER™ professional with 12 years of industry experience. He is currently an advisor at Farther and previously worked at Five Oceans Advisors LLC and TCI Wealth Advisors, Inc. Campbell holds Series 63 and Series 65 licenses. Farther provides discretionary investment management and advisory services primarily to individual investors, trusts, and estates through a web and mobile platform as well as in-person meetings. The firm employs a Modern Portfolio Theory-based investment approach, utilizing proprietary model portfolios, algorithmic rebalancing, and incorporates AI tools alongside advisor judgment.

Tammera Prouty is a CFP® professional with 18 years of industry experience. She has been with EP Wealth Advisors since 2021 and previously worked at Sound Financial Planning, Inc. for 21 years. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers customized wealth management, discretionary portfolio management, and financial planning services, employing a variety of investment strategies and providing ancillary services such as tax preparation and estate-document preparation for qualifying clients.

Stephen Kovach is a CFP® professional at EP Wealth Advisors with 22 years of industry experience. He previously worked at Buffington Mohr McNeal for nine years and served nine years with the Water Users Association of Downing Downs Lateral. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers customized wealth management, discretionary portfolio management, and financial planning services, applying a blend of fundamental, technical, and cyclical analysis alongside alternative investment options.

Armando Herrera is a financial advisor at EP Wealth Advisors with three years of industry experience. He holds a Series 65 credential and previously worked at Harris Financial Advisors, Inc. for seven years. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporations, businesses, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning along with ancillary services such as tax preparation and estate-document preparation for qualifying clients. Their investment approach includes customized model portfolios with ongoing monitoring, using fundamental, technical, and cyclical analysis, and incorporates third-party managers and ERISA plan services.

Jeffrey White is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and bringing 37 years of industry experience. He has been with Private Advisor Group since 2016 and concurrently associated with LPL Financial since 1994. Outside of his advisory work, he is a musician who plays guitar in a small orchestra and occasionally teaches guitar lessons. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering a range of portfolio management and financial planning services through various platforms and third-party asset managers.

Sheila Hoopes is a CFP® professional with three years of industry experience currently advising at EP Wealth Advisors. Her prior roles include positions at Reyes Financial Architecture, Creative Capital Management Investments LLC, and LPL Financial. EP Wealth Advisors is a registered investment adviser serving individual, corporate, and retirement plan clients with wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios incorporating fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate-document facilitation for qualified clients.

Michael Goldman is a CFP® and Series 65-licensed financial advisor with 16 years of industry experience. He is currently with EP Wealth Advisors, where he has worked since 2024, following a 12-year tenure at Gather Financial Planning. Goldman also serves as Treasurer and Financial Officer for the Leo & Rhea Fay Fruhman Foundation, a private charitable foundation. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans with wealth management, discretionary portfolio management, and financial planning services. The firm offers customized portfolios, ongoing monitoring, and a range of ancillary services including tax preparation and estate-document preparation for qualifying clients.

Ryan Dalit is a financial advisor at Brookstone Capital Management LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience in real estate-related roles at firms including Prophet Homes, Fair Trade Real Estate, and New Western Acquisitions. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm offers discretionary portfolio management through a turnkey asset management platform, employing strategic and dynamic asset-allocation models and a range of investment strategies including ETFs, mutual funds, options-enhanced strategies, and proprietary funds.

Nicole Simpson is a CFP® and holds a Series 66 license with 16 years of industry experience. She has been with EP Wealth Advisors since 2020 and previously worked at Creative Planning. Simpson also operated Four Sublime Attitudes LLC, known as The Financial Healer, for one year. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by providing wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses customized model portfolios and a variety of investment strategies, including fundamental, technical, and cyclical analysis, along with access to alternative investments and private funds.