Matthew Bregozzo is a financial advisor with Avantax Planning Partners, Inc. in San Diego, CA, holding a Series 66 designation and 15 years of industry experience. His career includes roles at Cetera-affiliated firms and First Allied, spanning over a decade. Avantax Planning Partners, Inc. provides portfolio management, financial planning, and managed retirement plan services to individuals, pension plans, charitable organizations, and businesses, primarily through a network of CPA firms and registered Advisor Representatives. The firm manages approximately $7.57 billion in assets and utilizes firm-designed style allocation models with tax-intelligent strategies.

Ciano Villaquiran is a CFP® and ChFC® with 13 years of industry experience. He is currently with The AmeriFlex Group and has worked previously at firms including Cambridge Investment Research, MassMutual, and Metlife Securities. Villaquiran also operates a financial literacy coaching business in San Diego. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, delivering customized strategies through various model allocations and manager relationships.

Salvatore Capizzi is a financial advisor at Dunham with 41 years of industry experience. He holds a Series 63 designation and has been with Dunham & Associates Investment Counsel since 2008. Dunham is an SEC-registered investment adviser and dually registered broker-dealer that provides wealth management services to individual and high-net-worth clients. The firm employs a manager-of-managers approach with formal quarterly rebalancing and offers various investment vehicles, including proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund focused on long-term private equity investments.

Robert Jones is a financial advisor at BOK Financial Securities, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses with 24 years of industry experience. His prior roles include positions at Northern Trust Securities, Inc., Northern Trust Investments, Inc., and CUSO Financial Services, L.P. He has worked in both independent and enterprise settings throughout his career. BOK Financial Securities, operating as BOK Financial Advisors, serves a diverse client base including individuals, high-net-worth investors, corporations, retirement plans, government agencies, municipalities, and institutional clients. The firm offers non-discretionary, fee-based investment management through its Guided Portfolio Solutions program, combining proprietary research and a range of model strategies supported by its affiliation with a bank holding company and related investment entities.

Ryan Miiller is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC in San Diego, CA. His prior experience includes 11 years at TD AMERITRADE before joining Pure Financial Advisors. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach overseen by an Investment Committee, incorporating modern portfolio theory, tax-aware strategies, and specialized management techniques.

Robert Mccullock III is a CFP® professional with 26 years of industry experience, currently serving at Pure Financial Advisors, LLC since 2013. He holds Series 63 and Series 66 licenses and is based in San Diego, CA. Pure Financial Advisors, LLC is a large registered investment adviser managing approximately $11.05 billion in assets for individual and high-net-worth clients. The firm employs a financial-planning-centered approach based on academic frameworks and offers comprehensive planning along with discretionary portfolio management and a range of related services.

Bruce Beaty is a financial advisor at Madison Avenue Securities, LLC with eight years of industry experience. He holds the ChFC® and Series 63 designations and has held roles at multiple firms including AE Wealth Management, Dynamic Planning Network, and Heartland Investment Advisory Services. Outside of his advisory work, he serves as a managing partner in investment-unrelated ventures such as R&B Ventures, LLC and Quail Holding, LLC. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering a range of portfolio management options through various platforms and third-party managers. The firm also supports pension consulting, college-savings assistance, and services for charitable organizations.

Nicholas Cipriano is a financial advisor at Prospera Financial Services, Inc. with 19 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Morgan Stanley Private Bank and Merrill. Prospera Financial Services is a multi-team advisory firm serving individuals, retirement plans, trusts, estates, charitable organizations, and business entities. The firm offers financial planning, portfolio management, and access to multiple advisory programs and platforms, with a dual registration as both an SEC-registered investment adviser and a FINRA member broker-dealer.

Camryn Nurmberg is a financial advisor at Dunham with a Series 66 credential and one year of industry experience. Prior to joining Dunham, Camryn worked in various roles including at Solara Medical Supplies and McP’s Irish Pub. Dunham is an SEC-registered investment adviser and broker-dealer serving individual and high-net-worth clients through multiple investment vehicles, including proprietary mutual funds, wrap fee programs, separately managed accounts, and a private fund. The firm uses a manager-of-managers approach with formal quarterly rebalancing and offers custody, trust, and donor-advised fund services through its affiliated trust company.

Kyle Farmer is a CFP® professional with four years of experience at Pure Financial Advisors, LLC and prior experience at Sunrun and the SDSU Financial Markets Lab. Based in San Diego, CA, he also owns and operates Tuna Twins Fishing, a commercial fishing business. Pure Financial Advisors provides financial planning and portfolio management services primarily for individual and high-net-worth clients, trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm’s investment approach is planning-centered, utilizing modern portfolio theory, tax-aware techniques, and a multi-advisor platform supported by enterprise-scale infrastructure.

John Alling is a financial advisor with Wedbush Securities Inc. in San Diego, CA, holding Series 63 and Series 65 designations and 45 years of industry experience. He has worked at Wedbush Morgan Securities since 2009 and was previously with First Wall Street Corp. from 2000 to 2008. Wedbush Securities provides investment advisory and broker-dealer services to individual, high-net-worth, and institutional clients, offering a range of services including wealth management, fixed income, commodities, and securities lending, with both discretionary and non-discretionary portfolio management options.

