A Hudson is a CFP® professional with 37 years of industry experience, currently affiliated with LPL Financial. His prior work includes roles at NEXT Financial Group, Wells Fargo Clearing, and Wells Fargo Investments. He is also involved in a non-variable insurance business unrelated to his advisory role. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Guillermo Gutierrez Jr. is a CFP® professional with six years of industry experience, currently advising at OSAIC since 2023. He has previously worked at One Capital Management, FSC Securities Corporation, and Zephyr Investment Management. Outside of his advisory role, he serves as a sports coach for the City of Los Angeles Department of Recreation and Parks, a position he has held since 2006. OSAIC Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, and charitable organizations. The firm offers a range of brokerage and advisory services through a multi-advisor platform, utilizing model-based asset allocation, portfolio optimization, and various managed account strategies.

Stephen Colato is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding a Series 66 designation and 20 years of industry experience. He previously worked at Citigroup Global Markets and UBS Financial Services before joining Morgan Stanley in 2016. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate channels.

Nicole Cardenas is a financial advisor with LPL Financial in Woodland Hills, CA, holding Series 63 and Series 65 credentials and one year of industry experience. Prior to joining LPL Financial in 2025, she spent 17 years with NEXT Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing a range of investment strategies supported by operational and research tools.

Alan Santisteban is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has previous work experience at Premier America Credit Union and Wells Fargo. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Randi Dennen is a financial advisor with Ameriprise in Thousand Oaks, CA, holding a Series 66 designation and 15 years of industry experience. She has been with Ameriprise and its affiliated entities since 2011. In addition to her advisory role, Dennen is involved in tax preparation through Foster, Griffith, & Allen, Inc. Ameriprise offers retirement-income planning services targeted at clients approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm serves a large client base with a broad range of advisory, brokerage, and insurance solutions.

Peter Gould is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds Series 63 and Series 66 designations and has held positions at Wells Fargo and Citigroup Global Markets before joining J.P. Morgan in 2018. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative screens and qualitative research to build model asset allocations, incorporating an ESG eligibility framework and broader derivatives capabilities.

Gregory Lewandowski is a financial advisor at Ameriprise with 13 years of industry experience. He holds a Series 66 designation and previously worked at Edward Jones and AIG in various roles. Lewandowski serves on the Board of Directors for the Simi Valley Samaritan Center and is a member of the Simi Valley Chamber of Commerce. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored recommendation reports. The firm also offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Ronald Goldman is a financial advisor with Raymond James & Associates in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 53 years of industry experience. He has been with Raymond James & Associates since 2008 and has 17 years of experience registered with FINRA. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Alice Rieckmann is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds the Series 66 designation and has worked at Bank of America, Merrill, and JPMorgan Chase Bank, N.A. prior to her current role. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process incorporates quantitative and qualitative research and may include an ESG eligibility framework.

Victoria Forgerson is a financial advisor with UBS Financial Services in Westlake Village, CA, holding a Series 66 designation and 17 years of industry experience. She has been with UBS since 2016. Outside of her advisory role, she is a vice president and co-owner of a family fire protection business and also distributes Avon beauty products on a limited basis. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and advisory services, leveraging proprietary research and model-based asset allocations to tailor investment plans. The firm integrates institutional trading capabilities with wealth management, offering a broad range of services including financial planning, portfolio management, and capital markets activities.

Jennifer Alewel is a financial advisor with Morgan Stanley in Westlake Village, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. She joined Morgan Stanley in 2020 after four years at Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by firm-approved tools and analysis. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and employer-based financial planning agreements.

James Kaing is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 12 years of industry experience. He previously worked at HSBC Bank USA, N.A. from 2015 to 2020 before joining Wells Fargo Clearing in 2020. Outside of his advisory role, Kaing owns and operates a business focused on sports and hobby trading collectible cards. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broader set of financial product offerings than many peers, including insurance-related vehicles and bank deposit sweep options.

Dane Johnson serves as a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings extensive experience in wealth management and investing, having begun his financial services career in 1987 with Shearson Lehman Brothers. Mr. Johnson joined Merrill in 1991 and has since developed personalized strategies to help clients pursue long-term financial goals. His approach incorporates the investment insights of Merrill alongside the banking and lending solutions provided by Bank of America to address his clients’ holistic wealth management needs. Mr. Johnson’s expertise includes security-based investments, life insurance, long-term care, annuities, mortgage and consumer lending, estate planning, and business banking. He holds the professional designations Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). His educational background includes studies in finance with an option in investments across multiple universities such as Tulane University, University of New Orleans, CSU Long Beach, UCSB, and Ventura College. He is also a member of the Beta Gamma Sigma National Business Honors Society. A native of Ventura, California, Mr. Johnson graduated from Buena High School and served in the United States Marine Corps before beginning his financial career. He is committed to staying well informed through ongoing education and frequently participates in industry research and conference calls. Reflecting Merrill’s tradition of community involvement, he volunteers with local organizations to contribute to the community he serves.

Kelly Karren is a financial advisor with Raymond James Financial, holding a Series 66 designation and over 26 years of industry experience. Prior to joining Raymond James in 2026, Kelly worked at Premier America Credit Union and LPL Financial for 19 years, as well as at SeCU Brokerage Services and CUSO Financial Services. Outside of her advisory role, she is a sponsored athlete competing as a US Masters swimmer. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning supported by analytical modeling and maintains specialized services such as municipal advisory work and a SIMPLE IRA Employer Advisory program.

Giancarlo Hamner is a CFP® and Series 66-licensed financial advisor with 10 years of industry experience, currently working at Edward Jones since 2016. He is based in Newbury Park, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including managed solutions and separately managed accounts, and operates under a fiduciary standard with approximately $1.01 trillion in assets under management.

Martin Padilla is a financial advisor at Ameriprise with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has previously worked at firms including Stifel, B. Riley Wealth Advisors, Oppenheimer & Co, UBS Financial Services, and Merrill. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written Recommendation Reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Cathey Paine is a financial advisor with OSAIC in Westlake Village, CA, holding a Series 63 designation and 32 years of industry experience. She worked at Lincoln Financial Advisors for 24 years prior to joining OSAIC in 2025. Outside of finance, she is involved in writing and editing screenplays and books, with an interest in acting. OSAIC Wealth serves a broad range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and retirement plan consulting. The firm uses a model-based investment approach emphasizing asset allocation and portfolio optimization, and is notable for its scale and recent consolidation activity.

Jeffrey Pollack is a financial advisor with LPL Financial based in Agoura Hills, CA, holding a Series 66 license and 12 years of industry experience. His prior roles include positions at PRG & Associates, LLC and Paul Gross, as well as involvement in several community and professional organizations. Outside of his advisory work, he has business interests connected to PRG & Associates, LLC in Calabasas. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through its network of investment adviser representatives, utilizing model portfolios, third-party subadvisors, and customized strategies across various investment options.

Eric Epstein is a financial advisor with Morgan Stanley in Woodland Hills, CA, holding Series 63 and Series 65 designations and over 40 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and provides services under various financial planning and investment arrangements.