Joseph Bailey is a CFP® professional with two years of industry experience, currently advising at Pure Financial Advisors, LLC in San Diego, CA. He has been associated with Pure Financial Advisors since 2023 and has a background that includes work at Bloomberg BNA and involvement with the Association of International Certified Public Accounts. Pure Financial Advisors, LLC is a multi-team registered investment adviser managing over $11 billion in assets for individual and high-net-worth clients. The firm offers comprehensive financial planning and discretionary portfolio management with an emphasis on continuous planning and tax-aware strategies.

Anthony Krickl is a financial advisor with Sovran Advisors, LLC in San Diego, CA, holding a Series 66 credential and 16 years of industry experience. His prior roles include positions at Cetera, Mass Mutual Investors Services, and MetLife Securities. He is also a partner at DirectPath Financial, LLC, providing financial and insurance services. Sovran Advisors serves individuals, corporations, and retirement plan sponsors by offering financial planning, portfolio management, and retirement plan consulting. The firm employs a mix of active and passive investment strategies and provides access to third-party managers and advisory annuity contracts.

David Morgan is a financial advisor with Belpointe Asset Management LLC in San Diego, CA, holding 5 years of industry experience. He is also the owner of Dave Morgan CPA, Inc., an accounting firm providing tax and accounting services since 2003. Prior to Belpointe, he worked at Axxcess Wealth Management, Onyx Bridge Wealth Group, Elite Investment Team, and Securities America Advisors. Belpointe Asset Management is a multi-team registered investment adviser managing approximately $7.6 billion in client assets through a network of about 174 advisors. The firm serves individuals, retirement plans, corporations, trusts, and other advisers, offering discretionary investment management, financial planning, and retirement-plan consulting with a focus on customized portfolios that combine various investment strategies.

Andrew Evans is a CFP® with 14 years of industry experience, currently serving as an investment advisor representative at Sovran Advisors, LLC. He is a founding partner of Parliament Wealth Management & Insurance Services and has held roles at Mass Mutual Investors Services, MetLife Securities, and Cetera Wealth Services. Outside of financial advising, Evans is owner of Silent Flight Inc., a business focused on expense management, and serves as treasurer for Redeemer OC. Sovran Advisors provides investment advisory and financial planning services to individuals, high-net-worth clients, charitable and corporate entities, and retirement plans. The firm manages approximately $1.78 billion in client assets through a team of 53 advisors, offering tailored portfolio management and planning solutions using both advisor-managed and model portfolios across multiple platform relationships.

Jeffrey Brecht is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Pure Financial Advisors, LLC since 2021. His prior roles include positions at Principal Securities, Inc., Principal Life Insurance Company, and several other firms over the course of his career. He holds Series 63 and Series 66 licenses. Pure Financial Advisors, LLC is a large registered investment adviser with over $11 billion in assets under management, serving individual and high-net-worth clients. The firm emphasizes a financial-planning-centered approach based on academic frameworks, offering comprehensive planning and discretionary portfolio management across a range of investment products and specialized services.

Steven Brahy is a CFP® professional with 29 years of experience in the financial advisory industry. He is currently with Madison Avenue Securities, LLC, where he has worked since 2021. Prior to this, he was with Rose Court Wealth Management for eight years. Outside of his primary role, he is involved with Empress Investment Group, providing wealth management, insurance, and investment advisory services. Madison Avenue Securities, LLC serves a diverse client base including high net worth individuals, charitable institutions, and retirement plans, managing approximately $2.0 billion in assets. The firm offers a range of portfolio management and financial planning services through various account platforms, employing multiple investment strategies and custodial arrangements.

Karen Baszak is a Certified Financial Planner® with 23 years of industry experience, currently serving at Pure Financial Advisors, LLC since 2014. She holds the Series 63 and Series 65 licenses and is based in San Diego, CA. Pure Financial Advisors provides financial planning and portfolio management primarily for individual and high-net-worth clients, as well as trusts, estates, charitable organizations, and pension and profit-sharing plans. The firm employs a planning-centered investment approach guided by an Investment Committee, incorporating tax-aware strategies and the use of sub-advisers for specialized investment sleeves.

Jeffery Wagner is a financial advisor with Madison Avenue Securities, LLC, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at AE Financial Services, UMB Financial Services, and Waddell & Reed, among others. Madison Avenue Securities provides investment advisory and brokerage services primarily to individual and high-net-worth clients, offering a range of portfolio management options through multiple platforms and sub-advisers. The firm manages approximately $2.0 billion across 14,000 clients and employs strategic and tactical asset allocation using various investment vehicles.

Charlie Elamparo is a financial advisor at Realta Investment Advisors, Inc. in San Diego, CA, holding a Series 66 designation with five years of industry experience. He previously worked at LPL Financial for seven years before joining Realta Investment Advisors and Realta Equities in 2024. Realta Investment Advisors provides discretionary and non-discretionary investment advisory and financial planning services to individuals, including high-net-worth clients, pension and profit-sharing plans, and various institutional clients. The firm uses individualized advice to guide asset allocation across multiple investment types and operates platforms offering third-party manager programs and held-away account aggregation.